HomeMy WebLinkAboutCity of Concord - Public Financial Report for the Fiscal Year Ended June 30, 2021
POPULAR ANNUAL
FINANCIAL REPORT
CONCORD, NC
2021
What is a PAFR?
Message from the City Manager02
Concord at a Glance03
Organizational Structure
Members of Team Concord04
Audit Highlights and
Financial Information06
Revenues and Expenses10
Strategic Plan Highlights13
FY 22 Budget in Brief15
Closer look at Major Funds12
On behalf of Mayor Dusch and the Concord City Council, I am pleased to present to you
the City's second Popular Annual Financial Report (PAFR) for the fiscal year 2020-2021
(FY 20-21). This report is designed to provide highlights of the City's financial status as
recorded at the end of last fiscal year (July 1, 2020 - June 30, 2021). The City also
provides a more detailed report known as the Annual Comprehensive Financial Report
which can be found at the City's website, www.concordnc.gov/Departments/Finance.
Concord's PAFR provides community members, regardless of their familiarity with accounting principles, with an overview
on the City's financial information and highlights accomplishments from FY 2021. Team Concord takes pride in providing
the best services possible to our residents and to show that, this report also discusses some major projects and activities
departments completed this past fiscal year.
The City of Concord is proud to provide services while promoting a Culture of Excellence, providing and expecting
Accountability, open Communication, protecting our Environment, focusing on Safety, and enhancing Public Trust. We
strive to do all this while maintaining a strong financial position. During the fiscal year, the Finance Department works
tirelessly to create budgets, track performance measures, enforce financial policies, forecast, and complete the annual City
audit. This PAFR is a small reflection of the work they do.
This report is part of our commitment to providing accountability and transparency. We hope that you find it informative
and accessible. As you read this report, please do not hesitate to reach out to the City with questions, concerns, or
recommendations.
Respectfully submitted,
Message from the City Manager
Table of Contents
Lloyd Wm. Payne, Jr., ICMA-CM
A Popular Annual Financial Report (PAFR) is
an easy to read document that
consolidates information from the Annual
Comprehensive Financial Report (ACFR).
Revenues and Expenditures have been
rolled up and reported based on overall
fund type (General Fund, Enterprise Funds,
and Special Revenue Funds) rather than
reporting each fund separately. The PAFR
is one additional way that Concord is
providing transparency to citizens about
the City's financial and budgetary standing.
To help with understanding this financial
information, the PAFR summarizes data
and may not conform with all ACFR
requirements (known as GAAP or generally
accepted accounting principles ).
What is a PAFR and
Why have it?
Pictured on the cover: "Bloom" is a mural by Caswell Turner of
Cicada Studios featuring the Avett Brothers. The mural is
located at at 25 Union Street North in downtown Concord.
Main Station: 1
District Stations: 4
Sworn Police Officers: 196
Non-Sworn Police Personnel: 21
Code Enforcement: 9
Police Protection
Date of Incorporation: 1796
Date of City Charter: 1798
Land Area: 63.627 sq. miles
Location: Piedmont region
County: Cabarrus
Population: 105,240
Concord Tax Rate: 48¢ per $100 valuation
Cabarrus County Tax Rate: 74¢ per $100 valuation
Residential Information
Median Home Sales Price: $260,000
Fair Market Rent of 1BR Apartment: $865
Fair Market Rent of 3BR Apartment: $1,320
Public Housing Units: 174
Housing Choice Voucher Units: 541
Stations: 11
Firefighters and Officers*: 249
Administrative Support: 3
*(Operations. Prevention, & Training)
Population by Gender
Male: 49.3% Female: 50.7%
Population by Race
White: 63.7% Black: 23.8% Hispanic: 12.2%
Asian, AIAN, NHPI, Other, 2 or more Races: 12.4%
Age (Estimated)
(Birth-19): 27%
(20-34): 17%
(35-64): 42%
(65+): 14%
Median Income: $69,929
Number of Households
2010: 32,130
2020: 40,772
Residents
Source: 2020 U.S. Census
Concord at a Glance
HousingIncorporation & Location
Fire Protection (ISO Rating: 1)
Tax Rate Dedications
City Council committed to set aside dedicated funds
equivalent to 4.5 pennies of the 48¢ tax rate to
further Affordable Housing, Transportation, and Parks &
Recreation initiatives. These dedicated pennies ensure
year-to-year funding towards these community needs.
