HomeMy WebLinkAboutTown of Cornelius - Public Financial Report
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Table of Contents
Manager’s Message to Cornelius’ citizens 3
Purpose of this report 4
Awards and Quick Facts 4
City Profile 5
History of Cornelius 5
Budget Process 6
FY2021 Significant Events 7
Principal Taxpayers and Principal Employers 7
General Fund- Revenue and Expenditures 8
Enterprise Fund- Revenue and Expenditures 10
Variances in General and Enterprise Funds 12
Changes in Fund Balance 12
Long-term Debt 13
Award for Outstanding Achievement 14
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Manager’s Message to
the Cornelius’ citizens
Dear Cornelius Citizens and Property Owners,
Cornelius is a uniquely wonderful community, with a history of progress and passion. Town Staff and I are
proud and thankful to serve you. The Town of Cornelius is pleased to present the 2021 Popular Annual
Financial Report (PAFR) for the fiscal year ending June 30, 2021. The Town was awarded its fourth
Certificate of Achievement for Excellence in Financial Reporting for the 2020 Popular Annual Financial
Report (PAFR) by the Government Finance Officers Association (GFOA).
Provided in this report are the financial highlights from the fiscal year ending June 30, 2021. The PAFR is
designed to provide a summary of the Town’s financial position in a user-friendly format. This report
represents an ongoing commitment to keep citizens informed about the Town’s finances.
The information in this report comes from the financial statements in the Town’s Annual Comprehensive
Financial Report (ACFR), which is prepared in accordance with generally accepted accounting principles
(GAAP) and is audited by an independent certified public accounting firm. The PAFR is intended to be a
supplement to the ACFR, not a replacement. The ACFR contains more detailed and extensive
information. The ACFR is available online at www.cornelius.org/255/Accounting.
I hope that you find the PAFR to be informative and understandable. As you review the PAFR, please
share any questions, concerns, or recommendations that you may have with Town Staff and I. Citizens
like you are what makes Cornelius such a great place to live and work.
Respectfully submitted,
Andrew Grant
Town Manager
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PURPOSE OF THIS REPORT
This Popular Annual Financial Report (PAFR) is a summary of the
financial activities of the Town’s funds as reported in the 2021
Annual Comprehensive Financial Report (ACFR). The PAFR is a
summarized version and highlights the overall financial condition of
the Town in the General Fund and Enterprise Fund.
This report is a reflection of our effort to keep citizens informed
about how your tax dollars are being utilized in a user-friendly
manner. Portions of the information in this report are taken from
financial statements that are contained in the ACFR, specifically the
General Fund and the Enterprise Fund. We hope you find the PAFR
to be concise, informative, and user-friendly. This report focuses on
the General Fund and the Enterprise Fund.
All reports may be viewed on the Town’s website at
www.cornelius.org/255/Accounting or copies of these reports may
be picked up in the Finance Department.
AWARDS
• The Town of Cornelius’ Annual Comprehensive Financial Report
(ACFR) for the year ended 2020, from which the information on
pages 18-116 has been drawn, was awarded the Certificate of
Achievement for Excellence in Financial Reporting by
Government Finance Officers Association of the United States
and Canada (GFOA). The Certificate of Achievement is the
highest form of recognition for excellence in state and local
government financial reporting. In order to be awarded a
Certificate of Achievement, a government unit must publish an
easily readable and efficiently organized ACFR, whose contents
conform to program standards. Such an ACFR must satisfy both
generally accepted accounting principles and applicable legal
requirements. A Certificate of Achievement is valid for a period
of one year only. We believe that our current ACFR continues
to conform to the Certificate of Achievement Program’s
requirements, and we are submitting it to GFOA to determine
its eligibility for another Certificate. The Town was awarded the
Certificate of Achievement for the 11th consecutive year.
• Award for Certificate of Achievement for Excellence in Financial
Reporting for the 2020 Popular Annual Financial Report (PAFR)
for the 4th time.
• The Cornelius Police Department is a six-time recipient of the
Commission on Accreditation for Law Enforcement Agencies,
Incorporated (CALEA). In 2020, Cornelius PD was awarded
Accreditation with Excellence.
