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HomeMy WebLinkAboutCity of Florida City - Public Financial Report � 4 ` 1 �' ' �}�j� S ��'Q��N�1�� � / y�� E ��-' Y �} . �_/��{j1 �.� �I L 11 Y // �.L� 1 1,'���• . /1`\ .] _ � -, �' ++ � �•� - , • {�� , � � r.—I�--- _ ..L /� y II . � I� � . � , � I. _� � -J � '� ' � , - ����, ��'Yf wr„;..�+Y _ .� �`yr� �� - ..S . . — ` - ��.• ��� Yl r�� "c L � . �'ast y� ��K: ',�a� '�� --r - Z '�•.� . 1' • _ _ � -..,. �.t�• ♦ � � � �� � ' , ` : , ' � � �� � I - � �17l��` . . , � � � �.. , .� �� ' - -_� i:�..� ��+.•:1:...�_.���s�:.r.',._._ . . .�.._._.. . _ .i_'r.J1e'_%"i�-ar _..�-�in __._t'u.s.n�e, t+L. .� --�-� CITY OF FLORIDA CITY, FLORIDA ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 Prepared by the Department of Finance CITY OF FLORIDA CITY, FLORIDA CONTENTS Introductory Section Letterof Transmittal..................................................................................................................i-v Listof Principal Officials............................................................................................................ vi Certificate of Achievement for Excellence in Financial Reporting........................................... vii OrganizationChart....................................................................................................................viii Financial Section Independent Auditors' Report................................................................................................... 1-4 Management's Discussion and Analysis (Required Supplementary Information).................5-14 Basic Financial Statements Government-Wide Financial Statements Statement of Net Position......................................................................................................15 Statement of Activities...........................................................................................................16 Fund Financial Statements Governmental Fund Financial Statements BalanceSheet.....................................................................................................................17 Reconciliation of the Balance Sheet—Governmental Funds to Statement of NetPosition ....................................................................................................................18 Statement of Revenues, Expenditures and Changes in Fund Balances.............................19 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities..........................20 Proprietary Fund Financial Statements Statement of Net Position..................................................................................................21 Statement of Revenues, Expenses and Changes in Net Position.......................................22 Statementof Cash Flows ...................................................................................................23 Fiduciary Funds Financial Statements Statement of Fiduciary Net Position..................................................................................24 Statement of Changes in Fiduciary Net Position...............................................................25 Notes to Basic Financial Statements..................................................................................26-82 Required Supplementary Information (Other Than MD&A) Budgetary Comparison Schedule—General Fund......................................................................83 Budgetary Comparison Schedule—CRA Fund..........................................................................84 Note to Budgetary Comparison Schedules.................................................................................85 Police Officers' Substitute Pension Trust Fund Schedule of Changes in the City's Net Pension Liability and Related Ratios.........................86 Schedule of City Contributions................................................................................................87 Schedule of Investment Returns ..............................................................................................88 Elected Officials Retirement Plan Schedule of Changes in the City's Net Pension Liability and Related Ratios.........................89 Schedule of City Contributions................................................................................................90 Schedule of Investment Returns .............................................................................................91 CITY OF FLORIDA CITY, FLORIDA CONTENTS Required Supplementary Information (Other Than MD&A) (continued) Florida Retirement System Pension Plan Schedule of the City's Proportionate Share of the Net Pension Liability................................92 Schedule of the City's Contributions .....................................................................................92 Retiree Health Insurance Subsidy Program Schedule of the City's Proportionate Share of the Net Pension Liability................................93 Schedule of the City's Contributions .....................................................................................93 Schedule of Changes in the City's Total OPEB Liability and Related Ratios ..............................94 Combining Fund Financial Statements (Supplementary Information) Combining Balance Sheet—Nonmajor Governmental Funds....................................................95 Combining Statement of Revenues, Expenditures and Changes in Fund Balances— Nonmajor Governmental Funds...............................................................................................96 Combining Statement of Fiduciary Net Position........................................................................97 Combining Statement of Changes in Fiduciary Net Position ....................................................98 Statistical Section NetPosition by Component........................................................................................................99 Changesin Net Position............................................................................................................100 Fund Balances of Governmental Funds....................................................................................101 Changes in Fund Balances of Governmental Funds.................................................................102 Assessed Value and Estimated Actual Value of Taxable Property..........................................103 Property Tax Rates—Direct and Overlapping Governments ...................................................104 Principal Property Taxpayers....................................................................................................105 Property Tax Levies and Collections........................................................................................106 Ratios of Outstanding Debt by Type - Business-type Activities..............................................107 Computation of Direct and Overlapping Governmental Activities Debt.................................108 Water Revenue Bond Coverage................................................................................................109 Demographic and Economic Statistics .....................................................................................110 PrincipalEmployers..................................................................................................................1 l l City Government Employees by Function/Programs...............................................................112 Operating Indicators by Function/Program ..............................................................................113 Capital Asset Statistics by Function/Program...........................................................................114 CITY OF FLORIDA CITY, FLORIDA CONTENTS Reporting Section Independent Auditors' Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards.................................. 115-116 Management Letter in Accordance with the Rules of the Auditor General of the Stateof Florida............................................................................................................... 117-119 Independent Accountants' Report on Compliance Pursuant to Section 218.415, FloridaStatutes ......................................................................................................................120 Affidavit, F.S. Section 163.31801, Impact Fees.......................................................................121 INTRODUCTORY SECTION CITY OF � 1 �� � f�''��-�•� �-"��.��� FLORIDA CITY -- �� } � ,.� _ , 1,t�;`�;. .. r.�i�� GATEWAY TO TNE fLORIDA KEYS AVD THE EVERGI.ADES June 22, 2023 To the Citizens of the City of Florida City, Florida (the "City") and Other Interested Parties: State law requires that all general purpose local governments publish within nine months of the close of each fiscal year a complete set of financial statements presented in conformity with accounting principles generally accepted in the United States (GAAP) and audited in accordance with generally accepted auditing standards and government auditing standards by a firm of licensed certified public accountants. Additionally, the City's charter requires an annual independent audit of the books of account, financial records and transactions of all departments of the City by independent certified public accountants. Pursuant to these requirements, we hereby issue the Annual Comprehensive Financial Report (ACFR) of the City for the fiscal year ended September 30, 2022. This report consists of management's representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the City's assets from loss, theft or misuse and to compile sufficient reliable information for the preparation of the City's financial statements in conformity with GAAP. Since the cost of internal controls should not outweigh the benefits derived, the City's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City's financial statements have been audited by Marcum LLp, a licensed certified public accounting firm. The goal of the independent audit was to provide reasonable assurance that the City's financial statements for the fiscal year ended September 30, 2022 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement preparation. The independent auditor concluded, based upon their audit, that there was a reasonable basis for rendering an unmodified opinion that the City's financial statements for the fiscal year ended September 30, 2022, are fairly presented in conformity with GAAP. The independent auditors' report is presented as the first component of the financial section of this report. i To the Citizens of the City of Florida City, Florida and Other Interested Parties: June 22, 2023 GAAP requires that management provide a narrative introduction, overview and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City's MD&A can be found immediately following the independent auditors' report. Profile of the Government The City is the southernmost city on the mainland of Florida befare reaching the Florida Keys. It has traditionally been primarily agricultural, but recent new development is bringing far more residential communities and is, therefore, changing the landscape of the City. Through annexation, the City is preparing to triple its size geographically. The City is currently about 3 square miles, but will become much larger if current annexation requests are approved by Miami-Dade County. The City was incorporated in 1914 and operates under the Strong Mayor/Commission form of government. The City Commission is comprised of the Mayor and four Commissioners elected city-wide. The Mayor's term is for four years and the commissioner's term is for four years. The City Commission is responsible for enacting laws (resolutions, ordinances and regulations) governing the City as well as appointing the members of various advisory boards and the City Attorney. As chief executive officer of the City, the Mayor also serves as the chief administrative officer. The Mayor is responsible for enforcement of laws and appoints and supervises department heads. The Police Chief and the Finance Director(CFO) are appointed by the Mayor with the consent of the City Commission. In addition to providing residents with public safety, general government, leisure and public works type services, the City provides water, sewer, sanitation, a recycling program and recreational facilities and activities. The annual budget serves as the foundation for the City's financial planning and control. All departments of the City are required to submit proposed budgets to the Mayor, who then makes any necessary revisions. The Mayor then presents to the City Commission, for their review, a budget estimate of the revenues and expenditures of all the City's departments. Two public hearings are then conducted to inform the taxpayers of the proposed budget and to receive their comments. A majority affirmative vote of the commission quorum is needed to adopt the budget, which is legally enacted prior to October lst by the passage of a Resolution. The City's budget is approved at the department level. The Mayor and Finance Director may amend the adopted budget for adjustments within a department administratively, but the City Commission must approve all budget adjustments that exceed or are less than originally budgeted. Supplemental appropriations of revenues and expenditures and budget adjustments are typically approved by the City Commission during the last quarter of the fiscal year. There were budgetary amendments for the 2021-2022 fiscal year. Budget-to-actual comparisons are provided in this report for the general fund and the community redevelopment agency (CRA) for which an appropriated annual budget has been adopted. ii To the Citizens of the City of Florida City, Florida and Other Interested Parties: June 22, 2023 Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operates. Local Economy The City's positioning for progress is undoubtedly ensured for periods that extend far beyond the period of time the City has rebuilt itself from Hurricane Andrew in 1992. Its geographic location, southern end of the Florida Turnpike, U.S. Route #1, Everglades National Park to its west and Biscayne National Park to its east, brings over 3 million visitors every year. The transportation system is excellent including a busway completed in Florida City, the Florida Turnpike and U.S. Route #1 access to the airport and other fine communities north of the City, including the metropolitan Miami area. Essential to its progress, the City has a pro-business attitude towards developers, builders, contractors and others in the private sector. The City's comprehensive plan and zoning regulations provide a balanced land use plan for the orderly development of commercial, residential, and recreational development. The City's millage rate is 72946 for the 2021-2022 fiscal year. As a financial policy, the City engages in cost cutting measures to reduce the need to spend any fund balance. This policy has allowed the City to have the funds necessary to spend in the event of a natural disaster. Long-Term Financial Planning and Major Initiatives The City is working diligently to annex additional land to expand our boundaries. This will provide space for planned residential and commercial expansion. New parks are being developed to provide additional open space and leisure activities for the anticipated addition to our population. A gymnasium was constructed for our children to enjoy. During fiscal year 2022, construction of the culvert in the Florida City Canal between US 1 and SW 172 Ave continued. The project consists of the widening of SW 344th Street between US 1 to SW 172"d Avenue to accommodate the addition of eastbound and westbound traffic lanes. In addition to the construction of a fully enclosed culvert for the Florida City Canal, this project includes roadway reconstruction, widening, repaving, and the building of a new curb and gutters. The project also comprises of improvements to signalization and lighting as well as the creation of new sidewalks and driveways. Additionally, during this fiscal year, the City received a grant of$16.1 million to continue the culvert and continuing to widen SW 344th Street. On January 30, 2020, the World Health Organization declared the coronavirus outbreak (COVID-19) a "Public Health Emergency of International Concern" and on March 11, 2020, declared COVID-19 a pandemic. The impact of COVID-19 negatively impacted the City's iii To the Citizens of the City of Florida City, Florida and Other Interested Parties: June 22, 2023 operations, suppliers or other vendars, and customer base. Quarantines, labor shortages and other disruptions to the City's operations, and to the customers and residents, has adversely impacted the City's revenues, ability to provide its services and operating results. In addition, the significant outbreak of this pandemic resulted in a widespread health crisis that adversely affected the economies and financial markets of many countries, including the geographical area in which the City operates. The extent of the coronavirus impact is still ongoing, and will likely continue for the foreseeable future. The City's pro-business attitude, leading to residential and commercial development, has allowed it to sustain thus far, when otherwise the results could have been more detrimental to its' operations. Cash Management Policies and Practices The City attempts to invest operating funds in an effort to earn a reasonable yield on its portfolio. This is consistent with the City's primary objective of safeguarding public assets by minimizing the level of credit and market risks assumed. The investment priority is safety of capital, liquidity of funds and investment income, in that order. To that end, the City's investments are guided by a detailed investment policy which is reviewed annually to determine if any changes may be required. When fiscally responsible, the City also invests in negotiable certificates of deposit. Pension Benefits The City maintains a single-employer defined benefit pension plan for its police officers. An independent actuary is engaged by the pension plan to calculate the amount of the annual contribution the City must make to ensure that the plan will be able to fully meet its obligations to retired employees in a timely manner. As a matter of policy, the City funds the required contribution to the pension plan as determined by the actuary. This is accounted for in the police pension trust fund. On May 1, 2008, the City and police officers had agreed to enter the Florida Retirement System (FRS) and a replacement plan was adopted to protect the participants' assets. On February 1, 2009, a new pension plan was adopted with FRS for all autharized general and teamsters' employees. The FRS pension plan is a cost-sharing multiple employer defined benefit plan. The FRS funding policy provides for monthly employer contributions at actuarially determined rates that, expressed as percentages of annual covered payroll along with a required 3% employee contribution. In addition to the defined benefit pension plan for police officers, the City maintains a defined contribution pension plan for its general employees created in accordance with Internal Revenue Code Section 403(b). The City further maintains a single-employer defined benefit pension plan for its elected officials. An independent actuary is retained by the pension plan to calculate the amount of the annual contribution the City must make to ensure the plan will be able to fully meet its obligations to retired elected officials in a timely manner. For the fiscal year ending September 30, 2022, the City contributed$78,886 to make the plan actuarially sound. iv To the Citizens of the City of Florida City, Florida and Other Interested Parties: June 22, 2023 Awards and Acknowledgments The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Florida City for its comprehensive annual financial report for the fiscal year ended September 30, 202 L This was the twenty-fifth consecutive year that the government has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government must publish an easily readable and efficiently arganized ACFR. This report must satisfy both GAAP and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current ACFR continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The presentation of the ACFR on a timely basis was made possible by the dedicated service of the entire staff of the Finance Department. Each member of the department has our sincere appreciation for the contributions made in preparation of this report. We also wish to recognize the assistance provided by the firm of Marcum LLP. In closing, without the leadership and support of the Mayor and the City Commissioners, preparation of this report would not have been possible. Sincerely, � �/� �� ,� ��,� , , I �!n� I_ �...�r- Chad Burkhalter, CPA Finance Director �, , �-� 1 1 �. ! ' - Otis T. Wallace Mayor v CITY OF FLORIDA CITY, FLORIDA LIST OF PRINCIPAL OFFICIALS AS OF SEPTEMBER 30, 2022 MAYOR-COMMISSION FORM OF GOVERNMENT CITY COMMISSION Otis T. Wallace, Mayor Walter P. Thompson, Vice Mayor Eugene D. Berry Sharon Butler James Gold CITY CLERK Jennifer Evelyn CITY ATTORNEY Regine Monestime FINANCE DIRECTOR Chad Burkhalter, CPA INDEPENDENT AUDITORS Marcum LLP vi Goti•emiuent Fuiance Officers Association C'ertific�te of AC111��'�lll�llt fOr E1C�II�I1C� 111 F111�11C1�i1 R���Ortlll� Presc-�ited to C'itv of Floi•icla C'itv Florida For its Aiuit�l C'o�preliensi�-e Finuicial Report For the Fiscal Year Ended September 30. 