In FY 21, one penny of the tax rate with the City's
collection rate applied produced $1,351,665 in revenue.
Fun Trivia: Concord means 'harmony' and was named after a
land settlement for the County seat was reached between
German and Scots-Irish settlements in the 1700's.
Concord Fast Facts!
largest city
in North Carolina
10th
Home to NASCAR'S
Charlotte Motor Speedway
Sundrop Soda was founded
in Concord in 1954
for Affordable Housing
for Parks & Recreation
for Transportation
LeDerick Blackburn
704-920-5215
Assistant
City Manager
BUILDINGS &
GROUNDS
Susan Sessler 704-920-5380
ENGINEERING
Sue Hyde704-920-5401
SOLID WASTE& RECYCLING
Robin
Barham704-920-5351
WATER
RESOURCES
Jeff Corley
704-920-5372
ELECTRIC
SYSTEMS
Alex Burris 704-920-5335
FLEET
SERVICES
Daniel
Nuckolls
704-920-5431
TRANSPORTATION
Phillip Graham
704-920-5338
Assistant
City Manager
Josh Smith
704-920-5215
ROCKY RIVER
GOLF CLUB
Contract
704-455-1200
HUMAN
RESOURCES
Chantel Thompson
704-920-5101
RIDERTRANSIT
L.J. Weslowski
704-920-5878
DATA
SERVICES
ContractCharlie Bridges
704-920-5290
Emma Sellers704-920-6206
DIVERSITY, EQUITY & INCLUSION
City Attorney
VaLerie Kolczynski
704-920-5115
Pictured from left to right: Andy Langford, District 1; W. Brian King, District 2;
Ella Mae Small, District 3; Mayor William "Bill" Dusch; JC McKenzie, District 4;
Terry Crawford, District 5; Jennifer Hubbard, District 6; John Sweat, Jr., District 7
AVIATION
Dirk Vanderleest704-920-5912
EMERGENCY
MANAGEMENT
Ian Crane
704-920-5211
HOUSING
Angela Graham704-920-6100
POLICE
Gary Gacek
704-920-5007
COMMUNICATIONS
Bethany
Ledwell704-920-5590
FIRE
Jake Williams
704-920-5524
PARKS &
RECREATION
Bob Dowless704-920-5610
FINANCE
Jessica Jones
704-920-5222
PLANNING &
NEIGHBORHOOD
DEVELOPMENT
Steve Osborne
704-920-5132
PUBLIC AFFAIRS &
PROJECTS
Lindsay Manson
704-920-5210
The Mayor and City Council serve part-time and are elected at-large on a non-partisan basis to four-year terms. Under the council-
manager form of government, City Council acts as the legislative body in establishing policy and drives the City's Mission. The Mayor
serves as the presiding officer at City Council meetings and is the official head of the City for ceremonial purposes. City Council
appoints the City Attorney and a professional City Manager who serves as the Council's chief advisor, handles day-to-day City
operations, and is responsible for all City personnel, with the exception of the City Attorney. The City Manager provides functional
supervision of the Legal Department.
City Organizational Chart
City Clerk
Kim Deason704-920-5205
City Manager
Lloyd Payne704-920-5215
Pam Hinson704-920-5215
Assistant City Manager
Citizens of Concord
Represented by Mayor & City Council
District 1
District 5
District 6
District 7
District 4 District 3 District 2
Team Concord?
29
These groups are primarily supported by
property & sales tax revenue. Our General
Fund is broken into five functional areas:
General Government, Public Safety, Public
Works, Culture & Recreation, and Economic
Development.