QUICK FACTS
Population 31,489
Median Household Income $88,366
Median Household Value $417,175
Sales Tax Rate 7.25%
Average High Temperature 70.73˚F
Average Low Temperature 47.15˚F
Average Precipitation 45.5 inches
Land Area 13.07 sq. miles
Shoreline ~73.5 miles
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CITY PROFILE
The Town of Cornelius has a Council-Manager form of government
with a Mayor and five-member Board of Commissioners. The
Mayor and Board of Commissioners are elected for two-year terms
in November of odd-numbered years, and the election is non-
partisan. The Board of Commissioners meet the first and third
Mondays of the month beginning at 6:00pm.
The administrative operations of the Town are handled by the Town
Manager who serves as the Chief Administrative Officer. The Town
Manager directs the implementation of policy directives by the
Board of Commissioners and oversees all other departments and
functions. The Town has 128 authorized full-time positions. The
Town averages 30 part-time employees on any given payroll period.
MAYOR, BOARD OF COMMISSIONERS,
AND TOWN MANAGER IN FY 2021
Woody Washam Mayor
Denis Bilodeau Mayor Pro-Tem
Jim Duke Commissioner
Michael Miltich Commissioner
Thurman Ross Commissioner
Tricia Sisson Commissioner
Andrew Grant Town Manager
HISTORY OF CORNELIUS
The Town of Cornelius, the second youngest of Mecklenburg County’s six
incorporated towns, was founded in 1893 but not incorporated until March
4, 1905. The Town’s origin has been traced by many historians to a dispute
over cotton weighing.
In the late 1800s, two thriving cotton farms located in Davidson disagreed
on whether an official town cotton weigher should be appointed. After a
heated election was held and legislation enacted, a town cotton weigher
was hired and the firm which opposed the appointment decided to relocate
much of its operations just south of the Davidson town limits.
Frequently after heavy rains, the road connecting Davidson and Cornelius would become impassable. The
hill leading into Davidson would become so muddy that many cotton farmers found it safer and more
convenient to conduct their business just south of Davidson in a small frame building. The success of the
cotton purchasing business later inspired the owners to construct a cotton mill where raw cotton could
be converted into cloth. The owners of the cotton firm lacked the needed money to make the idea of a
cotton mill a reality but knew who could provide the financial backing. Joseph Benjamin Cornelius (1833-
1914) supplied the needed investment, and the mill was opened. Although the town was originally
incorporated as “Liverpool”, the Town’s name was soon changed to Cornelius to honor J.B. Cornelius who
was the principal stockholder in the cotton mill.
Perhaps even more influential as the cotton industry was to the Town’s development and growth early in
the century, was the damming of the Catawba River to create Lake Norman. In 1963, Duke Power created
the largest man-made lake in North Carolina and provided the area with both hydroelectric power and
recreational opportunities. The formation of the lake also provided Cornelius with over 73 miles of
developable shoreline within the Town’s planning jurisdiction.
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BUDGET PROCESS
The budget is the single most important annual document presented to the Board of Commissioners. The
annual budget ordinance sets the tax rate to be levied upon property for the year and describes how those
taxes and other revenue will be spent. The budget is primarily intended to establish policy direction, but
it also serves the citizens by providing an understanding of the Town’s operating fiscal programs. It
reflects the Town’s commitment to maintain necessary services, improving quality of life, and maintaining
the tax rate at an appropriate level.
The Town of Cornelius, like all local governments throughout North Carolina, prepares, adopts, and
administers its budget in accordance with the Local Government Budget and Fiscal Control Act (LGBFCA).
This Act establishes
responsibilities in the
adoption of the budget
and, most importantly,
requires that the
budget be balanced. In
other words, the
estimated revenues
and financing sources
must equal the
proposed spending.
North Carolina local
governments operate
under a July 1 - June 30
fiscal year. A budget
must be adopted by
June 30th of each year,
or interim provisions
must occur.