2021 P� 7��� E�ecuti��e DirectorCEO vii CITY OF FLORIDA CITY, FLORIDA ORGANIZATION CHART CITY RESIDENTS CITY COMMISSION MAYOR ADVISORY BOARD CITY ATTORNEY EXECUTIVE SECRETARY FiNANCIAL PLANNING& COMMUNITY PLANNING& ADMINISTRATION DEVELOPMENT SPECIAL OFFICES POLICE PUBLIC SERVICE PAYROLL,ACCOUNTS BUILDING CITY CLERK OPERATIONS WATER&SEWER PAYABLE&RECEIVABLE PLANNING&ZONING PERSONNEL PATROL FLEET MAiNTENANCE GRANTS ADMINISTRATION CODE ENFORCEMENT PROJECT MANAGEMENT DISPATCH PARKS& FINANCIAL ACCOUNTING STREET/MAINTENANCE CONTROL&REPORTING HOUSING LEISURE SERVICES PROPERTY&RECORDS WATER PLANT OPERATIONS RISK MANAGEMENT DATA PROCESSING DETECTIVE UNIT UTILITY CUSTOMER UTILITY BILLING SERVICES BUDGET PLANNING& CONTROL PURCHASING Vlll FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT CUM ACCOUNTANTS � ADVISORS INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and City Commission City of Florida City, Florida Report on the Audit of the Financial Statements Opinions We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Florida City, Florida (the "City"), as of and far the fiscal year ended September 30, 2022, and the related notes to the financial statements,which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, the accompanying financial statements referred to above present fairly, in all material respects,the respective financial position of the governmental activities,the business-type activities, each major fund, and the aggregate remaining fund information of the City, as of September 30, 2022, and the respective changes in financial position, and, where applicable, cash flows, thereof for the fiscal year then ended in accardance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States (Government Auditing Standa�ds). Our responsibilities under those standards are further described in the Auditors' Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. 1 Marcum LLP ■ One Southeast Thirtl Avenue ■ Suite 1100 ■ Miami,Floritla 33131 ■ Phone 305.995.9600 ■ Fax 305.995.9601 ■ www.mBrCumIIp.COm In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditors'Responsibilities for the Audit of the Financial Statements Our obj ectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors' report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS and Government Auditing Standards, we: • exercise professional judgment and maintain professional skepticism throughout the audit. • identify and assess the risks of material misstatement of the financial statements,whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining,on a test basis,evidence regarding the amounts and disclosures in the financial statements. • obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control—related matters that we identified during the audit. 2 Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis on pages 5 through 14,the budgetary comparison schedules and related notes on pages 83 to 85, and the information for the pensions and OPEB on pages 86 to 94, be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with GAAS, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The combining fund financial statements are presented for additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining financial statements are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical section but does not include the basic financial statements and our auditors' report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated.If,based on the work performed,we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. 3 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 22,2023, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standa�ds in considering City's internal control over financial reporting and compliance. `��1h,Cl,lil�, L G� Miami, FL June 22, 2023 4 MANAGEMENT'S DISCUSSION AND ANALYSIS (MD&A) CITY OF FLORIDA CITY, FLORIDA MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Florida City,Florida(the"City")we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City far the fiscal year ended September 30, 2022. FINANCIAL HIGHLIGHTS The assets plus deferred outflows of the City exceeded its liabilities plus deferred inflows at the close of the most recent fiscal year by$83,786,181 (net position). Of this amount, $20,696,270(unrestricted net position)may be used to meet the City's ongoing obligations to citizens and creditors. In the government-wide financial statements, the City's total net position increased by $9,541,404. This increase is attributable to an increase of commercial and residential development, the reflection of property taxes attributable to our Community Redevelopment Agency (CRA) of$2,481,107, and the sale of our Campersite property. For the fiscal year ended September 30,2022,the City's governmental funds reported combined ending fund balances of $44,146,732. This represents an increase of $12,871,702 from last year. This is primarily due to an increase of commercial and residential development,and the sale of our Campersite property. At the end of the current fiscal year, unassigned fund balance for the General Fund was $25,981,615 or 169% of total general fund expenditures. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components; (1) government-wide financial statements, (2)fund financial statements and(3)notes to the basic financial statements. This report also contains required and other supplementary information in addition to the basic �nancial statements themselves. Government-wide Financial Statements The government-wide financial statements are designed to provide readers with a broad overview of the City's �nances, in a manner similar to a private sector business. The statement of net position presents information on all the City's assets, liabilities and deferred inflows and outflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information on how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that wi11 result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). 5 Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues(governmental activities)from other functions that are intended to recover all ar a significant portion of their costs through user fees and charges(business- type activities). The governmental activities of the City include general government, public works, public safety and parks and recreation. The business-type activities of the City include a Water and Sewer Utility. The government-wide financial statements include not only the City itself (known as the primary government),but also a legally separate CRA for which the City is financially accountable. The CRA is reported as a blended component unit of the City and therefore part of the financial information presented for the primary government. Separate disclosure of the CRA activities is presented in the Notes to Basic Financial Statements. The government-wide�nancial statements can be found on pages 15 through 16 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance related legal requirements. The City has three (3) fund categories; governmental funds, a proprietary fund and a fiduciary fund. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements.However,unlike the government-wide financial statements, the governmental fund financial statement focuses on near-term inflows and outflows of spendable resources as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for the governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City's near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Florida City maintains six (6) governmental funds; the General Fund, CRA and Grants funds are presented as major funds with the two (2) other governmental funds combined into a single aggregated presentation. The City adopts an annual appropriated budget for its General Fund and for the CRA Fund. Budgetary comparison schedules have been provided for the General Fund and the CRA Fund to demonstrate compliance with this budget. These schedules can be found on pages 83 and 85. The basic governmental fund financial statements can be found on pages 17 through 20. 6 Proprietary Funds The City maintains one type of proprietary fund.Enterprise funds are used to repart the same functions presented as business-type activities in the government-wide financial statements. The City uses an enterprise fund to account for its Water and Sewer Operation. The basic proprietary fund financial statements can be found on pages 21 through 23. Fiduciary Funds Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The City maintains two fiduciary funds, one for the operation of its Police Of�cers' Substitute Pension Trust Fund and one to report the Elected Officials Retirement Plan. The basic fiduciary fund financial statements can be found on pages 24 through 25. Notes to the Basic Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the basic financial statements can be found on pages 26 through 82. Other Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City's progress in funding its obligation to provide pension benefits and other post-employment benefits (OPEB) to its employees, as well as budgetary comparison schedules. This required supplementary information can be found on pages 83 through 94. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City,assets plus deferred outflows exceeded liabilities plus deferred inflows by $83,786,181 at the close of the most recent fiscal year. A portion of the City's net position, $41,611,247 or 50%, reflects its investment in capital assets (e.g., land, buildings, machinery and equipment) less any related debt to acquire those assets that is still outstanding including retainage. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. A summary of the City's net position is presented in Table 1 and a summary of the changes in net position is presented in Table 2. 7 Table 1 Summary of Net Position Governmental Activities Business-type Activities Total 2022 2021 2022 2021 2022 2021 Current assets and other assets $59,235,295 $42,324,907 $ 6,785,186 $ 7,882,460 $66,020,481 $50,207,367 Capital assets,net 25,219,313 27,946,798 19,360,838 18,210,671 44,580,151 46,157,469 Total Assets 84,454,608 70,271,705 26,146,024 26,093,131 ll0,600,632 96,364,836 Pensions 2,507,080 2,293,792 128,209 96,649 2,635,289 2,390,441 Total Deferred Outflows ofResources 2,507,080 2,293,792 128,209 96,649 2,635,289 2,390,441 Cwrent liabilities 11,889,238 8,682,812 1,979,068 1,525,744 13,868,306 10,208,556 Noncurrentliabilitics 10,681,814 5,083,936 3,497,086 2,666,060 14,178,900 7,749,996 Total Liabilities 22,571,052 13,766,748 5,476,154 4,191,804 28,047,206 17,958,552 Pensions 1,349,732 6,001,552 52,802 550,396 1,402,534 6,551,948 Total Deferred Inflows of Resources 1,349,732 6,001,552 52,802 550,396 1,402,534 6,551,948 NetInvestmentinCapitalAssets 25,219,313 27,589,124 16,391,934 15,599,047 41,611,247 43,188,171 Restricted 20,736,461 15,457,300 742,203 741,554 21,478,664 16,198,854 Unrestricted 17,085,130 9,750,773 3,611,140 5,106,979 20,696,270 14,857,752 Total Net Position $63,040,904 $52,797,197 $20,745,277 $21,447,580 $83,786,181 $74,244,777 Table 2 Summary of Changes in Net Position Governmental Activities Busmess-type Activities Total 2022 2021 2022 2021 2022 2021 Revenues: Progam revenues: Charges for services $ 6,891,010 $ 5,688,785 $ 4,402,319 $ 4,902,762 $11,293,329 $10,591,547 Operating grants and contnbutions 1,088,738 2,524,014 -- -- 1,088,738 2,524,014 Capital gants and conh7butions 270,271 2,148,966 -- -- 270,271 2,148,966 Generalrevenues: Properry taxes-Ciry 3,381,543 2,955,935 -- -- 3,381,543 2,955,935 Propertytaxes-CRA 2,481,107 2,262,484 -- -- 2,481,107 2,262,484 Utilitytaxes 1,105,201 1,010,100 -- -- 1,105,201 1,010,100 Comrrnmication services tax 201,060 188,645 -- -- 201,060 188,645 Franchise fees based on gross receipts 1,069,803 893,492 -- -- 1,069,803 893,492 Urn�estricted intergovernmental revenue 2,568,163 2,027,326 -- -- 2,568,163 2,027,326 State Revenue Sbaring 573,725 450,516 -- -- 573,725 450,516 Urnestrictedinvestmentearnings 20,818 49,687 5,372 11,413 26,190 61,100 Miscellaneous 347,060 459,440 -- -- 347,060 459,440 Impact fees 539,897 2,403,645 -- -- 539,897 2,403,645 Saleofcapitalassets 5,876,565 801,490 -- -- 5,876,565 801,490 Total Revenues 26,414,961 23,864,525 4,407,691 4,914,175 30,822,652 28,778,700 Expenses General government 6,367,214 7,595,955 -- -- 6,367,214 7,595,955 Public works 3,877,903 3,542,279 -- -- 3,877,903 3,542,279 Public safety 5,425,285 4,828,611 -- -- 5,425,285 4,828,6ll Parks and recreation 500,852 723,733 -- -- 500,852 723,733 Water and sewer -- -- 5,109,994 4,801,817 5,109,994 4,801,817 TotalExpenses 16,171,254 16,690,578 5,109,994 4,801,817 21,281,248 21,492,395 Increase(Decrease)in Net Position 10,243,707 7,173,947 (702,303) 112,358 9,541,404 7,286,305 Net Position-Beginuiug 52,797,197 45,623,250 21,447,580 21,335,222 74,244,777 66,958,472 Net Position-Ending $63,040,904 $52,797,197 $20,745,277 $21,447,580 $83,786,181 $74,244,777 g The City's net position increased by $9,541,404 from 2021 due primarily an increase of commercial and residential development, the reflection of property taxes attributable to our CRA, and the sale of our Campersite property. This increase is illustrated in the summary above. Governmental Activities Net position of the City's governmental activities increased by$10,243,707 or 19.4%from$52,797,197 in the last fiscal year to $63,040,904 in the current fiscal year. This is primarily due to an increase of commercial and residential development and the sale of our Campersite property. General government,public works and public safety comprise almost 97%of the City's total governmental activities. General government program revenues fund over 60% of its activities. Public works program revenues fund more than 88%of its activities while public safety program revenues fund more than 17%. General revenues,primarily property taxes, fund the balance of these activities, as well as those for Parks &Recreation. Program revenues, comprised of charges for services, and operating and capital grants and contributions amounts total $8,250,019; the governmental activities general revenues total $18,164,942. While the City has a growing property tax base, the use on grant funds is still important to meeting citizens' demand for services. Property taxes,which represent about 32%of total revenues for governmental activities,are non- program specific and are used to fund all activities not covered by program revenues. Property tax revenue for the City,not including that which is related to the CRA,increased by$425,608 between 2021 and 2022. The millage rate far fiscal year 2022 was 7.2946. The three graphs below represent governmental activities;revenues, expenses and revenues by source. Revenues-Guvernmental Ac[ivities $3Q000,000 $25,000,000 $2Q000,000 $15,000,000 $1 Q000,000 $S,OOQ000 $0 �d� _ �i � �c1 es � 1� tiro� �,a � S e� � e,s �� 'po �yo` G G4� �a4 �'�. �i. �O ciat cPo o�o� �s� �.�e ���o `°�s�' ��'�"o `� `��s �s ���'c1 �.�, �5 ��t� �ti� �° °��`D �m ``�1 4e, ��s ��� a8 � ��`�' O ��5 4�mo ��oo g ��p2° �s ♦ �G,y� �o,�� .�,ro �`� �s`� to� oq� �a'�` tit` p° �e,o G �,�, �,�. 4 �C �.p� 1 c�ro 4�{�11� �'a4�� GO� O 9 Governmental Activities (continued) Expenses-Crovernmental Activities $18,000,000 $16,000,000 $14,000,000 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 $0 General government Public works Public safety Parks and recreation Total Expenses • Chargesforsavices • Opantmgg[ant�m�dcon[ributio�s 1.OG% _ Cepiblgian[sendcomribuaons • P�opeTyLxes-Crty 26.09% 12.80% � e�o��ym.e.,-can u��ikymxet co�nm������b�s���e��� • F���n����xes 9.39% ' Intergovernnentnl S[a�eShered 4.1 R% 22.25°/u �0.76% Ime�tmemi�a�me Mu�lla�eou� 9./2% Impeaf�s SnleofCaprtalAsuts 2.04%�131�/0�2.17% 0.08% 1� Business-type Activities Business-type activities decreased the City's net position by $702,303 since 2021. The City maintains a water and sewer fund that accounts far this change to net position. Operating expenses were more than charges for services by $705,362. $5,372 was realized as a result of unrestricted investment earnings. Program revenues decreased between 2021 and 2022 by $500,443. EXpenses increased by $308,177. The decrease of revenue, between fiscal year 2021 and 2022, came primarily as a result of less meter installations via residential and commercial development than the previous year. Governmental Funds The focus of the City of Florida City's governmental funds is to provide information on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City's financing requirements. At the end of the current fiscal year, fund balance of the General Fund was $31,770,091, an increase of$8,195,839 in comparison with the prior year. This is primarily due to an increase of commercial and residential development and the sale of our Campersite property. The general fund is the chief operating fund of the City. As a measure of the general fund's liquidity it may be useful to compare total fund balance to total fund expenditures. Total unassigned fund balance represents 169% of total general fund expenditures. At the end of the current fiscal year, fund balance of the CRA Fund was $10,650,743, an increase of $4,250,287 in comparison with the prior year. This is primarily due to proceeds on sale of capital assets of$2,633,236 which pertained to the sale of various lots of land in the current year. At the end of the current fiscal year, fund balance of the Grants Fund was $1,206,064, an increase of $454,470 in comparison with the prior year. This is primarily due to the$750,000 revenue recognition, related to the grant to improve the parking at Laren Roberts Park. A summary of the general fund's condensed balance sheet and statement of revenues, expenditures and changes in fund balance is presented in Table 3 and 4 for September 30, 2022 and 2021, as follows: Table 3 Condensed Balance Sheet General Fund 2022 2021 Total Assets $ 44,147,913 $ 32,914,663 Totalliabilities $ 12,188,955 $ 8,934,044 Total deferred inflows ofresources 188,867 406,367 Fund balance 31,770,091 23,574,252 Total Liabilities,Deferred Inflows of Resources and Fund Balance $ 44,147,913 $ 32,914,663 11 Governmental Funds (continued) Table 4 Condensed Statement of Revenues, Expenditures and Changes in Fund Balance General Fund 2022 2021 Totalrevenues $ 17,149,806 $ 19,603,202 Total e�enditures 15,336,701 15,718,031 Other Financing Sources 6,382,734 1,148,903 Net Change in Fund Balance $ 8,195,839 $ 5,034,074 General Fund Budgetary Highlights There was a difference via budget amendments between the original and final budgeted amounts for expenditures in the General Fund of$1,260,596 less than originally budgeted. Actual expenditures were $351,367 mare than the final budgeted amount. Budgeted revenues between original and final were increased by approximately$1,276,675,and actual revenues were more than the final budgeted amount by $553,606. The increase in the revenue, both budgeted and actual, was primarily due to the sale of our Campersite properly. The following summary depicts the overall activity: Variance Budgeted Amounts Actual Positive General Fund Original Final Amounts (Negative) Revenues $ 15,319,525 $ 16,596,200 $ 17,149,806 $ 553,606 Expenditures 16,245,930 14,985,334 15,336,701 (351,367) Excess (deficiency) of revenues over expenditures (926,405) 1,610,866 1,813,105 202,239 Other financmg sources and uses (including current year surplus) 926,405 (1,610,866) 6,382,734 (7,993,600) Net Change in Fund Balance $ -- $ -- $ 8,195,839 $ 8,195,839 12 Community Redevelopment Agency (CRA) The CRA incurred the following expenditures during the fiscal year ended September 30, 2022 and September 30, 2021 respectively: CRA 2022 2021 Expenditures, general government $ 871,020 $ 971,630 In 2022, the following projects were funded by CRA's Infrastructure Fund: • $54,017—Housing Assistance Projects • $350,000 - Community Policing. • $114,354 -Administrative Functions. In 2021, the following projects were funded by CRA's Infrastructure Fund: • $175,227—Housing Assistance Projects � $350,000 - Community Policing. • $110,020 -Administrative Functions. Capital Assets As of September 30, 2022, the City's net investment in capital assets for both governmental activities and business-type activities amounted to $41,611,247 ($25,219,313 in governmental activities and $16,391,934 in business-type activities). The net investment in capital assets far the fiscal year decreased by $1,576,924. Further information regarding Capital Asset activity may be found in Note 7, within the Notes to Basic Financial Statements, on pages 42-43. Non-Current Liabilities At September 30, 2022, the City's non-current liabilities total $14,178,900 ($10,681,814 for governmental activities and $3,497,086 for business-type activities). Regarding the non-current liabilities of governmental activities, its' comprised of compensated absences($947,018),Net Pension Liability ($9,214,453), and Total OPEB Liability($520,343). In reference to non-current liabilities for business-type activities, $20,600 represents total revenue bonds payable secured solely by specified revenue sources(water revenue).Additionally,in June 2018, the City entered into a State Revolving Fund(SRF)Loan agreement to improve its'wastewater system. In July 2020, the City entered into a SRF Loan agreement, for the planning and engineering of a proposed water distribution system construction project. As of the end of the fiscal year,the City owed $2,679,641, on the SRF Loans. The remainder is comprised of compensated absences of $96,211, $608,448 of Net Pension Liability, and$92,186 Total OPEB Liability in business-type activities. See Note 8 for a more detailed explanation on Pages 43 through 46 of the Notes to Basic Financial Statements. 