Who are the members of
General Fund
Budget Units
18 Enterprise Fund
Budget Units
These departments are supported by
charges for their specific services.
Concord's enterprise departments are:
Electric Systems, Water Resources,
Stormwater, Wastewater, Rider Transit,
Aviation, Rocky River Golf Course, and
Public Housing.
7 Internal Service Fund
Budget Units
These groups are internal-facing service
providers, doing necessary support work
like Engineering, Buildings & Grounds,
Customer Care, Billing, etc. Internal
Service groups are paid through cost
allocations from the departments they
provide services to.
9 Special Revenue Fund
Budget Units
These departments are supported by
revenues specific to their function. Many of
our Special Revenue groups are supported
through federal funding directly related to
their services like Section 8 Housing
Vouchers, Community Development Block
Grants, and HOME Consortium.
The City is financially healthy and has resources to cover expenses. Total Assets and Deferred Inflows of
Resources were greater than total Liabilities and Deferred Outflows of Resources.
City Council's adopted Financial Policies require 30-35% fund balance in the General Fund to ensure the City can
continue to meet its financial obligations in times of crisis. At the end of fiscal year 2021, the General Fund remained
above the policy’s threshold. Fund Balance is used to insulate General Fund programs and current service levels
from unanticipated expenses, revenue reductions due to unforeseen legislation or economic downturn, and aid in
long-term financial and capital planning.
Revenues previously impacted by Covid-19 are now recovering with Other taxes increasing by 20%. This includes
Sales Tax and a other tax types that are not Ad Valorem property tax.
Concord continues to listen to its citizens by addressing the need for transportation improvements, affordable
housing, and open space by adopting tax rate dedications in the upcoming FY 22 budget. Information about the FY
22 budget can be found on page 15.
Bond ratings continue to remain strong and indicate a strong
Debt continues to fall within policy (less than 8% of assessed
financial position with moderate debt levels and above average
amortization.
property value subject to taxation). More information on Debt
can be found on PAFR page 7.
The following highlights are paraphrased from City of Concord's 2021 Annual Comprehensive Financial Report's (ACFR)
Management Discussion and Analysis. This information comes from ACFR pages 17-33.
Audit Highlights
Asset: Something an organization owns. Cash, receivables, land, buildings, building improvements, machinery, equipment,
infrastructure and all other tangible or intangible assets that are used in operations. Fixed assets have an initial useful life
of more than one year and an initial cost of more than $5,000.
Net Position: The difference between assets, deferred inflows/outflows of resources, and liabilities. Increases or
decreases in net position can serve as a useful indicator on whether the financial position of an organization is improving
or deteriorating. (Net Position = Total Assets + Deferred Outflows of Resources - Liabilities - Deferred Inflows of
Resources)
Liability: Something an organization owes, such as loans, accounts payable, bonds, etc.
Deferred Inflows of Resources: When acquiring an asset or assets must be reported in a future period.
Deferred Outflows of Resources: When consumption of assets must be reported in a future period.
Fund Balance: The net ending balance of a Fund's financial resources that are available and spendable.
Key Terms
Bond Rating: a grade indicating a government unit's investment qualities. Generally, the higher the bond rating, the less
risk investors assume, resulting in more favorable interest rates and lower costs of financing capital projects. The three
main bond-rating agencies include: Fitch, Moody's and Stardard & Poor's.
Bond Ratings
Highlights
A Statement of Net Position reports
an organization's current assets,
liabilities, and deferred inflows or
outflows of resources. This statement
is used to show an organization's fiscal
health by demonstrating whether the
organization has enough assets to
cover its liabilities.
Financial Information
A Statement of Activities compares
revenues and expenses to see if an
organization has enough revenue to
cover its expenses. Based on this
financial information, the City continues
to be fiscally healthy. Concord's fiscal
health is thanks to good financial
management and sound financial
policies.
Source information can be found here and on ACFR page 35.
Source information can be found here and on ACFR page 22.