The spending for the upcoming fiscal year is authorized through the Board of Commissioner’s adoption of
a budget ordinance. This action authorizes the spending, assures that the budget is balanced, and levies
the property tax for that budget year. Additionally, related resolutions or ordinances formally authorize
changes to the Town’s Board adopted fee schedule. Amendments to the budget ordinance may occur
throughout the year with Town Board approval that could impact planned spending levels. Under North
Carolina law, local property taxes may not be changed at any point in the year once adopted without input
from the State government or extraordinary circumstances.
By law, each year, a public hearing is held by the Board of Commissioners to receive comments from
citizens and taxpayers on the recommended budget. That hearing is held after the Town Manager
formally presents his recommended budget to the governing body. Throughout the budget review period,
copies of the recommended budget are kept on file for public review in the Town Finance Director’s office,
with the Town Clerk, and available on the Town’s website.
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SIGNIFICANT EVENTS FOR FY 2021
• The Town of Cornelius Public Works department began the Willow Pond Stream restoration project
in the McDowell Creek watershed. The project consists of removing the Willow Pond dam and
restoring the stream underneath the pond, restores portions of the reaches upstream and
downstream of the current pond. Total restoration of approximately 6,000’.
• The Town of Cornelius Parks and Recreation Department began to replace the athletic facility lighting
at Bailey Road Park. This project includes replacing all baseball, tennis, soccer, and football lighting
with LED lighting and adding basketball court LED lighting. LED lighting saves energy consumption
and has a longer life cycle than the typical metal halide.
• The Town of Cornelius Parks and Recreation Department began Phase II of the Plum Creek/South
Bailey Road Greenway project and Phase III of the McDowell Creek Greenway project. Plum
Creek/South Bailey Road Greenway Phase II consists of nearly a 0.4 mile-long, ten-foot-wide paved
trail for pedestrians and bicycles. McDowell Creek Greenway Phase III consists of developing a tunnel
beneath Westmoreland Road linking Birkdale in Huntersville, NC to Magnolia Plaza.
• The Town of Cornelius Fire Department entered into a contract to replace its aging engines with a
new engine. The new fire engine will be a Seagrave Pumper Engine, and it is expected to be delivered
within 440 days of the signed engineering drawings.
PRINCIPAL PROPERTY TAXPAYERS AND PRINCIPAL EMPLOYERS
Principal Property Taxpayers Principal Employers
In FY 2021 (in order of ranking) In FY 2021 (in order of ranking)
WMCI Charlotte III LLC Charlotte Mecklenburg Schools
Kings Park LLC Town of Cornelius
BBR/ Marina Waterfront LLC The Peninsula Club
The Peninsula Club Inc Financial Independence Group Inc.
Cornelius Development LLC Lake Norman Chrysler Jeep Dodge Ram
Inland Southeast Southlake LLC Modern Nissan of Lake Norman
One Norman Square LLC McDonald’s
Foamex Innovations Lake Norman Infiniti
MW Ark LLC Asset Management Technologies Inc.
Gre Jeton LLC VectorVest Inc.
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GENERAL FUND
The General Fund is the largest fund for the Town of Cornelius. This fund accounts for all revenue and
expenditures associated with local governmental services such as public safety, general government,
transportation, cultural and recreational, and environmental protection. For FY2021, the General Fund
revenue was $29.5 million, an increase of $1.8 million from FY2020. Property tax revenue was $16.9
million or approximately 57 percent of the total General Fund revenue. The General Fund expenditures
were $23 million, an increase of $800,000 from FY2020. Public safety accounted for $10.2 million or 44
percent of the total General Fund expenditures. Public safety includes the Police Department, Animal
Control, Fire Department, and Communications. Debt Service accounted for the second highest
expenditures in FY2021 with $3.2 million or 14 percent of the total General Fund expenditures
Revenues FY2019 FY2020 FY2021
Ad valorem taxes 14,426,414 16,513,048 16,943,009
Other taxes 574,464 430,401 379,149
Interest earnings 375,765 345,864 97,162
Miscellaneous revenues 347,546 681,402 745,730
Shared restricted revenues 2,118,393 1,883,092 1,625,586
Shared unrestricted revenues 7,140,691 7,167,255 7,799,041
Charges for svcs and fees 912,113 717,106 628,877
Debt Issued 1,807,332 - 1,338,000
Total Revenues 27,702,718 27,738,168 29,556,554
Expenditures FY2019 FY2020 FY2021
Governing Board 70,553 69,012 66,077
General Government 1,511,713 1,919,093 1,725,231
General Services 320,989 333,470 322,297
Public Safety 9,354,477 9,276,881 10,154,605
Transportation 2,187,281 1,932,856 1,359,987
Environmental Protection 2,217,711 2,433,882 2,312,798
Economic & Physical Dev. 1,012,389 946,032 984,463
Cultural & Recreational 4,389,785 2,583,545 2,889,085
Debt Service 2,396,778 2,732,374 3,212,360
Total Expenditures 23,461,676 22,227,145 23,026,903
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Where the money comes from:
Property taxes are the largest
funding source of general fund
revenues at 57% of total Town
revenues. Shared unrestricted
revenues are the second highest
funding source of revenues at 26%.