13 Economic Factors and Next Year's Budget and Rates Given the residential and commercial development within the City, the City anticipates there will be a relatively low unemployment rate. Additionally, the occupancy rate of the hospitality service industry in Southern Miami-Dade County experienced an increase this fiscal year. We anticipate a continued increase in this rate, as we continue to move further past the COVID-19 pandemic. Inflationary trends in the region compare similarly to national indices. The City's rates for water and sewer fees continue to be reviewed with an eye towards increasing the rates to improve the debt service coverage ratio and provide additional funds for renewal and replacement of infrastructure. However, due to COVID-19, and the spike in development, the City doesn't foresee increasing its' rates independent of external agencies, in the short-term. There were funds budgeted or appropriated from unrestricted net position (unassigned fund balance) for the fiscal year September 30, 2023 budget for the general fund, in anticipation for an increase in commercial and residential development. The millage rate was 7.2946 for fiscal year 2022 and 6.9299 for fiscal year 2023. All of these factors were considered in preparing the City's budget for the 2022-2023 fiscal year. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the City's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to Chad Burkhalter, Finance Director, Finance Department, 404 West Palm Drive,P.O. Box 343570, Florida City,FL 33034-0570. 14 Page left intentionally blank BASIC FINANCIAL STATEMENTS CITY OF FLORIDA CITY, FLORIDA STATEMENT OF NET POSITION SEPTEMBER 30,2022 Governmental Business-type Acriviries Acriviries Tota1 Assets Cash $ 40,509,478 $ 4,687,703 $ 45,197,181 Investments 8,428,105 -- 8,428,105 Receivables,net 2,295,095 502,874 2,797,969 Intemal balances (61,779) 61,779 -- Restricted cash 4,955,210 1,532,830 6,488,040 Prepaid items 75,996 -- 75,996 Other assets 18,937 -- 18,937 Net pension asset 3,010,458 -- 3,010,458 Assets held for resale 3,795 -- 3,795 Capital assets not being depreciated 10,149,739 7,495,981 17,645,720 Capital assets being depreciated,net 15,069,574 11,864,857 26,934,431 Total Assets 84,454,608 26,146,024 ll 0,600,632 Deferred Outflows of Resources Pensions 2,507,080 128,209 2,635,289 Liabilities Accounts payable 717,466 1,172,447 1,889,913 Accrued liabilities 3,751,831 15,994 3,767,825 Customer deposits 184,880 790,627 975,507 Unearned revenue 7,235,061 -- 7,235,061 Noncurrent liabilities: Due within one year 94,701 58,655 153,356 Due in more than one year 852,317 2,737,797 3,590,114 Total OPEB liability 520,343 92,186 612,529 Net pension liability 9,214,453 608,448 9,822,901 Total Liabilities 22,571,052 5,476,154 28,047,206 Deferred Inflows of Resources Pensions 1,349,732 52,802 1,402,534 Net Position Net investment in capital assets 25,219,313 16,391,934 41,611,247 Restricted: Transportation projects 4,719,548 -- 4,719,548 Grants and contriburions 1,725,898 -- 1,725,898 Assets held for resale 3,795 -- 3,795 Capital projects 10,646,948 -- 10,646,948 Netpension asset 3,010,458 -- 3,010,458 Impact fees-public safety 293,261 -- 293,261 Impact fees-parks and recreation 336,553 -- 336,553 Sewer system capital improvements -- 674,211 674,2ll Reserve fund -- 67,992 67,992 Unrestricted 17,085,130 3,611,140 20,696,270 Total Net Position $ 63,040,904 $ 20,745,277 $ 83,786,181 The accoinpanying notes are an integral part of these financial statements. 15 CITY OF FLORIDA CITY,FLORIDA STATEMENT OF ACTIVITIES FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2022 Net(Expense)Revenue and Program Revenues Changes in Net Position Charges Operating Capital Business- for Grants and Grants and Governmental type Functions/Programs Expenses Services Contributions Contributions Activities Activities Total Governmental Activities General government $ 6,367,214 $ 2,801,499 $ 807,630 $ 270,271 $ (2,487,814) $ -- $ (2,487,814) Public works 3,877,903 3,417,060 7,147 -- (453,696) -- (453,696) Public safety 5,425,285 672,451 273,961 -- (4,478,873) -- (4,478,873) Parks and recreation 500,852 -- -- -- (500,852) -- (500,852) Total Government Activities 16,171,254 6,891,010 1,088,738 270,271 (7,921,235) — (7,921,235) Business-type Activities Water and sewer 5,109,994 4,402,319 -- -- -- (707,675) (707,675) Total Business-type Activities 5,109,994 4,402,319 -- -- — (707,675) (707,675) Total $ 21,281,248 $ 11,293,329 $ 1,088,738 $ 270,271 (7,921,235) (707,675) (8,628,910) General Revenues Properry taxes-City 3,381,543 -- 3,381,543 Properry taxes-CRA 2,481,107 -- 2,481,107 Utility taxes 1,105,201 -- 1,105,201 Communication services tax 201,060 -- 201,060 Franchise fees based on gross receipts 1,069,803 -- 1,069,803 Unrestricted intergovernmental revenue 2,568,163 -- 2,568,163 Unrestricted state revenue sharing 573,725 -- 573,725 Unrestricted investment earnings 20,818 5,372 26,190 Miscellaneous 347,060 -- 347,060 Impact fees 539,897 -- 539,897 Sale of capital assets 5,876,565 -- 5,876,565 Total General Revenues 18,164,942 5,372 18,170,314 Change in Net Position 10,243,707 (702,303) 9,541,404 Net Position-Beginning 52,797,197 21,447,580 74,244,777 Net Position-Ending $ 63,040,904 $ 20,745,277 $ 83,786,181 The accompanying notes are an integral part of these financial statements. 16 CITY OF FLORIDA CITY,FLORIDA BALANCESHEET GOVERNMENTAL FUNDS SEPTEMBER 30,2022 Nonmajor Total Governmental Governmental General CRA Grants Funds Funds Assets Cash $ 29,975,475 $ 9,646,153 $ 437,579 $ 450,271 $ 40,509,478 Investments 6,428,105 1,000,000 1,000,000 -- 8,428,105 Receivables,net: Billed and other 1,107,018 -- -- 66,265 1,173,283 Unbilled 145,570 -- -- -- 145,570 Taxes 958,647 -- -- -- 958,647 Intergovernmental -- -- 17,595 -- 17,595 Due from other funds 549,724 -- 5,902,850 -- 6,452,574 Restricted cash 4,904,428 -- -- 50,782 4,955,210 Prepaid items 75,996 -- -- -- 75,996 Assets held for resale -- 3,795 -- -- 3,795 Other assets 2,950 15,987 -- -- 18,937 Total Assets $ 44,147,913 $ 10,665,935 $ 7,358,024 $ 567,318 $ 62,739,190 Liabilities,Deferred Inflows of Resources and Fund Balances Liabilities Accounts payable $ 667,582 $ 6,500 $ 42,855 $ 529 $ 717,466 Accrued liabilities 3,742,937 -- 8,894 -- 3,751,831 Due to other funds 6,295,808 8,692 204,663 5,190 6,514,353 Customer deposits 184,880 -- -- -- 184,880 Unearned revenue 1,297,748 -- 5,895,548 41,765 7,235,061 Total Liabilities 12,188,955 15,192 6,151,960 47,484 18,403,591 Deferred Inflows of Resources Unavailable revenue 188,867 -- -- -- 188,867 Total Liabilities and Deferred Inflows of Resources 12,377,822 15,192 6,151,960 47,484 18,592,458 Fund Balances Non-spendable: Prepaid items 75,996 -- -- -- 75,996 Restricted: Transportation projects 4,719,548 -- -- -- 4,719,548 Grants and contributions -- -- 1,206,064 519,834 1,725,898 Impact fees-public safety 293,261 -- -- -- 293,261 Impact fees-parks and recreation 336,553 -- -- -- 336,553 Assets held for resale -- 3,795 -- -- 3,795 Capital projects -- 10,646,948 -- -- 10,646,948 Committed: Stormwater 363,118 -- -- -- 363,ll8 Unassigned: General fund 25,981,615 -- -- -- 25,981,615 Total Fund Balances 31,770,091 10,650,743 1,206,064 519,834 44,146,732 Total Liabilities,Deferred Inflows of Resources and Fund Balances $ 44,147,913 $ 10,665,935 $ 7,358,024 $ 567,318 $ 62,739,190 The accomparcying notes are an integral part of these financial staterrcents. 17 CITY OF FLORIDA CITY, FLORIDA RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET POSITION SEPTEMBER 30, 2022 Fund Balance - Total Governmental Funds $ 44,146,732 Amounts reported for governmental activities in the statement of net position are different as a result of: Capital assets used in governmental activities are not available, spendable resources and therefore are not reported in the governmental funds: Governmental capital assets $ 40,969,293 Less accumulated depreciation (15,749,980) 25,219,313 Net pension asset resulting from over funding in pension plan. 3,010,458 Revenues that do not meet the availability criteria are reported as unavailable revenue in the fund financial statements; these amounts are reported as revenue in the government-wide financial statements. 188,867 Deferred outflows/inflows of resources related to defined benefit pension plans are reported in the statement of net poisiton but are not reported in the governmental funds: Deferred outflows of resources related to pensions 2,507,080 Deferred inflows of resources related to pensions (1,349,732) 1,157,348 Long-term liabilities are not due and payable in the current period and, therefore, not reported in the governmental funds: Compensated absences (947,018) Net pension liability (9,214,453) Total OPEB liability (520,343) (10,681,814) Net Position of Governmental Activities $ 63,040,904 The accompanying notes are an integYal part of these financial statements. 18 CITY OF FLORIDA CITY, FLORIDA STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2022 Nonmajor Total Governmental Governmental General CRA Grants Funds Funds Revenues Taxes $ 5,757,607 $ 1,513,078 $ -- $ -- $ 7,270,685 Intergovernmental 3,397,096 968,029 -- -- 4,365,125 Charges for services 4,103,549 -- -- -- 4,103,549 Impact fees 539,897 -- -- -- 539,897 Licenses and permits 1,870,786 -- -- -- 1,870,786 Fines and forfeitures 663,651 -- -- 8,800 672,451 Grants -- -- 1,068,801 -- 1,068,801 Investment earnings 11,915 6,964 1,378 561 20,818 Miscellaneous 805,305 -- -- 38,479 843,784 Total Revenues 17,149,806 2,488,071 1,070,179 47,840 20,755,896 Expenditures Current: General government 4,631,341 871,020 383,437 4,285 5,890,083 Public safety 5,318,072 -- -- 34,450 5,352,522 Public works 3,844,947 -- -- -- 3,844,947 Parks and recreation 281,438 -- -- -- 281,438 Capital outlay 1,260,903 -- 270,271 -- 1,531,174 Total Expenditures 15,336,701 871,020 653,708 38,735 16,900,164 Excess(Deficiency)of Revenues over Expenditures 1,813,105 1,617,051 416,471 9,105 3,855,732 Other Financing Sources(Uses) Proceeds on sale of capital assets 6,382,734 2,633,236 -- -- 9,015,970 Transfers in -- -- 37,999 -- 37,999 Transfers out -- -- -- (37,999) (37,999) Total Other Financing Sources(Uses) 6,382,734 2,633,236 37,999 (37,999) 9,015,970 Net Change in Fund Balances 8,195,839 4,250,287 454,470 (28,894) 12,871,702 Fund Balances-Beginning 23,574,252 6,400,456 751,594 548,728 31,275,030 Fund Balances-Ending $ 31,770,091 $10,650,743 $ 1,206,064 $ 519,834 $ 44,146,732 The accompanying notes are an integral part of these financial statements. 19 CITY OF FLORIDA CITY, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES,EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTNITIES FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2022 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances-total governmental funds $12,871,702 Governmental funds report capital outlays as expenditures. However,in the statement of activities,the cost of those assets is depreciated over their estimated useful lives: Expenditures for capital assets $ 1,488,211 Less current year depreciation expense (1,076,291) 411,920 In the statement of activities,only the gain or loss on the sale of capital assets is reported,whereas in the governmental funds the proceeds from the sale increases financial resources. The change in net position differs from the change in fund balance by the net book value of the assets retired. (3,139,405) Some expenses reported in the statement of activities are not reported in the governmental funds because they have no effect on current financial resources: Compensated absences (1,555) Other postemployment benefits (22,668) Pension expense 341,213 316,990 Under the modified accrual basis of accounting used in the governmental funds, revenues are not recognized until funds are measurable and available to finance current expenditures.In the statement of activities;however,which is presented on the accrual basis,revenues are reported when earned. (217,500) Change in net position of governmental activities $10,243,707 The accompanying notes are an integral pai^t of these financial statements. 20 CITY OF FLORIDA CITY,FLORIDA STATEMENT OF NET POSITION PROPRIETARY FUND SEPTEMBER 30,2022 Enterprise Fund Water and Scwcr Assets Current Assets Cash $ 4,687,703 Receivables,net 502,874 Due from other funds 392,958 Restricted cash 1,532,830 Total Current Assets 7,116,365 Noncurrent Assets Capital assets: Land 1,578,818 Construction in progress 5,917,163 Machinery and equipment 1,436,421 Plant distribution system 36,806,850 Less accumulated depreciation (26,378,414) Total capital assets,net 19,360,838 Total Assets 26,477,203 Deferred Outflows of Resources Pensions 128,209 Liabilities Current Liabilities Accounts payable 1,172,447 Accrued liabilities 15,994 Due to other funds 331,179 Customer deposits 790,627 Current portion of revenue bonds payable 20,600 Current portion of state revolving loans 28,434 Current portion of compensated absences 9,621 Total Current Liabilities 2,368,902 Noncurrent Liabilities State revolving loans 2,651,207 Total OPEB liability 92,186 Net pension liability 608,448 Compensated absences 86,590 Total Noncurrent Liabilities 3,438,431 Total Liabilities 5,807,333 Deferred Inflows of Resources Pensions 52,802 Net Position Net Investment in capital assets 16,391,934 Restricted for sewer system capital improvements 674,211 Restricted for reserve fund 67,992 Unrestricted 3,611,140 Total Net Position $ 20,745,277 The accornpanying notes are an integral part of these financial staternents. 21 CITY OF FLORIDA CITY, FLORIDA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUND FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 Enterprise Fund Water and Sewer Operating Revenues Charges for services $ 4,402,319 Operating Expenses General and administrative 4,009,769 Depreciation 1,097,912 Total Operating Expenses 5,107,681 Operating Income (Loss) (705,362) Non-Operating Revenues (Expenses) Interest income 5,372 Interest expense (2,313) Total Non-Operating Revenues (Expenses) 3,059 Change in Net Position (702,303) Net Position -Beginning 21,447,580 Net Position - Ending $ 20,745,277 The accompanying notes are an integral part of these financial statements. 22 CITY OF FLORIDA CITY,FLORIDA STATEMENT OF CASH FLOWS PROPRIETARY FUND FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2022 Enterprise Fund Water and Sewer Cash Flows from Operating Activities Receipts from customers and users $ 4,295,395 Payments to suppliers (2,138,426) Payments to employees (1,480,329) Payments to other funds (396,612) Net Cash Provided by Operating Activities 280,028 Cash Flows from Capital and Related Financing Activities Proceeds from debt issuances 304,354 Principal paid on debt (19,600) Interest paid on debt (2,313) Acquisition of capital assets (2,248,079) Net Cash Used by Capital and Related Financing Activities (1,965,638) Cash Flows from Investing Activities Interest received 5,372 Net Cash Provided by Investing Activities 5,372 Net Decrease in Cash (1,680,238) Cash-Beginning(Including Restricted) 7,900,771 Cash-Ending(Including Restricted) $ 6,220,533 Reconciliation of Operating Loss to Net Cash Provided by Operating Activities Operating Loss $ (705,362) Adjustments to reconcile operating loss to net cash provided by operating activities: Depreciation 1,097,912 Changes in operating assets,liabilities and deferred inflows/outflows: (Increase)decrease in: Receivables (186,352) Deferred outflows-pensions (31,560) Increase(decrease)in: Accounts payable and accrued liabilities 373,896 Customer deposits 79,428 Compensated absences 3,2ll Total OPEB Liabiliry 4,582 Net pension liability 538,479 Deferred inflows-pensions (497,594) Due to other funds (396,612) Total adjustments 985,390 Net Cash Provided by Operating Activities $ 280,028 The accompanying notes are an integral part of these financial statements. 23 CITY OF FLORIDA CITY, FLORIDA STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS SEPTEMBER 30, 2022 Pension Trusts Assets Investments Money market mutual funds $ 214,707 Common stock 4,399,193 Corporate bonds 1,031,890 Government securities 1,937,343 Total Investments 7,583,133 Receivables Accrued interest 24,024 Total Assets 7,607,157 Liabilities -- Net Position Restricted for Pension Benefits $ 7,607,157 The accompanying notes are an integral part of these financial statements. 24 CITY OF FLORIDA CITY, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 Pension Trusts Additions Contributions City $ 86,352 Investment Income (Loss) Net depreciation in fair value of investments (1,579,577) Interest and dividends 227,914 (1,351,663) Less: investment expenses 82,130 Net Investments Income (Loss) (1,433,793) Total Additions (1,347,441) Deductions Benefits paid 189,286 Administrative expenses 5,951 Total Deductions 195,237 Change in Net Position (1,542,678) Net Position Restricted for Pension Benefits- Beginning 9,149,835 Net Position Restricted for Pension Benefits - Ending $ 7,607,157 The accompanying notes are an integral part of these financial statements. 25 NOTES TO BASIC FINANCIAL STATEMENTS CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Florida City(the"City"),located in Miami-Dade County,Florida(the"County") is a political subdivision of the State of Florida. The City, which was created by the Florida Legislature, was incorporated in 1915. The City operates under a Strong-Mayor form of government and provides the following services as authorized by its charter; public safety, water and sewer, sanitation, culture recreation,public works and improvements,planning and zoning, highways and streets, and general administrative services. The City does not provide any educational facilities or fire services; those services are provided by the Miami-Dade County School Board and the County,respectively. The financial statements of the City have been prepared in conformity with accounting principles generally accepted in the United States of America ("GAAP") as applied to governmental units. The Governmental Accounting Standards Board ("GASB") is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant accounting policies of the City are described below: A. FINANCIALREPORTINGENTITY Under governmental accounting and financial reporting standards, the City's reporting entity consists of the City, organizations for which the City is financially accountable, and other organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. The City is considered financially accountable if it appoints a voting majority of an organization's governing body and is either able to impose its will on that organization, or has a financial benefit/burden relationship with the organization. The City may also be financially accountable if an organization is fiscally dependent on the primary government and the two also have a financial benefit or burden relationship. Component units are included in the reporting entity either as blended or as discretely presented. Blended component units, although legally separate entities, are,in substance,part of the City's operations. Accordingly, data from these component units are combined with data of the primary government. The City has met the criteria as having the operational and financial responsibilities as noted above for the blended component units listed below and these entities have been included in the City's financial reporting entity. (i) The Florida City Community Redevelopment Agency (the "CRA") was created under the Community Redevelopment Act of 1969, enacted by Florida Legislature. The CRA's board of directors is the City Commission. The CRA's executive director is the City's Mayor. The City has operational responsibility for the CRA. The CRA has a September 30th year end and is presented as a major fund. Pursuant section 163.387(8) of the Florida Statutes, the CRA also issues its own stand-alone financial statements. 26 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� A, FINANCIAL REPORTINGENTITY(CONTINUED� (ii) The Florida City Foundation, Inc. (the "Foundation") is a nonprofit (501(c)(3)) organization. The Foundation accepts charitable contributions,which are used to pay for activities and other items to benefit the citizens of the City. The City Commission serves as the board of the Foundation. The City has operational responsibility for the Foundation. The Foundation,which is presented as a nonmajor fund,has a December 31 st year end and therefore the amounts presented for the Foundation are as of and for the year ended December 31, 2021. B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the non-fiduciary activities of the City. For the most part, the effect of interfund activity has been removed from these statements with the exception of interfund services provided and used which are not eliminated. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function ar segment are offset by program revenues.Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and the major enterprise fund are reported as separate columns in the fund financial statements. All remaining nonmajor governmental funds are aggregated and reported as nonmajor governmental funds. 27 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� C. MEASUREMENTFOCUS,BASIS OFACCOUNTING,AND FINANCIAL ST.4TEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose,the City considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures are recorded when a liability is incurred,as under accrual accounting. However,debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise fees and other taxes, licenses, rent, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Revenues for expenditure driven grants are recognized when the qualifying expenditures are incurred. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Community Redevelopment Agency (CRA) was created to promote economic development for local businesses and for new businesses. This fund is used to account for monies received from Tax Increment Financing (TIF) from the City and Miami-Dade County for use in the area designated as the CRA. The Grants Fund accounts for all grant monies and the related program income from federal, state, and local grants received. 28 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� C. MEASUREMENTFOCUS,BASIS OFACCOUNTING,AND FINANCIAL ST.4TEMENT PRESENTATION�CONTINUED� The City reports the following major proprietary fund in the basic financial statements: The Water and Sewer Fund accounts for activities of providing water and sewer services to the public. Additionally, the City reports the following fund type: The Fiduciary Funds are used to account for the City's single-employer defined benefit pension plans covering substantially all of its police officers and elected officials. As a general rule, the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are payments-in-lieu of taxes and other charges between the City's various utility functions and various other functions of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish opeNating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's water and sewer fund are charges to customers for services. Operating expenses for the enterprise fund includes the costs of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. 29 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D. AS5"ETS,DEFERRED OUTFLOWS OFRESOURCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION 1. Deposits and Investments The City's cash represents cash deposits. The City's investment in Florida PRIME (external investment pool) is recorded at amortized cost. All other investments are reported at fair value. The nature of investments of the City are governed by the provisions of Florida Statutes Section 218. Under this statute, authorized investments are limited, unless otherwise authorized by law or resolution/ordinance. Investments in the Police Officers' Substitute Pension Trust Fund and the Elected Officials Retirement Plan are governed by their respective investment policy and Florida Statutes Section 112.661. 2. Receivables and Payables Activity between funds that are representative of current lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due to/from other funds". Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances". 3. Prepaids Prepaids represent goods and services which are paid for in one period, but benefit a future period. Prepaids are recorded as an expenditure/expense in the fund level and government- wide financial statements in the period benefited. Prepaids for governmental fund types are reported as an asset of the fund with a corresponding amount recorded as non-spendable fund balance. 4. Capital Assets Capital assets, which include property, plant and equipment, intangibles and certain infrastructure assets (e.g., streets, alleys, sidewalks, drainage, lighting systems, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. The City did not retroactively report infrastructure assets. Capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recarded at acquisition value at the date of donation. 30 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D. AS5"ETS,DEFERRED OUTFLOWS OFRESOURCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION�CONTINUEDJ 4. Capital Assets (continued) The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. The City records impairment losses on long-lived assets used in operations when events and circumstances indicate the assets might be impaired. No impairment losses have been recorded. Capital assets of the City are depreciated using the straight line method over the following estimated useful lives: Assets Years Buildings 10-50 Equipment and Machinery 3-5 Plant Distribution System 25-50 5. Compensated Absences City employees are granted vacation and sick pay leave in varying amounts based on length of service and the department in which the employee provides service. It is the City's policy to permit full-time employees to accumulate limited amounts of earned vacation leave and a limited amount of earned sick pay.Upon separation from service,employees receive payment for all unused vacation leave and 50% of unused sick leave for general employees and 75% of unused sick leave for police officers.In the governmental funds, a liability is recorded only for vacation and sick leave payouts for employees that resigned or terminated prior to fiscal year end and were subsequently paid with current available financial resources from the general fund. 6. Long-Term Obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt, and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts are deferred and amortized over the life of the bonds using the straight-line amortization method. The results of using this method do not differ significantly from the effective interest method. Issuance costs are expensed in the year incurred.Bonds payable are reported net of the applicable bond premium or discount. 31 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D, ASSETS,DEFERRED OUTFLOWS OFRESOURCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION�CONTINUED� 6. Long-Term Obligations (continued) In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures in the year incurred. 7. Net Position Net position of the government-wide and proprietary funds are categorized as net investment in capital assets, restricted or unrestricted. Net investment in capital assets is that portion of net position that relates to the City's capital assets reduced by accumulated depreciation, deferred outflows or inflows related to debt, retainage payable and by any outstanding debt incurred to acquire, construct or improve those assets, excluding unspent proceeds. Restricted net position is that portion of net position that has been restricted for general use by external parties (creditors, grantors, contributors, or laws or regulations of other governments) or imposed by law through constitutional provisions or enabling legislation. Unrestricted net position consists of net position that does not meet the definition of either of the other two components. 8. Deferred Outflows/Inflows of Resources In addition to assets, the statement of net position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net assets that applies to a future period and so will not be recognized as an outflow of resources (expense/expenditure) until then. The City reports within its government-wide statement of net position as deferred outflows of resources,amounts contributed during fiscal year 2022 for the City's various pension plans and cost-sharing multiple employer pension plans (cost-sharing plans). The net pension liabilities/assets associated with the City's single-employer pension plans were measured as of September 30, 2021 and as of June 30, 2022 for the cost-sharing plans. The amounts paid to the pension plans during fiscal year 2022, subsequent to the measurement dates, will be reflected within the City's pension expense and related liability/asset when the net pension liability/asset is measured for the next fiscal year. 32 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D, ASSETS,DEFERRED OUTFLOWS OFRESOURCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION�CONTINUED� 8. Deferred Outflows/Inflows of Resources (continued) In addition to liabilities,the statement of net position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element,deferred inflows of resources,represents an acquisition of net assets that applies to a future period and so will not be recognized as an inflow of resources(revenue)until that time. Within the government- wide statement of net position, the City reports deferred inflows related to pensions that qualify for reporting in this category. The governmental funds report deferred inflows for unavailable revenue until the criteria for revenue recognition has been met. Also, within the government-wide statement of net position, the City reports as deferred inflows or outflows, amounts representing the net difference between or differences between expected and actual results, changes in assumptions and projected and actual earnings of its pension plan. Differences between projected and actual earnings will be amortized over a five year closed period beginning in the year in which the difference occurred and are presented as a net deferred inflow or outflow at the measurement date. All other amounts are presented as either a deferred inflow ar outflow established at their respective measurement date when the difference occurred and is amortized over the remaining service lives of employees. 9. Net Position Flow Assumption Sometimes the City will fund outlays for a particular purpose from both restricted (e.g., restricted bond or grant proceeds) and unrestricted resources. In order to calculate the amounts to report as restricted-net position and unrestricted-net position in the government- wide and proprietary fund financial statements, a flow assumption must be made about the order in which the resources are considered to be applied. It is the City's policy to consider restricted—net position to have been depleted before unrestricted- net position is applied. 10. Fund Balance Flow Assumptions Sometimes the City will fund outlays far a particular purpose from both restricted and unrestricted resources (the total of committed, assigned, and unassigned fund balance). In order to calculate the amounts to report as restricted, committed, assigned, and unassigned fund balance in the governmental fund financial statements a flow assumption must be made about the order in which the resources are considered to be applied. It is the City's policy to consider restricted fund balance to have been depleted before using any of the components of unrestricted fund balance. Further, when the components of unrestricted fund balance can be used for the same purpose, committed fund balance is depleted first, followed by assigned fund balance. Unassigned fund balance is applied last. 33 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1—SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D. ASSETS,DEFERRED OIITFLOWS OFRESODRCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION�CONTINUEDJ 11. Fund Balance Policies The City's accounting and finance policies are used to interpret the nature andlor requirements of the funds and their corresponding assignment of restricted, committed, assigned, or unassigned. The City reports the following classifications: Non-spendable fund balance. Non-spendable fund balances are amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restrzcted fund balance. Restricted fund balances are amounts that can be spent only for specific purposes stipulated by (a) external resource providers such as creditors (by debt covenants),grantors,contributors,or laws or regulations of other governments; or(b)imposed by law through constitutional provisions or enabling legislation. Committed fund balance. These amounts can only be used for the specific purposes pursuant to constraints imposed by a formal action of the government's highest level of decision-making authority. The City Commission is the highest level of decision-making authority for the government that can, by adoption of a resolution or an ordinance (equally binding), commit fund balance. Once adopted,the limitation remains in place until the City Commission removes or revises the limitation by taking the same type of action (the adoption of another resolution or ordinance). This classification also includes contractual obligations to the extent that existing resources in the fund have been specifically committed for use in satisfying those contractual requirements. Assigned fund balance. This classification reflects the amounts constrained by the City's "intent" to be used for specific purposes, but are neither restricted nor committed. The City's policy is that the City Commission and the Mayor have the authority to assign amounts to be used for specific purposes. Assigned fund balances include all remaining amounts (except negative balances)that are reported in governmental funds, other than the General Fund, that are not classified as non-spendable and are neither restricted nor committed. Unassigned fund balance. This fund balance is the residual classification for the General Fund. It is also used to report negative fund balances in other governmental funds. 34 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D. ASSETS,DEFERRED OIITFLOWS OFRESODRCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION�CONTINUED� 12. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts of assets and deferred outflows of resources, liabilities and deferred inflows of resources, disclosures of contingent liabilities, revenues and expenditures/expenses reported in the financial statements and accompanying notes. Actual results could differ from those estimates. 13. Unearned/Unavailable Revenue Unearned revenue arises when resources are received by the City before it has a legal claim to them. In addition, inflows that do not yet meet the criteria for revenue recognition are recorded as unearned revenue or a deferred inflow in the government-wide and the fund financial statements. In subsequent periods, when the City has a legal claim to the resources, the liability for unearned revenue or a deferred inflow is removed and revenue is recognized. In the governmental funds, unavailable revenue may also arise if the funds are not received in the availability period; the funds are then not considered a current available resource. As of September 30, 2022, the City reported unavailable revenues related to transportation surtax,rent revenue, and expenditure reimbursements from the Federal Emergency Management Agency ("FEMA")relating to Hurricane Irma. 14. New Accounting Pronouncements Adopted GASB Statement No. 87, Leases, addresses accounting and financial reporting for leases by governments. The statement requires recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. This Statement was implemented by the City for the fiscal year ending September 30, 2022; however, there was no impact to the City. GASB Statement No. 92, Omnibus 2020, addresses certain practice issues identified during implementation and application of certain GASB Statements, including 1) the effective date of GASB Statement No. 87 and Implementation Guide 2019-3 related to Leases for interim reparts; 2) reporting of intra-entity transfers between a primary government employer and component unit defined benefit pension plan; 3)the applicability of GASB Statement No. 73 to reporting assets accumulated for OPEB; 4) applicability of GASB Statement No. 84 to postemployment benefit arrangements; 5) measurement of assets and liabilities related to asset retirement obligations; 6) reporting for amounts recoverable by public entity risk pools from reinsurers or excess insurers; and 7) certain terminology references. This Statement was implemented by the City far the fiscal year ending September 30, 2022; however, there was no significant impact to the City. 35 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES(CONTINUED� D. ASSETS,DEFERRED OIITFLOWS OFRESODRCES,LIABILITIES,DEFERRED INFLOWS OF RESOURCES,FUND BALANCE/NET POSITION�CONTINUED� 14. New Accounting Pronouncements Adopted(continued) GASB Statement No. 93,Replacement of Interbank Offered Rates,addresses the replacement of an Interbank Offered Rate (IBOR) with other reference interest rates and modifies the existing provisions for hedge accounting termination and lease modifications. This Statement was implemented by the City far the fiscal year ending September 30, 2022; however, there was no impact to the City. GASB Statement No. 97, Ce�tain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans, addresses the reporting of fiduciary component units without a governing board, requires that the financial burden criteria of Statement No. 84 apply only to defined benefit plans and requires Statement No. 84 to be applied to all Section 457 plans to determine whether those plans should be reported as fiduciary activities. This Statement was implemented by the City for the fiscal year ending September 30, 2022; however, there was no impact to the City. GASB Statement No. 99, Omnibus 2022, addresses certain practice issues identified during implementation and application of certain GASB Statements, including, but not limited to, 1) classification and reporting of derivative instruments within GASB Statement No. 53, Accounting and Pinancial Reporting for Derivative Instruments;2)clarification of provisions in GASB Statement No. 87, Leases; 3) clarification of provisions in GASB Statement No. 94,Public-Private and Public-Public Partnerships and Availability Payment Ar�angements; 4) clarification of provisions in GASB Statement No. 96, Subscription-Based Infor�nation Technology Arrangements; and 5)extension of the period during which the London Interbank Offered Rate (LIBOR) is considered an appropriate benchmark interest rate. This Statement was implemented by the City far the fiscal year ending September 30, 2022; however, there was no significant impact to the City. 36 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 2-DEPOSITS AND INVESTMENTS DEPOSITS In addition to insurance provided by the Federal Depository Insurance Corporation("FDIC"), all deposits are held in banking institutions approved by the State Treasurer of the State of Florida to hold public funds. Under Florida Statutes Chapter 280,Florida Security for Public Deposits Act, the State Treasurer requires all Florida qualified public depositories to deposit with the Treasurer or another banking institution eligible collateraL In the event of a failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. Accordingly, all amounts reported as cash deposits including certificate of deposits, are insured or collateralized. INVESTMENTS The City has adopted an investment policy in accordance with Flarida Statutes to establish guidelines far the efficient management of its cash reserves. The City is authorized to invest in obligations of the U.S. Treasury, its agencies and instrumentalities, certificates of deposit, the State Board of Administration ("SBA") investment pool, any intergovernmental investment pools authorized pursuant to Chapter 163 of the Florida Statutes, Securities and Exchange Commission ("SEC") registered money market funds with the highest credit quality rating from a nationally recognized rating agency, and securities of any interest in any open-end or closed-end management type investment company or investment trust registered under the Investment Company Act of 1940, provided that the portfolio is limited to obligations of the U.S. government, its agencies and instrumentalities and to repurchase agreements fully collateralized by such U.S. government obligations and provided that such investment company or investment trust takes delivery of such collateral either directly or through an authorized custodian. The SBA administers the Florida PRIME which is governed by Chapter 19-7 of the Florida Administrative Code and Chapters 218 and 215 of the Florida Statutes. These rules provide guidance and establish the policies and general operating procedures for the administration of the Florida PRIME. The Florida PRIME is not a registrant with the SEC;however,the Board has adopted operating procedures consistent with the requirements for a 2a-7 fund, which permits money market funds to use amortized cost to maintain a constant net asset value ("NAV") of$1 per share. 