Debt Information
In North Carolina, the Local Government Commission in the State Treasurer's Office
oversees local government bonded debt, conducts bond sales, and ensures that local
units have sufficient capacity to repay debt. The City is also subject to the Local
Government Bond Act of North Carolina, which limits the amount of bonded debt the
City may have outstanding to 8% of appraised value of property subject to taxation.
Concord is well below that with a debt percentage of assessed value of 0.17%.
Like most municipalities, the City of Concord uses debt to finance long-term capital
projects, and it is our policy that the financing period shall not exceed the useful life of
the project. The City currently has revenue bonds, limited obligation bonds, certificates
of participation (COPS), and installment financing. Concord currently has no GO Bonds.
Principal and interest payments are provided in the budget for the year in which they
are due. More information on debt terminology can be found below.
More information on long-term debt can be found on ACFR page 28 or in Note 7 (ACFR
pages 69-73)
Our financial policies can be found at
concordnc.gov/Departments/Finance/
Financial-Archive The Financial Archive
also has copies of prior year Annual
Comprehensive Financial Reports (ACFR),
Capital Improvement Plans, Budgets,
and Popular Annual Financial Reports.
General Obligation (GO) Bonds: Debt guaranteed by the full faith and taxing ability of the City. Requires voter approval.
Limited Obligation Bonds (LOBS): Debt guaranteed by the asset being borrowed against.
Certificates of Participation (COPS): Securities created as part of a lease-purchase agreement.
Installment Financing: Financing used to purchase items over a period of time. The purchased item serves as collateral.
Revenue Bonds: Debt payable from a specific non-tax revenue like special assessments, water/sewer fees, or electric fees.
Debt Terminology
What is a Triple Crown winner?
Government Finance Officers Association (GFOA)'s TripleCrown award recognizes governments who have receivedGFOA's Certificate of Achievement for Excellence in FinancialReporting, Popular Annual Financial Reporting Award, and theDistinguished Budget Presentation Award.
Our Award Winning Documents
The American Public Works Association (APWA)
recognized May 16-22, 2021 as National Public
Works Week. Public Works Week commemorates
the hard work our public works departments
(Solid Waste, Transportation, Buildings and
Grounds, Fleet, and more) do to make our City a
great place to live. This year's theme was
"Stronger Together" as Public Works was
challenged with complications from the Covid-19
pandemic.
In fiscal year 2021, Concord recognized these
employees with a celebratory lunch to thank each
of them for their work. Team Concord greatly
appreciates the drive and dedication our
employees have to making our community a
home for high performance living.
"By working together, the impact citizens and public works
professionals can have on their communities is magnified and
results in the ability to accomplish goals once thought unattainable."
- American Public Works Association
We're GFOA Triple
Crown Winners!
Our Mission
The City of Concord partners with ourcommunity to deliver excellent service,and plans for the futurewhile preserving, protecting, andenhancing the quality of life.
Our Values
TrustCommunicationEnvironment
Culture of ExcellenceAccountabilitySafety
#TeamConcord
Where do City Resources come from?
Concord budgets by fund. A fund is a fiscal and accounting entity that has a self-balancing set of accounts recording cash and other
financial resources, as well as related liabilities and residual equity. Funds are separated based on specific activities/objectives in
accordance with State and Federal regulations, restrictions, or limitations. Each fund must balance between revenues (resources
coming in) and expenditures/expenses (resources going out).
The chart below outlines revenue types from all funds. Note: Due to rounding, not all percentages equal 100%.
Expenses throughout the City are varied by each department's needs. Departments typically spend their resources on some
combination of the following items: personnel, capital, contracts, maintenance, and debt service. Other pages in this document will
have a deeper dive into categorical spending in our major funds. For consistency, expenses and expenditures (spending from
governmental groups) are combined as expenses.