This includes local sales tax, utility
franchise tax, food and beverage
tax, beer and wine tax, ABC profit
distribution, and stormwater fees.
Where the money goes:
Public Safety accounts for the
majority of General Fund
expenditures at 44% and consists
of police, animal control,
communications, and fire. Debt
Service accounts for the second
highest amount of General Fund
expenditures totaling 14%.
Economic and Physical
Development is made up of
Community Planning, Tourism,
and Economic Development.
10,154,605
3,212,360
2,889,085
2,312,798
1,725,231
1,359,987
984,463
322,297
66,077
0 2,000,000 4,000,000 6,000,000 8,000,000 10,000,000 12,000,000
Public Safety
Debt Service
Cultural & Recreational
Environmental Protection
General Government
Transportation
Economic & Physical Dev.
General Services
Governing Board
2021 EXPENDITURES-GENERAL FUND
16,943,009
7,799,041
1,625,586
1,338,000
745,730
628,877
379,149
97,162
0 5,000,000 10,000,000 15,000,000 20,000,000
Ad valorem taxes
Shared unrestricted revenues
Shared restricted revenues
Debt Issued
Miscellaneous revenues
Charges for svcs and fees
Other taxes
Interest earnings
2021 REVENUES-GENERAL FUND
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ENTERPRISE FUND
All electric distribution system operations, maintenance, and capital improvements are funded through
the Enterprise Fund. The Fund has been managed since FY1998 under a contract with ElectriCities
including updated amendments to the original contract and in cooperation with the Town of Huntersville.
In FY2021, the Enterprise Fund revenue was approximately $7.6 million which is up 5.2% from FY2020.
Total Enterprise Fund expenses were approximately $6.43 million which is up 2.2% from FY2020.
Revenues
FY2019 FY2020 FY2021
Charges for services 6,747,065 6,466,617 6,493,803
Other Operating 42,558 742,202 1,131,093
Miscellaneous 40,096 15,995 9,728
Interest Earnings 14,626 9,320 435
Totals 6,844,345 7,234,134 7,635,059
Expenses
FY2019 FY2020 FY2021
Administration 98,331 155,827 124,105
Operating 1,237,998 1,330,045 1,366,802
Power Purchases 4,524,182 4,610,398 4,675,915
Capital Outlay 469,143 215,663 287,572
Debt Service 26,829 26,428 26,028
Totals 6,356,483 6,338,361 6,480,422
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Where the money comes from:
Charges for service account
for the vast majority of the
Enterprise Fund revenues
at 85%. The remaining
revenues are comprised of
interest earnings, other
operating revenues, and
miscellaneous revenues.
Other operating revenue is
made up of a working
capital NCMPA rebate.
Where the money goes:
Power purchases
account for the
majority of the
Enterprise Fund
expenses at 72%.
Operating
expenses are the
second highest at
21%.