37 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 2—DEPOSITS AND INVESTMENTS(CONTINUED� INVESTMENTS(CONTINUED� In accordance with GASB Statement No. 79, Certain External Investment Pools and Pool Participants, the City's investment in the Florida PRIME meets the definition of a qualifying investment pool that measures, for financial reporting purposes, all of its investments at amortized cost and should disclose the presence of any limitations or restrictions on withdrawals. As of September 30, 2022, there were no redemption fees or maximum transaction amounts, or any other requirements that serve to limit a participant's daily access to 100% of their account value. The City,therefore,has no investments reported at fair value. The investment in the Florida PRIME is not insured by FDIC or any other governmental agency. As of September 30, 2022, the City had the following investments subject to interest rate risk: Weighted Average Investment Maturity Certificate ofDeposits $ 8,000,000 64 days SBA- Florida PRIME 428,105 21 days TotalInvestments $ 8,428,105 Interest Rate Risk The City has an investment policy of structuring the investment portfolio so that the investments mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell investments on the open market prior to maturity and investing operating funds primarily in cash, short-term securities, certificates of deposit, or similar investment pools. Credit Risk The City's investment policy limits investments to the highest ratings issued by a nationally recognized statistical rating organization("NRSRO"). The Florida PRIME is rated AAAm by Standard and Poor's. 38 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 3-RECEIVABLES Receivables as of September 30, 2022 for the City's individual major funds and non-major funds, including the allowances for uncollectible accounts, are as follows: Water and Florida City General Grants Sewer Foundation Total Customers billed $1,357,363 $ -- $ 763,580 $ -- $2,120,943 Customers unbilled 145,570 -- 194,944 -- 340,514 Taxes 958,647 -- -- -- 958,647 Intergovernmental -- 57,893 -- -- 57,893 Other receivables 111,774 -- -- 66,265 178,039 Gross receivables 2,573,354 57,893 958,524 66,265 3,656,036 Less:allowance (362,119) (40,298) (455,650) -- (858,067) Total Receivables,Net $2,211,235 $ 17,595 $ 502,874 $ 66,265 $2,797,969 NOTE 4-PROPERTY TAXES Under Florida law,the assessment of all properties and the collection of all county,municipal and school board property taxes are consolidated in the offices of the Miami-Dade County Property Appraiser and County Tax Collector. The laws of the State regulating tax assessments are also designed to ensure a consistent property valuation method statewide. State statutes permit municipalities to levy property taxes at a rate of up to 10 mills ($10 per $1,000 of assessed taxable valuation). The millage rate assessed by the City for fiscal year ended September 30, 2022 is 7.2946 per $1,000. All property is reassessed according to its fair market value as of January 1 of each year. Each assessment roll is submitted to the Executive Director of the State Department of Revenue for review to determine if the rolls meet all of the appropriate requirements of State statutes. Property taxes are centrally billed and collected by the County and remitted to the City for their proportionate share of collected taxes. Current year property values are assessed as of January 1 st, the lien date, of each year for the fiscal year beginning October 1 st and are billed on November 1 st, subject to a 1% per month discount for the period November through February, and are due no later than March 31 st. On April 1 st, unpaid amounts become delinquent and are subject to interest and penalties. Beginning June lst, tax certificates representing delinquent taxes with interest and penalties are sold by the County, with remittance to the City for its share of those receipts. Generally, the City collects more than 95% of the current year's property taxes during the year in which they are due. There were no material delinquent property taxes as of September 30, 2022. 39 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE S—INTERFUND RECENABLES/PAYABLES The net composition of interfund balances as of September 30, 2022 is as follows: Receivable Fund Payable Fund Amount Grants General $ 5,902,850 Water&Sewer General 392,958 General Water& Sewer 331,179 General Grants 204,663 General CRA 8,692 General Law Enforcement Fund Trust State 5,190 Total Interfund Balances $ 6,845,532 The outstanding balances between funds result mainly from the time lag between the dates (1) interfund goods and services are provided or reimbursable expenditures occur, (2) transactions are recorded in the accounting system, and (3) payments between funds are made. Essentially the activity represents cash advanced by the General Fund to other funds, which are outstanding at year-end. NOTE f)-RESTRICTED CASH General Fund Transportation $ 4,719,548 Customer deposits 184,880 Total General Fund $ 4,904,428 Othe r Gove rnme ntal Funds Law enforcement trust funds $ 50,782 Water and Sewer Customer deposits $ 790,627 Sewer system capital improvements 674,211 Reserve fund 67,992 Total Water and Sewer $ 1,532,830 The water revenue bond resolutions require that certain monies held by the water fund be restricted for the following purposes: 40 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 6-RESTRICTED CASH(CONTINUED� A. RESER VE FUND The reserve fund is required to accumulate $22,247; as of September 30, 2022, the balance is$67,992. This fund is used in order to meet unforeseen operating expenses of an emergency nature or for renewals and replacement of assets,paying principal and interest in the event of a deficiency or unavailable funds. B. SEWER SYSTEM CAPITAL IMPROVEMENTS The City is required under a 1988 State grant to reserve $32,453 a year in a sewer system capital improvement account to accumulate the equivalent value of the sewer system grant received by the City, as adjusted for inflationary cost increases. Annual deposits of$32,453 were required to be made until the sum of all deposits exceeds $672,375. As of September 30, 2022 the balance is $674,211. C. CI7STOMER DEPOSITS This amount is restricted based on deposits paid to the City by its water and sewer customers. 41 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 7—CAPITAL ASSETS Capital asset activity far the fiscal year ended September 30, 2022 was as follows: Beginning Ending Balance Increases Decreases Balance Governmental Activities Capital Assets Not Being Depreciated Land $ 5,447,551 $ 544,121 $ (3,099,961) $ 2,891,711 Construction in progress 7,415,448 7ll,2ll (868,631) 7,258,028 Total Capital Assets Not Being Depreciated 12,862,999 1,255,332 (3,968,592) 10,149,739 Capital Assets Being Depreciated Buildings 25,628,902 885,551 (141,090) 26,373,363 Equipment and machinery 4,232,382 215,959 (2,150) 4,446,191 Total Capital Assets Being Depreciated 29,861,284 1,101,510 (143,240) 30,819,554 Less accumulated depreciation for: Buildings (11,297,182) (775,808) 101,646 (11,971,344) Equipment and machinery (3,480,303) (300,483) 2,150 (3,778,636) Total AccumulatedDepreciation (14,777,485) (1,076,291) 103,796 (15,749,980) Total Capital Assets Being Depreciated,Net 15,083,799 25,219 (39,444) 15,069,574 Governmental Activities Capital Assets,Net $ 27,946,798 $ 1,280,551 $ (4,008,036) $ 25,219,313 Business-type Activities Capital Assets Not Being Depreciated Land $ 1,578,818 $ -- $ -- $ 1,578,818 Constructioninprogress 3,722,471 2,194,692 -- 5,917,163 Total Capital Assets Not Being Depreciated 5,301,289 2,194,692 -- 7,495,981 Capital Assets Being Depreciated Equipment and machinery 1,428,071 8,350 -- 1,436,42] Plant distribution system 36,761,813 45,037 -- 36,806,850 Total Capital Assets Being Depreciated 38,189,884 53,387 -- 38,243,271 Less accumulated depreciation for: Machinery and equipment (1,067,087) (73,977) — (1,141,064) Plant distribution system (24,213,415) (1,023,935) -- (25,237,350) Total Accumulated Depreciation (25,280,502) (1,097,912) — (26,378,414) Total Capital Assets Being Depreciated,Net 12,909,382 (1,044,525) -- 1],864,857 Business-type Activities Capital Assets,Net $ 18,210,671 $ 1,150,167 $ -- $ 19,360,838 42 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 7-CAPITAL ASSETS(CONTINUED� Depreciation expense was charged as functions/programs of the primary government as follows: Gove rnmental Activitie s General government $ 636,090 Public safety 200,434 Public works 25,548 Parks and recreation 214,219 Total Depreciation Expense -Governmental Activities $ 1,076,291 Bus ine s s-type Activitie s Water and sewer $ 1,097,912 NOTE g-LONG-TERM DEBT The following is a summary of changes in long-term liabilities of the City for governmental activities for the fiscal year ended September 30,2022: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental Activities Compensated absences $ 945,463 $ 589,494 $ 587,939 $ 947,018 $ 94,701 Governmental Activities Long-Term Liabilities $ 945,463 $ 589,494 $ 587,939) $ 947,018 $ 94,701 All governmental activities obligations, including Net Pension Liability and Total OPEB Liability,are generally liquidated by the general fund. The government portion of these liabilities are reflected in the Statement of Net Position. 43 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE g-LONG-TERM DEBT(CONTINUED� The following is a summary of changes in long-term liabilities of the City for business-type activities for the fiscal year ended September 30, 2022: Beginning Ending Due Within Balance Additions Reductions Balance One Year B us ine s s-type Activitie s Water revenue bonds,series 1981 $ 40,200 $ -- $ (19,600) $ 20,600 $ 20,600 State revolving loans** 2,375,287 304,354 -- 2,679,641 28,434 Compensated absences 93,000 86,151 82,940 96,211 9,621 Business-type Activities Long-TermLiabilities $2,508,487 $ 390,505 $(102,540 $2,796,452 $ 58,655 **Direct Borrowing WATER REVENUE BONDS-SERIES 1951 On September 16, 1983, the City issued bonds in the amount of$365,000 as an addition to 1977 Water Revenue Bonds for the purpose of completing the construction of additions, extensions, and improvements to the water system. Payments are due in annual principal installments on September 1 st, matures September 2023; interest at 5%. As of September 30, 2022, the principal balance is $20,600. The City pledges its water system revenues which consist of the charges for services to the customers of the water utility system. For the fiscal year ended September 30, 2022, debt service of approximately $21,610 is only 0.5% of the approXimate $4,400,000 of the pledged revenues. Over the life of the debt which matures in 2023, it is estimated that debt service will be less than 2% of the total pledged revenues. In the event of default of payment of principal or interest with respect to the insured bonds when all or a portion becomes due, any registered owner of the insured bonds may pursue any available remedy by suit, at law or in equity, to enforce the payment of the principal of and interest on the bonds then outstanding. Certain bond obligations also provide that registered owners of the insured bonds may declare all payments of principal and accrued interest to be immediately due and payable,whereupon the same shall become immediately due and payable. 44 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE g-LONG-TERM DEBT(CONTINUED� WATER REVENUE BONDS-SERIES 1981�CONTINUED� Debt service requirements to maturity for the bonds at September 30, 2022 are as follows: Water Revenue Bonds Fiscal Year Endmg September 30 Principal Interest Total 2023 $ 20,600 $ 1,030 $ 21,630 Total Debt Service Requirements $ 20,600 $ 1,030 $ 21,630 ST.4 TE REVOLVING FUND LOANS In June 2018, the City entered into a loan agreement (#131050) in the amount of$780,953 for the financing of the planning and engineering of the proposed wastewater treatment facility construction project under a State Revolving Fund("SRF")Loan. The loan is secured by the state revenue sharing funds. Debt service for fiscal year 2022 was $0 and pledged state revenue sharing was$728,954. The loan payment schedule was revised to be payable in semi- annual payments of principal and interest of$20,063 beginning on May 15,2023 at an interest rate of.OS% per annum. Semiannual loan payments are due May 15 and November 15 until all amounts have been fully paid. In November 2019, the City entered into a second SRF loan agreement (#131031) in the amount of $3,898,997 for the financing of the construction and demolition phase of the proposed wastewater treatment facility construction project mentioned above. On July 21, 2022, the amount was amended to $6,357,763. The loan is secured by the state revenue sharing funds. During the fiscal year ended September 30, 2022, the City had a total drawdown of$304,354. Debt service for fiscal year 2022 was $0 and pledged state revenue sharing was $728,954. The loan is payable in semi-annual payments of principal and interest of$70,738 beginning on February 15, 2024 at an interest rate of 0%per annum. Semiannual loan payments are due February 15 and August 15 until all amounts have been fully paid. In July 2020, the City entered into a third SRF loan agreement (#131050) in the amount of $157,500 for financing of the planning and engineering of the proposed water distribution system construction project. The loan is secured by the state revenue sharing funds. Debt service for fiscal year 2022 was $0 and pledged state revenue sharing was$728,954. The loan is payable in semi-annual payments of principal and interest of$8,584 beginning on August 15, 2023 at an interest rate of 1.16% per annum. Semiannual loan payments are due August 15 and February 15 until all amounts have been fully paid. 45 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE g-LONG-TERM DEBT(CONTINUED� STATE REVOL VING FIIND LOANS(CONTINDED� In the event of default, the State of Florida Department of Environmental Protection (the "Department") may accelerate the City's repayment schedule or increase the interest rate by as much as 1.667 times the financing rate on the unpaid principal of the loan. The Department may notify the City's financial market credit rating agencies and terminate future commitments to provide additional loans. By certifying to the Auditor General of the State of Florida delinquency on loan repayments, the Department may intercept the delinquent amount plus a penalty from any unobligated funds due to the City under any revenue or tax sharing fund established by the State, except as otherwise provided by the State Constitution. The Department may pursue any available remedy by suit for payment of amounts due, or becoming due, with interest on overdue payments together with all costs of collection, including attorneys' fees. Debt service requirements to maturity as follows: State Revolving Fund Loan Fiscal Year Ending September 30 Principal Interest Total 2023 $ 28,434 $ 213 $ 28,647 2024 189,782 263 190,045 2025 181,408 194 181,602 2026 181,428 174 181,602 2027 181,448 154 181,602 Therea$er 1,917,141 522 1,917,663 Total $ 2,679,641 $ 1,520 $ 2,681,161 LINE OF CREDIT The City had an active line of credit in the amount of$1,000,000 during the fiscal year ended September 30, 2022. The City did not have an outstanding balance from the line of credit during the fiscal year ended September 30, 2022. The line of credit matured on September 21, 2022. The City is in the process of renewing the terms of the line of credit with the corresponding financial institution. 46 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 9-COMMITMENTS AND CONTINGENCIES A. LrTrca Trory The City is involved in several lawsuits incidental to its operations, the outcome of which, in the opinion of management and legal counsel, would not have a material adverse effect on the financial condition of the City. B. ENCUMBRANCES Encumbrance accounting, in which purchase orders, contracts, and other commitments for the expenditures of monies are recorded in order to reserve that portion of the applicable appropriation, is utilized by the City during the year. However, all encumbrances outstanding at year end lapse and, accordingly, there is no fund balance assigned for encumbrances at September 30, 2022. C. GRANTS CONTINGENCY Amounts received or receivable from grant agencies are subject to audit and adjustment by grantor agencies,principally the federal government and the State of Florida. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount,if any,of expenditures that may be disallowed by the grantor cannot be determined at this time, although the City expects such amounts, if any, to be insignificant. D. RISKMANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets, errors and omissions and natural disasters for which the City carries commercial insurance. There were no reductions in coverage from the prior year. Settled claims have not exceeded the City's coverage in any of the past three fiscal years. NOTE 1 O-DEFINED CONTRIBUTION PLAN Effective October 1, 1998, the City adopted the City of Florida City Defined Contribution Plan, created in accordance with Internal Revenue Code Section 401(a)for all of its general employees. Employees are eligible to participate in this Plan after completing one year of service. Contributions to this Plan began on January 1, 1999 after the General Employees Retirement Plan was frozen on December 31, 1998.The Plan is administered by VALIC.Amendments to the Plan are authorized by the City Commission. Employees contribute 2%of their compensation and the City contributes 4% of participants' compensation. The participants are 100% vested in their contributions and vest over a three year period in the City's contributions. There were no employee or City contributions into this Plan for the fiscal year ended September 30,2022. 47 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11-POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND A. PLANDESCRIPTION The City is the sponsor of a single-employer Public Employee Retirement System ("PERS") which provides pension benefits for its police officers. The PERS is considered to be part of the City's financial reporting entity and is included in the City's basic fmancial statements as a pension trust fund. The retirement plan does not issue a separate financial report. Included below are the Statement of Fiduciary Net Position and the Statement of Changes in Fiduciary Net Position as of and for the fiscal year ended September 30, 2022. Police Officers' Substitute Pension Trust Fund Statement of Fiduciary Net Position September 30, 2022 Assets Inve stme nts Money market mutual funds $ 39,809 Common stock 1,787,150 Corporate bonds 390,029 Government securities 878,781 Total Investments 3,095,769 Receivables Accrued interest 13,174 Total Assets 3,108,943 Liabilities -- Net Position Restricted for Pension Benefits $ 3,108,943 48 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11—POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� A. PLANDESCRIPTION(CONTINUED� Police Officers' Substitute Pension Trust Fund Statement of Changes in Fiduciary Net Position For the Fiscal Year Ended September 30, 2022 Additions Contributions Employer $ 7,466 Investment Income (Loss) Net depreciation in fair value of investments (626,520) Interest and dividends 71,476 (555,044) Less:investment eapenses 34,705 Net Investments Income (Loss) (589,749) Total Additions (582,283) Deductions Benefits paid 181,731 Administrative expenses 4,737 Total Deductions 186,468 Change in Net Position (768,751) Net Position Restricted for Pension Benefits - Beguuling 3,877,694 Net Position Restricted for Pension Benefits - Ending $ 3,108,943 49 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11-POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� A. PLANDESCRIPTION(CONTINUED� At October 1, 2020, the date of the most recent actuarial valuation, membership in the police officers' substitute pension trust fund consisted of the following: Inactive plan members or beneficiaries currently receiving benefits 46 Inactive plan members entitled to but not yet receiving benefits -- 46 Effective May 1,2008, a new replacement plan was established under Ordinance 07-03 (local plan). The local plan is called the "Police Substitute Pension Trust Fund". The Board of Trustees serve as the trustees of the new plan. Simultaneous with the creation of the local plan and effective May 1, 2008, under Ordinance 08-03, the old Chapter 185 Plan which had originally been created under Ordinance 69-25, was terminated (the old plan). Essentially, the new plan was a continuation of the old plan with the exception that this plan is not a Chapter 185 Plan. On May 1, 2008, the City of Florida City also joined the Florida Retirement System("FRS") for its police officers. A referendum was held to allow the police officers to: stay in the local plan,join the FRS without being eligible for an employer benefit under the local Plan or join the FRS and keep their deferred vested benefit under the plan. At the time of the conversion, two officers stayed in the City's local plan, twenty-two officers joined FRS while being ineligible to receive an employer benefit under the local plan, and six officers joined FRS while retaining their accrued benefit under the local plan. Additionally, all new officers are enrolled into the FRS upon employment. All full-time permanent police employees were eligible to participate in the Plan from the date of employment. Police employees who retire at or after age 60 are entitled to a normal retirement benefit of 2.5% of Average Compensation multiplied by credited service years of service to a maximum of 30 years. Benefits vest at a rate of 10%per year. Vested employees may retire at or after age 50 with at least ten years of credited service and receive reduced retirement benefits. Benefits, upon early retirement, are reduced by 3% for each year early retirement precedes normal retirement date. Active participants are allowed to purchase service credit for military service or prior service rendered as a police officer.Pension benefits are established and may be amended only by the City Commission. 50 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11-POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� B. INVESTMENTS-POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND As of September 30, 2022, the City's Police Officers' Substitute Pension Trust Fund had the following fixed income investments with its corresponding maturities in its portfolio: Investment Maturities(In Years) Fair Less Investments Value Thanl 1-5 6-10 lO+Years Corporate Bonds $ 390,029 $ 19,666 $ 223,586 $ 146,777 $ -- U.S. Treasuries 689,059 117,007 533,250 38,802 -- U.S. Agencies 189,722 -- 25,164 58,047 106,511 Total Fixed Income Investments $ 1,268,810 $ 136,673 $ 782,000 $ 243,626 $ 106,511 Target Asset Mix The policy establishes the following Target Asset Mix for the plan for the year ended September 30, 2022 and 2021: Target Allocation Asset Class 2022 2021 Large cap value equity 20 % 20 % Large cap growth equity 20 20 Mid cap value equity 6 5 Mid cap growth equity 6 5 International value equity 4 5 International growth equity 4 5 Core fiYed 'mcome 40 40 Total 100 % 100 % Interest Rate Risk Interest rate risk refers to the portfolio's exposure to fair value losses arising from increasing interest rates. The Plan does not have a formal investment policy that limits investment maturities as a means of managing its exposure to market value losses arising from increasing interestrates. 