Revenues & Expenses
Revenue breakouts vary based on fund type (general,
enterprise, special revenue). For example, Enterprise Funds
receive more revenue from charges for services than the
General Fund, which is funded predominantly through
property and sales taxes. For FY 21, total revenues for all
funds exceeded expenditures by over $121 million. This is
due to revenues coming in over budget and expenses
coming in under budget. FY 21's budget had conservative
revenue projections due to uncertainties around the COVID-
19 pandemic. Comprehensive Annual Financial Report
Source Information can be found here and on page 22,
Table 2 of the ACFR.
How are City Resources spent?
Electric
26%
Public Safety
22%
Public Works
12%
Water
10%
Wastewater
7%
Airport
5%
Nonmajor
Enterprise
4%
Gen.
Gov.
3%
Plan. &Com.Dev., 2%
Cultural
& Rec.
3%
St
o
r
m
w
a
t
e
r
2%
Ho
u
s
i
n
g
,
2%
Ot
h
e
r
*
2%
Charges for Services
43%
Property Taxes
31%
Grants &
Contrib.
18%
Other Taxes
6%
Other
1%
The chart to the left outlines expenses by area. For
clarity, the General Fund has been broken out into its
functional areas: General Government, Public Safety,
Public Works, Planning and Community Development,
and Cultural and Recreational. Nonmajor Enterprise
includes some of our enterprise funds that are
significantly smaller. Note: Due to rounding, not all
percentages add up to 100%.
ACFR Source Information can be found here and on page
22, Table 2.
Resources coming into the City
Expenses for City Services
In July, 2021: Secured over $1 billion in economic investment, creating potentially over 600 jobs
Police began CALEA Accreditation
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Partnered with our
community to plant over
300 trees
(Commission on Accreditation for Law Enforcement Agencies)
Personnel and Operations*
80%
Transfers
Out
16%
Capital
Outlay
2%
Debt
Service
2%
A closer look at some of our major funds
Water Resources is comprised of three budget units:
Waterlines Operations & Maintenance, Hillgrove Water
Treatment Plant, and Coddle Creek Water Treatment Plant.
The majority of transfers for Water Resources moved funds to
their capital projects fund. ACFR Source Information can be
found here. ACFR page 138.
Water Resources Fund
Here is a categorical breakout of FY 2021's expenses for the Electric Systems, Water Resources, and General fund. This information is
from each fund's Schedule of Revenues and Expenditures - Budget to Actual (Non-GAAP) Statement.
Note: due to rounding, percentages may not add up to 100%.
Electric Systems has eight budget units: Electric Administration,
Purchased Power, Powerline Maintenance, Tree Trimming,
Electric Construction, Peak Shaving, Electric Engineering, and
Utility Locate Services. Transfers out is the movement of
funds from one fund to another. The majority of Electric's
transfers moved funds to their capital projects fund. ACFR
Source Information can be found here. ACFR page 136.
Electric Systems Fund
General Fund
The General Fund is one of the City's largest funds and houses services within the City that are primarily supported through
property and sales tax revenues. Some General Fund services can be public facing, like Police, Fire, or Solid Waste while
others are city-facing like Finance and Human Resources. Cost Allocations are payments made to or from other
departments for costs involved in supporting a primary service. Finance Report Source Information can be found here. ACFR
pages 42-47, Exhibit G.
Salaries and Employee
Benefits
61%
Operating
Expenditures 28%
Capital
Outlay 5%
Prof.
Services3%
Cost Alloc. 2%
Other* 1%
Personnel and Operations*
66%
Transfers
Out
24%
Debt Service
9%
Ca
p
i
t
a
l
O
u
t
l
a
y
1%
Strategic Plan Highlights
Competitive Compensation Plan, HR Market
Study, Video production services, & Annual
Council Retreat. Completed the update of
the City website and budgeted for its
maintenance.
29 new public safety personnel in
order to properly staff for community
needs.
Purchased Fiber Splicing
Trailer & Fiber Reel Trailer.
General Government Public Works Public Safety
Allocated 1¢ of the Ad Valorem tax rate
for Park land/ROW needs & Increased
funding for Public Art. Purchased land
for NW park development.
Allocation of an additional 0.5¢ of the Ad
Valorem tax rate to the transportation fund
for a total of 2.5¢.