6,493,803
1,131,093
9,728 435
-
1,000,000
2,000,000
3,000,000
4,000,000
5,000,000
6,000,000
7,000,000
Charges for services Other Operating Miscellaneous Interest Earnings
2021 REVENUES-ENTERPRISE FUND
4,675,915
1,366,802
287,572 124,105 26,028
-
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
3,500,000
4,000,000
4,500,000
5,000,000
Power Purchases Operating Capital Outlay Administration Debt Service
2021 EXPENSES-ENTERPRISE FUND
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GENERAL FUND VARIANCES:
Cultural and Recreational expenditures increased 10.5% in FY2021 over the prior fiscal year due to the
reinstatement of programs affected by COVID-19. Public Safety increased 8.6% in FY2021 over the prior
fiscal year due to the addition of 6 full-time firefighter positions within Cornelius-Lemley Fire and Rescue.
Debt Service expenditures increased 15% in FY2021 over the prior fiscal year due to the purchase of
several Police vehicles in FY2020. Sales Tax and Ad Valorem Tax revenues increased in FY2021. Interest
earnings, Occupancy Tax, Utility Franchise Tax, and Food and Beverage Tax revenues decreased in FY2021
over the prior fiscal year due to COVID-19.
ENTERPRISE FUND VARIANCES:
Charges for Services increased slightly in FY2021 by 0.4%. Other Operating revenues increased in FY2021
over the prior fiscal year due to a NCMPA working capital rebate. Administration expenses decreased
25% in FY2021 due to linemen vacancies. Capital outlay increased in FY2021 by 25%.
FUND BALANCE
The Town will maintain adequate, but not excessive, operating reserves categorized as fund balance. The
fund balance is established to provide for any unforeseen revenue losses and to take advantage of
unanticipated opportunities. While the fund balance is infrequently appropriated as part of the annual
budget, it is utilized to fund capital improvement projects or meet grant matching requirements. The
Town will preserve cash reserves to shield against times of economic distress. The Town will utilize both
the use of fund balance and pay-as-you-go capital financing as a mechanism to provide for capital projects.
The Town will adhere to the Board adopted Fund Balance Policy. The Town shall ensure that the General
Fund fund balance is maintained at adequate levels as a percentage of the General Fund budgeted
expenditures, which is 40%. Additionally, we will compare favorably to other municipalities within our
state population group both in unrestricted fund balance and total fund balance. The Town will seek to
preserve, when possible, General Fund fund balance. The Town made a $5 million contribution to the
General Fund fund balance and $973,000 contribution to the Electric Fund fund balance in FY2021.
General Fund- Total fund balance FY2019 FY2020 FY2021
Beginning General Fund Balance $15,507,182 $16,990,662 $20,801,734
Adjustments to Beginning Fund Balance 0 0 0
Revenues $25,895,386 $27,738,168 $28,218,554
Expenditures ($23,461,676) ($22,227,145) ($23,026,903)
Issuance of Debt $1,807,332 0 $1,338,000
Transfers In 0 0 0
Transfers Out ($2,757,562) ($1,699,951) ($1,402,526)
Net Change of Fund Balance $1,483,480 $3,811,072 $5,127,125
Ending General Fund Balance $16,990,662 $20,801,734 $25,928,859
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Enterprise Fund- Total fund balance FY2019 FY2020 FY2021
Beginning Enterprise Fund Balance $8,016,155 $8,452,516 $9,101,990
Adjustments to Beginning Fund Balance 0 0 0
Revenues $6,843,243 $7,233,433 $7,634,759
Expenses ($6,406,882) ($6,583,959) ($6,661,858)
Net Change of Fund Balance $436,361 $649,474 $972,901
Ending Enterprise Fund Balance $8,452,516 $9,101,990 $10,074,891
LONG-TERM DEBT
As of June 30, 2021, the Town of Cornelius had an outstanding bonded debt of $13,117,984. The
remaining debt for the Town is $4,328,545 and consists of installment purchase agreements. Total
outstanding debt for the Town is $17,446,529.
North Carolina General Statues limit the amount of general obligation debt that a unit of government can
issue to 8% of the total assessed value of taxable property within that government’s boundaries. The
Town of Cornelius’ assessed value is $7,464,168,311. The debt margin (capacity) for the Town of Cornelius
is $597,133,465.
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