51 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11-POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� B. INVESTMENTS-POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND(CONTINUEDJ Cr�edit Risk The Plan's investment policy limits investments in bonds, stocks, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia, provided the corporation is listed on any one or more of the recognized national stock exchanges or on the National Market System of the NASDAQ Stock Market and in the case of bonds only, holds a rating in one of the three highest classifications by a major rating service. The Plan's corporate bonds were all rated "A" or better under Standard & Poar's ratings. The Plan's government securities were all rated AAA by Standard & Poor's. Concentr�ation of CNedit Risk The Plan's investment policy prohibits equity securities concentrations greater than 7.5% in the securities of any one company at cost and fixed income securities concentrations greater than 10% in any one issuer with the exception of U.S. government or agency issues. As of September 30, 2022, the value of each position held in the Plan's portfolio comprised less than 5% of fiduciary net position. Rate of RetuNn For the fiscal year ended September 30, 2022 and 2021, the annual money-weighted rate of return on pension plan investments, net of pension plan investment expense, was -15.59% and 16.33%, respectively. The money-weighted rate of return expresses investment performance, net of investment manager and consultant expenses adjusted for the changing amounts actually invested. Inputs to the internal rate of return calculation are determined on a monthly basis. FaiN Value Hierarchy Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City's pension plan categorize their fair value measurements within the fair value hierarchy established by GAAP. The fair value hierarchy categorizes the inputs to valuation techniques used to measure fair value into three levels based on the extent to which inputs used in measuring fair value are observable in the market. 52 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11—POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� B. INVESTMENTS—POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND(CONTINUEDJ Fair Value Hierarchy (continued) Level 1 - Investments' fair values based on prices quoted in active markets for identical assets. Level 2 - Investments' fair values based on observable inputs for the assets either directly or indirectly, other than those considered Level 1 inputs, which may include quoted prices for identical assets in markets that are not considered to be active, and quoted prices of similar assets in active or inactive markets. Leve13 - Investments' fair values based upon unobservable inputs. The Plan also holds money market funds, which are reported at amortized cost. Common stock, classified in Level 1, are valued using prices quoted in active markets for those securities. U.S. Treasuries and Agency securities, classified in Level 2, are valued using pricing models maximizing the use of observable inputs for similar securities. Corporate bonds, classified in Leve12, are valued using pricing models maximizing the use of observable inputs for similar securities. This includes basing the value on yields currently available on comparable securities of issuers with similar credit ratings. When quoted prices are not available for identical or similar bonds, the bond is valued under a discounted cash flows approach that maximizes observable inputs, such as current yield of similar instruments, but includes adjustments for certain risks that may not be observable, such as credit and liquidity risks or a broker quote, if available. The Plan does not value any of its investments using level3 inputs. 53 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11—POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� B. INVESTMENTS—POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND(CONTINUEDJ Fair Value Hierarchy (continued) The following is a summary of the fair value hierarchy of the fair value of investments as of September 30, 2022: Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Identical Observable Assets Iriputs 9/30/2022 (Levell) (Leve12) Investments by Fair Value Level Debt securities: Corporate Bonds $ 390,029 $ -- $ 390,029 U.S. Treasuries 689,059 -- 689,059 U.S. Agencies 189,722 -- 189,722 Total debt securities 1,268,810 -- 1,268,810 Equity securities: Common stock 1,787,150 1,787,150 -- Total investments at fair value 3,055,960 $ 1,787,150 $ 1,268,810 Money market mutual funds (exempt) 39,809 Total investments $ 3,095,769 Risks and Uncertainties The Plan invests in various investment securities. Investment securities are exposed to various risks such as interest rate,market, and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and those such changes could materially affect the amounts reported in the statement of fiduciary net position. The Plan, through its investment advisor, monitors the Plan's investments and the risks associated therewith on a regular basis which the Plan believes minimizes these risks. 54 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11-POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� C. CONTRIBUTIONS AND FUNDING POLICY Active members, if any, are required to contribute 7% of their salaries to the PERS. If an employee leaves covered employment or dies before ten years of service, accumulated employee contributions with credited interest are refunded. The City is required to make contributions at actuarially determined amounts; there was $0 minimum contribution requirement for the fiscal year ended September 30, 2022. The minimum contribution consists of the normal cost plus the amortization of the components of the unfunded actuarial accrued liability,which should provide sufficient resources to pay employee pension benefits when due. The actuarially determined contribution for the Plan for the current year was determined as part of the October 1, 2020 actuarial valuation using the aggregate actuarial cost method. The aggregate actuarial cost method does not identify and separately amortize unfunded actuarial liabilities and therefare, information about funding status and funding progress is presented using the entry age normal cost method for the Plan. D. ACCOUNTING POLICIES The Plan follows the accrual basis of accounting. Contributions are recorded when paid or when the City has made the commitment to contribute to the Plan. Purchases and sales are recorded on the trade-date basis. Benefits and refunds are recognized when due and payable in accordance with the terms of the Plan. Administrative costs of the Plan are funded through investment earnings. E. NET PENSION LIABILITY�ASSET� OF THE CITY As of September 30, 2022, the City reported the following net pension asset("NPA") which was measured as of September 30, 2021 (measurement date in accordance with GASB Statement No. 68). In addition, in accordance with GASB Statement No. 67, information as of September 30, 2022 has been disclosed: September 30, 2022 2021 Totalpensionliability $ 2,878,458 $2,913,695 Less Plan fiduciary net position (3,108,943) (3,877,694) Net Pension Asset $ (230,485) $ (963,999) Plan fiduciary net position as a percentage of the total pension liab�7ity 108.01% 133.09% 55 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11—POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� E. NET PENSION LIABILITY�ASSET� OF THE CITY(CONTINDED� Changes in the Net Pension Liability (Asset) Increase(Decrease) Total Plan Fiduciary Net Pension Pension Net Liability Liability Position (Asset) (a) (b) (a)- (b) Balances at September 30,2020(Measurement Date) $2,972,051 $ (3,504,004) $ (531,953) Changes for the year: Expected interest growth 174,937 (207,537) (32,600) Uneapected investment income -- (349,993) (349,993) Demographic experience 24,514 -- 24,514 Contributions- employer -- (7,466) (7,466) Benefit payments,including refunds of employee conmbutions (181,731) 181,731 Administrative expenses -- 9,575 9,575 Assurnption changes (76,076) -- (76,076) Net changes (58,356) (373,690) (432,046) Balances at September 30,2021(Measurement Date) $2,913,695 $ (3,877,694) $ (963,999) Significant Actuarial Assumptions The total pension liability of the City was determined by an actuarial valuation using the following actuarial assumptions as of September 30, 2022 and 2021: Actuarial valuation October l, 2020 Interest rates: Single discount rate: 6.08% Inflation rate: 2.00% 56 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11—POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� E. NET PENSION LIABILITY�ASSET� OF THE CITY(CONTINDED� Long-Term Expected Rate of Return The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Best estimates of arithmetic real rates of return for each major asset class included in the pension plan's target asset allocation as of September 30, 2022 and 2021 are summarized in the following table: Long-Term Expected Asset Class Real Rate of Return 2022 2021 Large cap value equity 5.9% 5.9% Large cap growth equity 6.1% 6.2% Mid cap value equity 6.3% 6.5% Mid cap growth equity 6.3% 6.7% International value equity 4.9% 5.1% International growth equity 4.9% 5.0% Core �ed income 0.8% 0.8% Discount Rate The discount rate used to measure the total pension liability as of September 30, 2022 and 2021 was 6.08%. The projection of cash flows used to determine the discount rates assumed that plan member contributions will be made at the current contribution rate and that City contributions will be made at the actuarially determined contribution rate. Based on those assumptions, the pension plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, there was no need to adjust the long-term expected rate of return on Plan investments to determine the total pension liability. 57 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11—POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� E. NET PENSION LIABILITY�ASSET� OF THE CITY(CONTINDED� Sensitivity of the Net Pension Liability (Asset) to Changes in the Discount Rate The following presents the net pension liability (asset) of the City, calculated using the discount rate of 6.08% as of September 30, 2022 and 2021, as well as what the City's net pension liability (asset) would be if it were calculated using a discount rate that is 1- percentage-point lower or 1-percentage-point higher than the current rate: As of September 30, 2022: 1% CLlTI'ent 1% Decrease Discount Increase (5.08%) Rate (6.08%) (7.08%) Net Pension Liability (Asset) $ 105,932 $ (230,485) $ (507,548) As of September 30, 2021: 1% CUTt'ent 1% Decrease Discount Increase (5.08%) Rate (6.08%) (7.08%) Net Pension Liability (Asset) $(617,073) $ (963,999) $(1,249,021) Pension Expense, Deferred Outflows of Resources and Deferred Inflows of Resources Related to the Pension For the year ended September 30, 2022, based on a September 30, 2021 measurement date, the City recognized pension expense(income) of$(216,557)relating to the Plan.In addition, the City reported a deferred outflows of resources and deferred inflows of resources related to the Plan from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Net di�erence between projected and actual earnings on pension plan investments $ -- $ 326,204 Employer contributions subsequent to the measurement date 7,466 -- Total $ 7,466 $ 326,204 58 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 11-POLICE OFFICERS' SUBSTITUTE PENSION TRUST FUND(CONTINUED� E. NET PENSION LIABILITY(ASSET� OF THE CITY(CONTINI7ED� Pension Expense, Deferred Outflows of Resources and Deferred Inflows of Resources related to the Pension (continued) The deferred outflows of resources related to pensions totaling $7,466, resulting from City contributions subsequent to the measurement date, will be recognized as a reduction of the net pension asset in the subsequent fiscal year. Other amounts reported as deferred inflows of resources above related to the pension will be recognized in pension expense (income) as follows: FiscalYear Ending September 30, Amount 2023 $ (102,510) 2024 (76,259) 2025 (77,438) 2026 (69,997) Total $ (326,204) NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN The following is a brief description of the Plan: A. PLAN DESCRIPTION The City is the sponsor of a single-employer defined benefit retirement plan for elected officials.The Plan is considered to be part of the City's financial reporting entity and is included in the City's basic financial statements as a pension trust fund. The elected officials' retirement plan does not issue a separate financial report. Included on the following pages are the Statement of Fiduciary Net Position and the Statement of Changes in Fiduciary Net Position as of and for the fiscal year ended September 30, 2022. 59 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� A. PLAN DESCRIPTION(CONTINDED� Elected Officials Retirement Plan Statement of Fiduciary Net Position September 30, 2022 Assets Inve s tme nts Money market mutual funds $ 174,898 Common stock 2,612,043 Corporate bonds 641,861 Government securities 1,058,562 Total Investments 4,487,364 Receivables Accrued interest 10,850 Total Assets 4,498,214 Liabilities -- Net Position Restricted for Pension Benefits $ 4,498,214 60 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� A. PLAN DESCRIPTION(CONTINDED� Elected Officials Retirement Plan Statement of Changes in Fiduciary Net Position For the Fiscal Year Ended September 30, 2022 Additions Contributions Employer $ 78,886 Investment Income (Loss) Net depreciation in fair value of investments (953,057) Interest and dividends 156,438 (796,619) Less:investment expenses 47,425 Net Investments Income (Loss) (844,044) Total Additions (765,158) Deducfions Benefits paid 7,555 Administrative expenses 1,214 Change in Net Position (773,927) Net Position Restricted for Pension Benefits - Beginning 5,272,141 Net Position Restricted for Pension Benefits - Ending $ 4,498,214 At October 1, 2020, the date of the most recent actuarial valuation,membership in the elected officials' retirement plan consisted of the following: Inactive plan members or beneficiaries currently receiving benefits - Active plan members 5 5 61 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� A. PLAN DESCRIPTION(CONTINUED� Effective October 1, 2009, the Elected Officials Retirement Plan was established under Ordinance OS-09. The Board of Trustees serve as the trustees of the plan. Any person who was elected in a general or special election to serve as Mayor or as a City Commissioner is eligible to participate in the Plan. City Commissioner Benefits City Commissioners who retire at or after age 55 are entitled to a normal retirement benefit of 48% of the average annual compensation paid during the highest three years of service. For any service beyond 12 years,the pension benefit is increased by 4%of the average annual compensation for each and every year up to a maximum of 20 years of service and pension benefit equal to 80% of the average annual compensation. Benefits vest after 12 consecutive years of service. Mayor Benefits Mayors who retire at or after age 55 are entitled to a normal retirement benefit of 40% of the average annual compensation paid during the highest three years of service. For any service beyond 10 years, the pension benefit is increased by 4% of the average annual compensation for each and every year up to a maximum of 20 years of service and pension benefit equal to 80%of the average annual compensation. Benefits vest after 10 consecutive years of service. B. INVESTMENTS-ELECTED OFFICIALS RETIREMENT PLAN As of September 30, 2022, the Elected Officials Retirement Plan had the following fixed income investments with its corresponding maturities in its portfolio: Investment Maturities(In Years) Fa� Less Investments Value Than 1 1-5 6-10 10+Years Corporate Bonds $ 641,861 $ 85,148 $ 491,546 $ 65,167 $ -- U.S. Treasuries 591,611 155,464 325,135 111,012 -- U.S.Agencies 466,951 15,011 14,586 35,602 401,752 TotalF�xedIncomeInvestments $ 1,700,423 $ 255,623 $ 831,267 $ 211,781 $ 401,752 62 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� B. INVESTMENTS-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� Target Asset Mix The policy establishes the following Target Asset Mix for the plan for the fiscal years ended September 30, 2022 and 2021: Target Allocation Asset Class 2022 2021 Large cap value equity 20.0 % 20.0 % Large cap growth equity 20.0 20.0 Mid cap value equity 3.0 2.5 Mid cap growth equity 3.0 2.5 Small cap value equity 3.0 2.5 Small cap growth equity 3.0 2.5 International value equity 4.0 5.0 International growth equity 4.0 5.0 Core fixed income 40.0 40.0 Total 100.0 % 100.0 % Inter�est Rate Risk Interest rate risk refers to the portfolio's exposure to fair value losses arising from increasing interest rates. The Plan does not have a formal investment policy that limits investment maturities as a means of managing its exposure to market value losses arising from increasing interest rates. Credit Risk The Plan's investment policy limits investments in bonds, stocks, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territary of the United States, or the District of Columbia, provided the corparation is listed on any one or more of the recognized national stock exchanges or on the National Market System of the NASDAQ Stock Market and in the case of bonds only, holds a rating in one of the three highest classifications by a major rating service. The Plan's corporate bonds were all rated "A" or better under Standard & Poar's ratings. The Plan's government securities were all rated AAA by Standard & Poor's. 63 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� B. INVESTMENTS-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� Concentration of Credit Risk The Plan's investment policy prohibits equity securities concentrations greater than 7.5% in the securities of any one company at cost and fixed income securities concentrations greater than 10% in any one issuer with the exception of U.S. government or agency issues. As of September 30, 2022, the value of each position held in the Plan's portfolio comprised less than 5% of fiduciary net position. Rate of RetuNn For the fiscal year ended September 30, 2022 and 2021, the annual money-weighted rate of return on pension plan investments, net of pension plan investment expense, was -15.98% and 16.23%, respectively. The money-weighted rate of return expresses investment performance, net of investment manager and consultant expenses adjusted for the changing amounts actually invested. Inputs to the internal rate of return calculation are determined on a monthly basis. FaiN Value Hierarchy The following is a description of the fair value techniques for the Elected Officials Retirement Plan's investments. Level 1 and 2 prices are obtained from various pricing sources by the Plan's custodian bank: The Plan also holds money market funds, which are reported at amortized cost. Common stock, classified in Level 1, are valued using prices quoted in active markets for those securities. U.S. Treasuries and Agency securities, classified in Leve12, are valued using pricing models maximizing the use of observable inputs for similar securities. Corporate bonds, classified in Level 2, are valued using pricing models maximizing the use of observable inputs for similar securities. This includes basing the value on yields currently available on comparable securities of issuers with similar credit ratings. When quoted prices are not available for identical or similar bonds, the bond is valued under a discounted cash flows approach that maximizes observable inputs, such as current yield of similar instruments, but includes adjustments for certain risks that may not be observable, such as credit and liquidity risks or a broker quote, if available. 64 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12—ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� B. INVESTMENTS—ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� Fair Value Hierarchy (continued) The Plan does not value any of its investments using level3 inputs. The following is a summary of the fair value hierarchy of the fair value of investments as of September 30, 2022: Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Identical Observable Assets Inputs 9/30/2022 (Levell) (Level2) Investments by Fair Value Level Debt securities Corporate Bonds $ 641,861 $ -- $ 641,861 U.S. Treasuries 591,611 -- 591,611 U.S. Agencies 466,951 -- 466,951 Total debt securities 1,700,423 -- 1,700,423 Equity securities Common stock 2,612,043 2,612,043 -- Total investments at fair value 4,312,466 $ 2,612,043 $ 1,700,423 Money market mutual funds (exempt) 174,898 Total investments $ 4,487,364 Risks and Uncertainties The Plan invests in various investment securities. Investment securities are exposed to various risks such as interest rate, market, and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and those such changes could materially affect the amounts reported in the statement of fiduciary net position. The Plan, through its investment advisor, monitors the Plan's investments and the risks associated therewith on a regular basis which the Plan believes minimizes these risks. 