New planner position to work on small area
plans, fund small area plan for Weddington
Rd and Master Plan update, & allocated 1¢
of the Ad Valorem tax rate for Affordable
Housing.
Culture & Recreation Transportation Economic Development
What is a Strategic Plan?
Goals and Objectives adopted by City Council to guide the City's decision
making processes.
Why have a Strategic Plan?
This plan allows City Council to prioritize the needs and wants of the
citizens they represent by creating a plan for current and future years.
How is a Strategic Plan Implemented?
Once Goals and Objectives are established, City Staff uses them as a guide
when putting together their yearly budgets. Staff tracks progress of goals
and objectives through performance measures. Highlights are included in
the list below.
Check out Concord's Strategic Plan at: concordnc.gov/strategicplan
...all while keeping our City clean
can get where they want to go...
Rider Transit from Concord
to Kannapolis
Concord-Padgett
Regional Airport
267 Signals
Maintained
712.3
Street
Lane Miles
283.6
Miles of
Sidewalks
*per thousand population
...are kept safe through...
1,004 Calls
Dispatched*
4.7 minute response time for
High Priority Calls
3.9 minute average
response time for
Priority 1 Calls
...are able to enjoy recreation activities...
8 Parks
13 Playgrounds 13.75 Miles of
Greenways
122 Program Offerings
and 6 Sports Available
10.5 million gallons of water treated each
day at our Water Treatment Plants
88 tons of Recyclables
Collected*107 tons of Yard Waste
Collected*
Citizens...
Property Tax Rate =48¢
General
Government
10.4%
Economic Development4.3%Cultural &
Recreation
9.1%
Public Safety56.0%
Public Works
20.2%
Want to know what is happening in Concord right now? Check out our FY 22 Budget in Brief
Solid Waste & Recycling: 67¢ monthly increase to
the Solid Waste fee, work to address Citywide litter
issues, and begin the process of bringing garbage &
recycling services in-house by 2023.
Public Safety: 8 new Police Officers & 1 new Court
Liaison Officer funded with a COPS grant, full
impact of Fire Station #12 personnel, 1 new
Logistics Officer, 1 new Training Captain, and 1
new Communications Technician. Will purchase
Ladder Truck #10.
Housing: Continue affordable housing
partnership with City departments & the
Concord Family Enrichment Association.
Secured new Vouchers for Veterans Affairs
Supportive (11) & Emergency Housing (26).
Electric: No rate increase, continue
system maintenance, and begin
construction of an Electric Operations
Center & substations to support system
growth.
Water Resources: 2% increase in
volumetric water rates to fund continued
system improvements & expansions. 1
new Utility Systems Technician to begin a
unidirection water flushing & valve
program to support water quality goals.
Parks & Recreation: New playground for McGee
Park, replacement of the lights at Beverly Hills
Tennis Courts, replacement of Hartsell Recreation
Center's roof, and Aquatics will transition to
contracted lifeguard services in Summer 2022.
Planning & Neighborhood Development: Begin
construction of downtown Union StreetScape,
complete study of Historic Resources in the Logan
community, and open below-market office space
rentals for nonprofits at 66 Union Street.
General Government: First full year of Diversity,
Equity, & Inclusion Coordinator position, introduce
less costly health insurance plan, and continue
$30,000 in Neighborhood Matching Grant funds.
To learn more, visit: concordnc.gov/budget
FY 21-22 Total Citywide Budget
$275,070,238
Transportation: $2.39 million for Street
Resurfacing. Will purchase Crack Sealing
Equipment to allow work to be performed
by in-house crews at a reduced cost.
FY 21-22 General Fund Budget = $109,257,715
Budget Highlights
Personnel: Add 1 new part-time and 27
new full-time positions. Citywide total of
1,129 full-time & 41 part-time coworkers
or 1,148 FTE.
@ConcordNCgov City of ConcordCity of
Concord, NC
City of ConcordCity of Concord
Government
Concordncgov
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