65 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� C. CONTRIB UTIONS AND FUNDING POLICY Active members are not required to contribute into the Plan. The City is required to make contributions at actuarially determined amounts; during the fiscal year ending September 30, 2022, the City contributed $78,886 which represents an average contribution rate of 26.26%. The minimum contribution consists of the normal cost plus the amortization of the components of the unfunded actuarial accrued liability, which should provide sufficient resources to pay pension benefits when due. The actuarially determined contribution for the Plan for the current year was determined as part of the October 1, 2020 actuarial valuation using the individual entry-age actuarial cost method. D. ACCOUNTING POLICIES The Plan follows the accrual basis of accounting. Contributions are recorded when paid or when the City has made the commitment to contribute to the Plan. Purchases and sales are recorded on the trade-date basis. Benefits and refunds are recognized when due and payable in accordance with the terms of the Plan. Currently,pension benefits and administrative costs are being paid out of the City's general fund. E. NET PENSION LIABILITY�ASSET� OF THE CITY As of September 30, 2022, the City reported the following net pension liability which was measured as of September 30, 2021 (measurement date in accordance with GASB Statement No. 68). In addition, in accordance with GASB Statement No. 67, information as of September 30, 2022 has been disclosed: September 30, 2022 2021 Total pension liability $ 3,480,663 $ 3,225,682 Less Plan fiduciary net position (4,498,214) (5,272,141) Net Pension Asset $(1,017,551) $(2,046,459) Plan fiduciary net position as a percentage of the total pension liability 129.23% 163.44% 66 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12—ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� E. NET PENSION LIABILITY�ASSET� OF THE CITY�CONTINUED� Changes in the Net Pension Liability Increase(Decrease) Total Plan Fiduciary Net Pension Pension Net Liability Liab�ity Position (Asset) BalancesatSeptember30,2020(MeasurementDate) $3,038,491 $ (4,467,236) $(1,428,745) Changes for the year: Service cost 41,005 -- 41,005 Expected interest growth 207,866 -- 207,866 Demographic eaperience -- -- -- Contnbutions- employer -- (77,885) (77,885) Contrbutions- employee -- -- -- Investment income -- (727,602) (727,602) Administrative expenses -- 582 582 Assumption changes (61,680) -- (61,680) Net changes 187,191 (804,905) (617,714) Balances atSeptember30,2021 (MeasurementDate) $3,225,682 $ (5,272,141) $(2,046,459) Significant Actuarial Assumptions The total pension liability of the City was determined by an actuarial valuation using the following actuarial assumptions as of September 30, 2022 and 2021: Actuarial valuation October 1, 2020 Interest rates: Single discount rate: 6.75% Inflation rate: 2.50% 67 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12—ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� E. NET PENSION LIABILITY�ASSET� OF THE CITY�CONTINUED� Discount Rate and Long-Term Expected Rate of Retur�n A single discount rate of 6.75% was used to measure the total pension liability as of September 30, 2022 and 2021 measurement dates,respectively. The single discount rate was based on the expected rate of return on pension plan investments of 6.75% as of September 30, 2022 and 2021 measurement dates, respectively. The projection of cash flows used to determine this single discount rate assumed that employer contributions will be made equal to the total actuarially determined contribution rates.Based on these assumptions,the pension plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments of 6.75% was applied to all periods of projected benefit payments to determine the total pension liability as of September 30,2022 and 2021 measurement dates, respectively. Sensitivity of the Net Pension Liability (Asset) to Changes in the Discount Rate The following presents the net pension liability (asset) of the City, calculated using the discount rate of 6.75% as of September 30, 2022 and 2021, as well as what the City's net pension liability (asset) would be if it were calculated using a discount rate that is 1- percentage-point lower or 1-percentage-point higher than the current rate: As of September 30, 2022: 1% Current 1% Decrease Discount Increase (5.75%) Rate (6.75%) (7.75%) Net Pension Asset $ (748,343) $ (1,O17,551) $(1,247,277) As of September 30, 2021: 1% CL1TI'ent 1% Decrease Discount Increase (5.75%) Rate (6.75%) (7.75%) Net Pension Asset $(1,777,401) $ (2,046,459) $(2,278,744) 68 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 12-ELECTED OFFICIALS RETIREMENT PLAN(CONTINUED� E. NET PENSION LIABILITY�ASSET� OF THE CITY�CONTINUED� Pension Expense, Deferred Outflows of ResouYces and Deferred Inflows of Resources related to the Pension For the year ended September 30, 2022, based on a September 30, 2021 measurement date, the City recognized pension expense(income)of$(221,174),relating to the Plan.In addition, the City reported deferred outflows of resources and deferred inflows of resources related to the Plan from the following sources: Deferred Outflows Deferred Inflows Description of Resources of Resources Net difference between projected and actual earnings on pension plan investments $ -- $ 283,154 Employer contn�butions subsequent to the measurement date 78,886 -- Total $ 78,886 $ 283,154 The deferred outflows of resources related to pensions, totaling $78,886 resulting from City contributions subsequent to the measurement date, will be recognized as a reduction of the net pension asset in the subsequent fiscal year. The other amount reported as deferred outflows/ (inflows) of resources related to pensions will be recognized in pension expense (income) as follows: Fiscal Year Ending September 30, Amount 2023 $ (46,106) 2024 (66,562) 2025 (85,795) 2026 (84,691) Total $ (283,154) 69 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13-COST-SHARING DEFINED BENEFIT PLANS Effective May 1, 2008, the City of Florida City commenced participation in the Florida Retirement System ("FRS"), a cost-sharing multiple employer Public Employee Retirement System ("PERS"). There are two defined benefit plans as part of the Florida Retirement System. The FRS is a cost-sharing, multiple-employer defined benefit pension plan with a Deferred Retirement Option Program ("DROP") for eligible employees. An additional plan is also available to provide a defined contribution plan alternative to the defined benefit plan for FRS members. This integrated defined contribution pension plan is the FRS Investment Plan. The Retiree Health Insurance Subsidy Program ("HIS") is a cost-sharing, multiple-employer defined benefit pension plan. The FRS and HIS were created by the Florida Legislature and are administered by the State of Florida. Essentially all regular employees of the City are eligible to enroll as members of the State- administered FRS. Provisions relating to the FRS are established by Chapters 121 and 122, Florida Statutes;Chapter 112,Part IV,Florida Statutes; Chapter 238,Florida Statutes; and FRS Rules, Chapter 605, Florida Administrative Code; wherein eligibility, contributions, and benefits are defined and described in detail. Such provisions may be amended at any time by further action from the Florida Legislature. The FRS is a single retirement system administered by the Florida Department of Management Services, Division of Retirement, and consists of the two cost-sharing, multiple-employer defined benefit plans and other nonintegrated programs. An annual comprehensive financial report of the FRS, which includes its financial statements, required supplementary information, actuarial report, and other relevant information, is available from the Florida Department of Management Services' website: (http://www.dms.mvflorida.com/workforce_operations/retirement/publications). A. PLAN DESCRIPTION FRS Pension Plan The FRS Pension Plan ("Plan") is a cost-sharing multiple-employer defined benefit pension plan, with DROP for eligible employees. The general classes of inembership are as follows: Regular Class—Members of the FRS who do not qualify for membership in the other classes. Elected County Officers Class — Members who hold specified elective offices in local government. Senior Management Se�vice Class (SMSC) —Members in senior management level positions. Special Risk Class — Members who are employed as law enforcement officers and meet the criteria to qualify for this class. 70 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13—COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� A. PLAN DESCRIPTION(CONTINUED� FRS Pension Plan (continued) Employees enrolled in the Plan prior to July 1,20ll,vest at six years of creditable service and employees enrolled in the Plan on or after July 1,2011,vest at eight years of creditable service. All vested members, enrolled prior to July 1, 2011, are eligible for normal retirement benefits at age 62 or at any age after 30 years of service (except for members classified as special risk who are eligible for normal retirement benefits at age 55 or at any age after 25 years of service). All members enrolled in the Plan on or after July 1, 2011, once vested, are eligible for normal retirement benefits at age 65 or any time after 33 years of creditable service (except for members classified as special risk who are eligible for normal retirement benefits at age 60 or at any age after 30 years of service). Members of the Plan may include up to 4 years of credit for military service toward creditable service. The Plan also includes an early retirement provision; however, there is a benefit reduction for each year a member retires before his or her normal retirement date. The Plan provides retirement, disability, death benefits, and annual cost-of-living adjustments to eligible participants. DROP, subject to provisions of Section 121.091, Florida Statutes, permits employees eligible for normal retirement under the Plan to defer receipt of monthly benefit payments while continuing employment with an FRS employer. An employee may participate in DROP for a period not to exceed 60 months after electing to participate. During the period of DROP participation, deferred monthly benefits are held in the FRS Trust Fund and accrue interest. The net pension liability does not include amounts for DROP participants, as these members are considered retired and are not accruing additional pension benefits. HIS Plan The Retiree Health Insurance Subsidy Program ("HIS Plan") is a cost-sharing multiple- employer defined benefit pension plan established under Section 112.363,Florida Statutes,and may be amended by the Florida Legislature at any time. The benefit is a monthly payment to assist retirees of the State-administered retirement systems in paying their health insurance costs and is administered by the Division of Retirement within the Florida Department of Management Services. 71 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13—COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� B. BENEFITS PROVIDED FRS Pension Plan Benefits under the Plan are computed on the basis of age and/or years of service, average final compensation, and service credit. Credit for each year of service is expressed as a percentage of the average final compensation. For members initially enrolled before July 1, 2011, the average final compensation is the average of the five highest fiscal years' earnings; for members initially enrolled on or after July 1, 2011, the average final compensation is the average of the eight highest fiscal years' earnings. The total percentage value of the benefit received is determined by calculating the total value of all service, which is based on the retirement class to which the member belonged when the service credit was earned. Members are eligible for in-line-of-duty or regular disability and survivors' benefits. The following chart shows the percentage value for each year of service credit earned: Regular Class members initially enrolled before July 1, 2011: Retirement up to age 62 or up to 30 years of service 1.60% Retirement at age 63 or with 31 years of service 1.63% Retirement at age 64 or with 32 years of service 1.65% Retirement at age 65 or with 33 or more years of service 1.68% Regular Class members initially enrolled on or after July 1, 2011: Retirement up to age 65 or up to 33 years of service 1.60% Retirement at age 66 or with 34 years of service 1.63% Retirement at age 67 or with 35 years of service 1.65% Retirement at age 68 or with 36 or more years of service 1.68% Elected County Officers: 3.00% Senior Management Service Class: 2.00% S�ecial Risk Re,gular Class: 3.00% As provided in Section 121.101, Florida Statutes,if the member is initially enrolled in the FRS before July 1, 2011, and all service credit was accrued before July 1, 2011, the annual cost-of- living adjustment is 3% per year. If the member is initially enrolled before July 1, 2011, and has service credit on or after July 1, 2011, there is an individually calculated cost-of-living adjustment. The annual cost-of-living adjustment is a proportion of 3%determined by dividing the sum of the pre-October 2011 service credit by the total service credit at retirement multiplied by 3%. Plan members initially enrolled on or after July 1, 2011, will not have a cost-of-living adjustment after retirement. 72 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13—COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� B. BENEFITS PROVIDED(CONTINUED� HIS Plan For the fiscal year ended September 30, 2022 eligible retirees and beneficiaries received a monthly HIS payment of $5 for each year of creditable service completed at the time of retirement, with a minimum HIS payment of$30 and a maximum HIS payment of$150 per month, pursuant to Section 112.363, Florida Statutes. To be eligible to receive a HIS Plan benefit, a retiree under a State-administered retirement system must provide proof of health insurance coverage, which may include Medicare. C. CONTRIB UTIONS FRS Pension Plan The Florida Legislature establishes contribution rates for participating employers and employees. Employees are required to contribute 3% of gross salary. Employer contribution is based on class. The contribution rate for FRS Regular, Special Risk (Police Officers) and DROP was 9.10%, 24.17% and 16.68% respectively, for the period from October 1, 2021 through June 30, 2022 and was 10.19%, 26.11% and 16.94% respectively, from July 1, 2022 through September 30, 2022. The City's contributions to FRS totaled$884,409 and employee contributions totaled$134,864 for the fiscal year ended September 30, 2022. HIS Plan The HIS Plan is funded by required contributions from FRS participating employers as set by the Florida Legislature. Employer contributions are a percentage of gross compensation for all active FRS members. For the fiscal year ended September 30, 2022, the HIS contribution rate was 1.66%. The City contributed 100% of its statutorily required contributions for the current year and preceding three years. The HIS Plan contributions are deposited in a separate trust fund from which payments are authorized. HIS Plan benefits are not guaranteed and are subject to annual legislative appropriation. In the event the legislative appropriation or available funds fail to provide full subsidy benefits to all participants, benefits may be reduced or canceled. The City's contributions to the HIS Plan totaled $103,681 for the fiscal year ended September 30, 2022. 73 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13—COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� D. PENSION LIABILITIES, PENSION EXPENSE, AND DEFERRED OI7TFLOWS OF RESOURCES AND DEFERRED INFLOWS OF RESOURCES RELATED TO PENSIONS At September 30,2022,the City reported liabilities of$8,082,659 for its proportionate share of the FRS net pension liability and$1,740,242 for the HIS net pension liability. The net pension liability was measured as of June 30, 2022, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of July 1,2022 (FRS)and July 1, 2022 (HIS). The City's proportionate share of the net pension liability was based on the City's fiscal year 2022 contributions relative to the fiscal year 2022 contributions of all participating members. At June 30, 2022, the City's proportionate share was 0.0217% for the FRS plan and 0.0164% for the HIS plan, which was a decrease of 0.0004% and 0.0003%, respectively, from the proportionate share measured as of June 30, 2021. For the fiscal year ended September 30, 2022, the City recognized pension expense of for the FRS plan in the amount of$105,810 and recognized pension expense for the HIS plan in the amount of$33. In addition, the City reported, in the government-wide financial statements, deferred outflows of resources and deferred inflows of resources related to both plans from the following sources: Deferred Outflows of Resources FRS HIS Total Differences between eapected and actual experience $ 383,880 $ 52,820 $ 436,700 Assumption changes 995,413 99,752 1,095,165 Net difference between projected and actual earnings on pension plan investments 533,697 2,519 536,216 Changes in proportion and differences between City contributions and proportionate share of contributions 148,007 39,487 187,494 Employer contributions subsequent to the measurement date 266,746 26,616 293,362 Total Deferred Outflows ofResources $ 2,327,743 $ 221,194 $ 2,548,937 Deferred Inflows of Resources FRS HIS Total Differences between eapected and actual experience $ -- $ 7,657 $ 7,657 Assumption Changes -- 269,215 269,215 Changes in proportion and differences between City contributions and proportionate share of contributions 490,501 25,803 516,304 Total Deferred Inflows of Resources $ 490,501 $ 302,675 $ 793,176 74 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13-COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� D. PENSION LIABILITIES, PENSION EXPENSE, AND DEFERRED OI7TFLOWS OF RESOURCES AND DEFERRED INFLOWS OF RESOURCES RELATED TO PENSIONS�CONTINUED� The deferred outflows of resources related to pensions, totaling $293,362, resulting from City contributions subsequent to the measurement date, will be recognized as a reduction of the net pension liability in the subsequent fiscal year. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Employer Share of Deferred Fiscal Year Ending Outflows/(Inflows) September 30 FRS HIS Total 2023 $ 383,265 $ (16,732) $ 366,533 2024 93,744 (12,883) 80,861 2025 (238,124) (5,017) (243,141) 2026 1,267,944 (15,197) 1,252,747 2027 63,667 (39,858) 23,809 Thereafter -- (18,410) (18,410) Total $ 1,570,496 $ (108,097) $ 1,462,399 E. ACTI7ARIAL ASSI7MPTIONS Actuarial assumptions for both cost-sharing defined benefit plans are reviewed annually by the Florida Retirement System Actuarial Assumptions Conference. The FRS plan has a valuation performed annually. The HIS Program has a valuation performed biennially that is updated far GASB reporting in the year a valuation is not performed. The total pension liability was determined using the following actuarial assumptions, applied to all periods included in the measurement: FRS HIS Mortality Table P�2010 Generational PUB-2010 with Base Table Projection Scale MP-2018 Experience Study Ju1y 1, 2013 - June 30, 2018 Actuarial Cost Method Individual Entry Age Normal Investment rate of return 6.70% 3.54% Projected salary increases 3.25% 3.25% Inflation 2.40% 2.40% 75 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13-COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� F. LONG-TERM EXPECTED RATE OF RETURN FRS Pension Plan The long-term expected rate of return on the Plan investments was not based on historical returns, but instead is based on a forward-looking capital market economic model.The allocation policy's description of each asset class was used to map the target allocation to the asset classes shown below. Each asset class assumption is based on a consistent set of underlying assumptions, and includes an adjustment for the inflation assumption. The target allocation and best estimates of arithmetic and geometric real rates of return for each major asset class are summarized in the following table: Compound Annual Annual Target Aritlmletic (Geometric) Standard Asset Class Allocation��� Return Return Deviation Cash 1.0% 2.6% 2.6% 1.1% FiYed 'mcome 19.8% 4.4% 4.4% 3.2% Global equity 54.0% 8.8% 7.3% 17.8% Real estate 10.3% 7.4% 6.3% 15.7% Private equity 11.1% 12.0% 8.9% 26.3% Strategic investments 3.8% 6.2% 5.9% 7.8% Total 100.0% Assumed inflation-Mean 2.4% 1.3% (1)As outlined in the Plan's investment policy G. DISCOI7NT RATE The discount rate used to measure the total pension liability was 6.70% for the FRS plan. The fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore,the discount rate for calculating the total pension liability is equal to the long-term expected rate of return. The HIS program uses a pay as you go funding structure, so therefore, the depletion date is considered to be immediate and the single equivalent discount rate is equal to the municipal bond rate. The municipal bond rate of 3.54%was used to determine the total pension liability for the program. The Bond Buyer General Obligation 20-Bond Municipal Bond Index was adopted as the applicable municipal bond index. 76 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13—COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� H. SENSITIVITY OF THE CITY'S PROPORTIONATE SHARE OF THE NET POSITION LIABILITY TO CHANGES IN THE DISCOIINT RATE The following table presents the sensitivity of the City's proportionate share of the net pension liability(asset)to changes in the discount rate. The sensitivity analysis shows the impact to the City's proportionate share of the net pension liability (asset) if the discount rate was 1.00% lower or 1.00%higher than the current discount rate at June 30, 2022. City's Proportionate Share ofthe Net Pension Liability Current Discount 1% Rate 1% Pension Plan Decrease (6.70%) Increase FRS $13,978,402 $ 8,082,659 $ 3,153,115 Current Discount 1% Rate 1% Pension Plan Decrease (3.54%) Increase HIS $ 1,990,980 $ 1,740,242 $ 1,532,762 I. PENSIONPLANFIDUCIARYNETPOSITION Detailed information about the fiduciary net position of both benefit plans are available in the separately issued FRS Pension Plan and Other State Administered Systems Annual Comprehensive Financial Report. .I. FRS—INVESTMENT PLAN The City contributes to the FRS defined contribution Investment Plan("Investment Plan").The Investment Plan is administered by the SBA, and is reported in the SBA's annual financial statements and in the State of Florida Annual Comprehensive Financial Report. As provided in Section 121.4501, Florida Statutes, eligible FRS members may elect to participate in the Investment Plan in lieu of the FRS defined benefit plan. City employees participating in the DROP are not eligible to participate in the Investment Plan. Employer and employee contributions, including amounts contributed to individual member's accounts, are defined by law, but the ultimate benefit depends in part on the performance of investment funds. Benefit terms, including contribution requirements, for the Investment Plan are established and may be 77 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 13—COST-SHARING DEFINED BENEFIT PLANS(CONTINUED� .I. FRS—INVESTMENT PLAN(CONTINDED� amended by the Florida Legislature. The Investment Plan is funded with the same employer and employee contribution rates that are based on salary and membership class (Regular Class, Elected County Officers, etc.), as the FRS Pension Plan. Contributions are directed to individual member accounts, and the individual members allocate contributions and account balances among various approved investment choices.Allocations to the investment member's accounts, as established by Section 121.72,Florida Statutes, are based on a percentage of gross compensation,by class. For all membership classes, employees are immediately vested in their own contributions and are vested after one year of service for employer contributions and investment earnings. If an accumulated benefit obligation for service credit originally earned under the FRS Pension Plan is transferred to the Investment Plan, the member must have the years of service required for FRS Pension Plan vesting(including the service credit represented by the transferred funds)to be vested for these funds and the earnings on the funds.Non-vested employer contributions are placed in a suspense account for up to five years. If the employee returns to FRS-covered employment within the five-year period, the employee will regain control over their account. If the employee does not return within the five-year period, the employee will forfeit the accumulated account balance. Costs of administering the Investment Plan, including the FRS Financial Guidance Program, are funded through an employer contribution of 0.06%of payroll and by forfeited benefits of Investment Plan members. For the fiscal year ended September 30, 2022, the information for the amount of forfeitures was unavailable from the SBA; however, management believes that these amounts, if any, would be immaterial to the City. After termination and applying to receive benefits, the member may rollover vested funds to another qualified plan, structure a periodic payment under the Investment Plan,receive a lump- sum distribution, leave the funds invested for future distribution, or any combination of these options. Disability coverage is provided; the member may either transfer the account balance to the FRS Pension Plan when approved for disability retirement to receive guaranteed lifetime monthly benefits under the FRS Pension Plan, or remain in the Investment Plan and rely upon that account balance for retirement income. The City's Investment Plan pension contributions totaled$190,269 and employee contributions totaled$44,578 for the fiscal year ended September 30, 2022. 78 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 14—PENSION SUMMARY The following summarizes the total net pension liability,net pension asset and other amounts related to pensions for the City as of the indicated measurement date: Net Net Deferred Deferred Pension Measurement Pension Pension Outflows Inflows Eapense Date Liability Asset ofResources ofResources (Income) Police Officers'Substitute Pension Trust Fund 9/30/2021 $ -- $ 963,999 $ 7,466 $ 326,204 $ (216,557) Elected Officials Retirement Plan 9/30/2021 -- 2,046,459 78,886 283,154 (221,174) FRS(cost-sharing PERS) 6/30/2022 8,082,659 -- 2,327,743 490,501 105,810 HIS(cost-sharing PERS) 6/30/2022 1,740,242 -- 221,194 302,675 33 $ 9,822,901 $ 3,010,458 $ 2,635,289 $ 1,402,534 $ (331,888) NOTE iS—OTHER POST-EMPLOYMENT BENEFITS PLAN DESCRIPTION The City provides health insurance benefits to its retired employees through an optional single- employer plan administered by the City. The City subsidizes the premium rates paid by retirees by allowing them to participate in the plan at reduced or blended group (implicitly subsidized) premium rates for both active and retired employees. These rates provide an implicit subsidy for retirees because, on an actuarial basis,their current and future claims are expected to result in higher costs to the plan on average than those of active employees. The benefits provided under the plan are provided for a retiree's lifetime (ar until such time at which retiree discontinues coverage under the City sponsored plans, if earlier). The plan has no assets and does not issue a separate fmancial report. FUNDING POLICY Currently, the City follows a pay-as-you-go funding policy, contributing only those amounts necessary to provide for its portion of current year benefit costs and expenses. The City does not directly make a contribution to the plan on behalf of retirees. Retirees and their beneficiaries pay the same group rates as are charged to the City for active employees by its healthcare provider. For the fiscal year ended September 30, 2021 there were no retirees receiving other postemployment benefits. Current and future retirees are required to pay 100% of the blended premium to continue coverage under the City's group health insurance program. 79 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 15-OTHER POST-EMPLOYMENT BENEFITS(CONTINUED� EMPLOYEES COVERED BYBENEFIT TERMS At September 30, 2022, the following employees were covered by the benefit terms: Inactive employees or beneficiaries c�rently receiving benefit payinents -- Inactive employees entitled to but not yet receiving benefit payments -- Active employees 84 Total 84 TOTAL OPEB LIABILITY The City's total OPEB liability of$612,529 was measured as of September 30, 2021, and was determined by an actuarial valuation date as of September 30, 2021. As authorized by GASB Statement No. 75, the alternative measurement method was used by the City. This method allows the City to use simplification of certain assumptions in measuring costs and liabilities. Actuarial Assumptions and Other Inputs The Total OPEB Liability in the September 30, 2021 actuarial valuation was determined using the following actuarial assumptions and other inputs, applied to all periods included in the measurement, unless otherwise specified: Inflation 2.25% Salary increases 5.00% Discount rate 2.19% Healthcare cost trend rates 6.00% for fiscal year beginning 2022, 5.75% for fiscal year beginning 2023 and then gradually decreasing to an ultimate trend rate of 3.75%. Mortality Mortality tables used m the July 1, 2021 actuarial valuation of the Florida Retirement System for non-K-12 Instructional Regular Class members. These rates were taken from adjusted PUB-2010 mortality tables published by the Society of Actuaries with generational mortality improvements using Scale MP-2018. 80 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE iS-OTHER POST-EMPLOYMENT BENEFITS(CONTINUED� TOTAL OPEB LIABILITY�CONTINDED� Actuarial Assumptions and Other Inputs (continued) Changes in assumptions and other inputs include the change in the discount rate from 2.41% as of the previous measurement date to 2.19% as of September 30, 202L This change is reflected in the Schedule of Changes in Total OPEB Liability. There were no benefit changes during the year. Changes in the Total OPEB Liability Total OPEB Liability Balance at September 30, 2020 (Measurement Date) $ 585,279 Changes for the Year: Service cost 48,074 Interest 15,264 Di�erences between expected and actual experience (146,884) Changes in asstur�ptions or other inputs 110,796 Net Change 27,250 Balance at September 30, 2021 (Measurement Date) $ 612,529 Sensitivity of the Total OPEB Liability to Changes in the Discount Rate The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is 1-percentage-point lower(1.19%) or 1-percentage-point higher(3.19%)than the current discount rate: 1%Decrease Discount Rate 1%Increase (1.19%) (2.19%) (3.19°/a) Total OPEB Liability $ 662,179 $ 612,529 $ 561,799 81 CITY OF FLORIDA CITY, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE iS-OTHER POST-EMPLOYMENT BENEFITS(CONTINUED� TOTAL OPEB LIABILITY�CONTINDED� Sensitivity of the Total OPEB Liability to Changes in the Healthcare Cost Ti^end Rates The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1- percentage-point lower (5.00%) or 1-percentage-point higher (7.00%) than the current healthcare cost trend rates: Current Healthcare Cost Trend Rate 1% Decrease Assuinption 1%Increase Total OPEB Liability $ 539,337 $ 612,529 $ 699,031 OPEB Expense and Deferr�ed Outflows of Resources and Deferr�ed Inflows of Resources Related to OPEB For fiscal year ended September 30, 2022, the City recognized an increase in OPEB expense of$27,250. There were no payables, deferred outflows of resources and deferred inflows of resources related to OPEB for the fiscal year ended September 30, 2022. NOTE 16-EXCESS OF EXPENDITURES OVER APPROPRIATIONS The City had excess of expenditures over appropriations Capital Outlay of$589,148. These over-expenditures were funded through use of prior years' fund balance. The CRA had excess of expenditures over appropriations in General Government of$1,220. These expenditures were funded by the CRA with the current year revenues which exceeded current year expenditures by a total of$1,617,051 for the fiscal year ended September 30, 2022. 82 REQUIRED SUPPLEMENTARY INFORMATION CITY OF FLORIDA CITY, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE GENERAL FUND FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2022 Variance with Final Budget- Original Final Actual Positive Budget Budget Amounts (Negative) Revenues Taxes $ 6,887,074 $ 5,613,000 $ 5,757,607 $ 144,607 Intergovernmental 2,460,734 3,089,500 3,397,096 307,596 Charges for services 3,221,000 4,155,000 4,103,549 (51,451) Investment earnings 35,000 11,250 11,915 665 Impact fees 460,000 540,250 539,897 (353) Licenses and permits 815,000 1,873,450 1,870,786 (2,664) Fines and forfeitures 765,000 656,500 663,651 7,151 Miscellaneous 675,717 657,250 805,305 148,055 Total Revenues 15,319,525 16,596,200 17,149,806 553,606 Expenditures Current: General government: Mayor and commissioners 207,078 202,300 201,742 558 Administration 761,082 826,850 692,987 133,863 Finance department 702,416 626,275 596,847 29,428 Legal 65,100 79,015 70,022 8,993 Building and zoning 737,963 1,296,200 1,271,820 24,380 General govemment 2,705,770 1,627,614 1,613,295 14,319 Vehicle maintenance 177,382 185,775 184,628 1,147 Total General Government 5,356,791 4,844,029 4,631,341 212,688 Public safety 5,499,716 5,332,675 5,318,072 14,603 Public warks 3,835,541 3,850,150 3,844,947 5,203 Parks and recreation 325,009 244,275 240,736 3,539 Campersite 49,289 42,450 40,702 1,748 Capital outlay 1,179,584 671,755 1,260,903 (589,148) Total Expenditures 16,245,930 14,985,334 15,336,701 (351,367) Excess(Deficiency)of Revenues over Expenditures (926,405) 1,610,866 1,813,105 202,239 Other Financing Sources(Uses) Prior year carryover 2,439,700 -- -- -- Current year surplus -- (7,993,616) -- (7,993,616) Proceeds on sale of capital assets -- 6,382,750 6,382,734 16 Transfers out (1,513,295) -- -- -- Total Other Financing Sources(Uses) 926,405 (1,610,866) 6,382,734 (7,993,600) Net Change in Fund Balance $ -- $ -- $ 8,195,839 $ 8,195,839 See notes to budgetary comparison schedule. 83 CITY OF FLORIDA CITY, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE CRA FUND FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2022 Variance with Final Budget- Original Final Actual Posirive Budget Budget Amounts (Negarive) Revenues Intergovernmental $ 2,481,463 $ 2,481,107 $ 2,481,107 $ -- Investment earnings 10,000 5,225 6,964 1,739 Total Revenues 2,491,463 2,486,332 2,488,071 1,739 Expenditures Current: General government 12,503,954 869,800 871,020 (1,220) Total Expenditures 12,503,954 869,800 871,020 (1,220) Excess of(Deficiency)of Revenues over Expenditures (10,012,491) 1,616,532 1,617,051 519 Other Financing Sources Prior year carryover 5,718,491 6,400,454 -- (6,400,454) Sale of capital assets 4,294,000 2,667,423 2,633,236 (34,187) Total Other Financing Sources 10,012,491 9,067,877 2,633,236 (6,434,641) Net Change in Fund Balance $ -- $ 10,684,409 $ 4,250,287 $ (6,434,122) See notes to budgetary comparison schedule. 84 CITY OF FLORIDA CITY, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION NOTE TO BUDGETARY COMPARISON SCHEDULES FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 NOTE 1-BUDGETS AND BUDGETARY ACCOUNTING An annual appropriated budget is adopted on a basis consistent with accounting principles generally accepted in the United States for the general fund and CRA. The City follows these procedures in establishing the budgetary data reflected in the accompanying financial statements: a. Management submits to the City Commission a proposed operating budget for the ensuing fiscal year. The operating budget includes appropriations and the means of financing them with an explanation regarding each expenditure that is not of a routine nature; b. Public hearings are conducted to obtain taxpayer comments; c. Prior to October 1 st, the budget is legally enacted through passage of a resolution; d. The City Commission, by motion, may make supplemental appropriations for the year up to the amount of revenue in excess of those estimated appropriations. There were no supplemental appropriations in the General Fund or CRA for the fiscal year ended September 30, 2022. e. Formal budgetary integration is employed as a management control device during the year for the general fund and CRA; f. Amendments to the budget within a department can be authorized by the Mayor as the City's Chief administrator. Any amendments outside of a department must be approved by the City Commission. Therefore, the legal level of control is at the department level. g. Unencumbered appropriations lapse at year end. 85 CITY OF FLORIDA CITY,FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE CITY'S NET PENSION LIABILITY AND RELATED RATIOS POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND September 30,(Measurement Date) 2022 2021 2020 2019 2018 2017 2016 2015 2014 Total Pension Liability Interest $ 146,494 $ 174,937 $ 175,739 $ 171,743 $ 174,660 $ 173,768 $ 172,476 $ 173,844 $ 165,349 Differences between expected and actual experience -- 24,514 -- 77,628 -- (165,811) -- (10,934) -- Changes of assumptions -- (76,076) -- -- -- 85,463 -- (75,483) -- Benefitpayments,including refunds ofinember contributions (181,731) (181,731) (185,512) 1( 87,729) (171,856) 1( 10,091) (148,230) 101,502 (124,493) Net Change in Total Pension Liability (35,237) (58,356) (9,773) 61,642 2,804 (16,671) 24,246 (14,075) 40,856 Total Pension Liability-Beginning 2,913,695 2,972,051 2,981,824 2,920,182 2,917,378 2,934,049 2,909,803 2,923,878 2,883,022 Total Pension Liability-Ending(a) $ 2,878>458 $ 2,913,695 $ 2,972,051 $2,981,824 $2,920,182 $2,917,378 $2,934,049 $2,909,803 $2,923,878 Plan Fiduciary Net Position Contriburions-employer $ 7,466 $ 7,466 $ 30,930 $ 30,930 $ 141,876 $ -- $ -- $ -- $ 12,172 Net investment income(loss) (590,086) 557,530 240,640 196,571 322,065 336,736 237,609 (47,169) 272,251 Benefit payments,including refunds of inember contributions (181,731) (181,731) (189,276) (187,729) (171,856) (110,091) (284,400) (101,502) (99,584) Administrative expense (4,400) (9,575) (4,800) 40,463) 35,292 35,525) 36,760) (42,938) 36,091) Net Change in Plan Fiduciary Net Position (768,751) 373,690 77,494 (691) 256,793 191,120 (83,551) (191,609) 148,748 Plan Fiduciary Net Position-Beginning 3,877,694 3,504,004 3,426,510 3,427,201 3,170,408 2,979,288 3,062,839 3,254,448 3,105,700 Plan Fiduciary Net Position-Ending(b) $ 3,108,943 $ 3,877,694 $ 3,504,004 $3,426,510 $3,427,201 $3,170,408 $2,979,288 $3,062,839 $3,254,448 Net Pension Liability(Asset)-Ending(a)-(b) $ (230,485) $ (963,999) $ (531,953) $ 4( 44,6g6) $ (507,019) $ 2( 53,030) $ (45,239) $ (153,036) $ (330,570) Plan Fiduciary Net Position as a Percentage of the Total Pettsion Liability(Asset) 108.01% 133.09% 117.90% ll491% 117.36% 108.67% 101.54% 105.26% 111.31% Covered Payrollx $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- Net Pension Liability(Asset)as a Percentage of Covered Payroll N/A N/A N/A N/A N/A N/A N/A N/A N/A * There are no active employees in this plan. This schedule is presented as required by accounting principles generally accepted in the United States ofAmerica, however, until a full 10 year trend is compiled, information is presented for those years available. 86 CITY OF FLORIDA CITY,FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CITY CONTRIBUTIONS POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND September 30, 2022 2021 2020 2019 2018 2017 2016 2015 2014 Actuarially determined contribution $ 7,466 $ 7,466 $ 30,930 $ 30,930 $ 70,938 $ 70,938 $ -- $ -- $ 12,172 Contributions in relation to the actuarially determinedcontribution 7,466 7,466 30,930 30,930 141,876 -- -- -- 12,172 Contribution deficiency(excess) $ -- $ -- $ -- $ -- $(70,938) $ 70,938 $ -- $ -- $ -- Covered payroll $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- $ -- Contributions as a percentage or covered payroll N/A N/A N/A N/A N/A N/A N/A N/A N/A Notes to Schedule Valuation date: October 1,2020 Actuarially determined contribution rates are calculated as of October 1, which provides the actuarially determined contribution for the fiscal years ending September 30,2021 and 2022. Methods and assumptions used to determine contribution rates: Actuarial cost method Entry age,normal cost method Amortization method Closed 8-year period with level-dollar payments Asset valuation method Market value Inflation 2.00% Salary increases N/A Investment rate of return 6.08% Retirement age Age 55 This schedule is presented as required by accounting principles generally accepted in the United States of America, however, until a full 10-year trend is compiled,information is presented for those years available. 87 CITY OF FLORIDA CITY,FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF INVESTMENT RETURNS POLICE OFFICERS'SUBSTITUTE PENSION TRUST FUND September 30, 2022 2021 2020 2019 2018 2017 2016 2015 2014 Annual money-weighted rate of return, net of investment expense -15.59% 16.33% 8.42% 4.00% 9.26% 9.29% 7.08% -2.48% 7.92% This schedule is presented as reguired by accounting principles generally accepted in the United States of America, however, until a full 10-year trend is compiled,information is presented for those years available. 88 CITY OF FLORIDA CITY, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE CITY'S NET PENSION LIABILITY AND RELATED RATIOS ELECTED OFFICIALS RETIREMENT PLAN September 30,(Measurement Date) 2022 2021 2020 2019 2018 2017 2016 2015 Total Pension Liability Service cost $ 42,207 $ 41,005 $ 36,715 $ 35,646 $ 32,498 $ 154,166 $ 150,661 $ 143,487 Interest 220,328 214,518 198,361 209,782 194,263 132,966 124,603 116,585 Differences between expected and actual experience -- (105,204) -- (415,691) -- (661,206) -- -- Changes of assumptions -- (61,680) -- -- -- (1,058,484) -- -- Benefit payments (7,555) -- -- -- -- -- -- -- Net Change in Total Pension Liability 254,980 88,639 235,076 (170,263) 226,761 (1,432,558) 275,264 260,072 Total Pension Liability -Beginning 3,225,682 3,137,043 2,901,967 3,072,230 2,845,469 4,278,027 4,002,763 3,742,691 Total Pension Liability -Ending(a) $ 3,480,662 $ 3,225,682 $ 3,137,043 $ 2,901,967 $ 3,072,230 $ 2,845,469 $ 4,278,027 $ 4,002,763 Plan Fiduciary Net Position Contributions-employer $ 78,886 $ 77,885 $ 72,960 $ 100,000 $ 71,535 $ 521,832 $ 500,000 $ 382,791 Net Investment income(loss) (845,259) 727,021 307,198 143,837 144,935 -- -- 59 Benefit payments (7,555) -- -- -- -- -- -- -- Administrarive Expense -- -- (477) -- -- -- -- -- Other -- 576 -- -- -- 6,633 -- -- Net Change in Plan Fiduciary Net Position (773,928) 805,482 379,681 243,837 216,470 528,465 500,000 382,850 Plan Fiduciary Net Position -Beginning 5,272,141 4,466,659 4,086,978 3,843,141 3,626,671 3,098,206 2,598,206 2,215,356 Plan Fiduciary Net Position-Ending(b) $ 4,498,213 $ 5,272,141 $ 4,466,659 $ 4,086,978 $ 3,843,141 $ 3,626,671 $ 3,098,206 $ 2,598,206 Net Pension Liability(Asset)-Ending(a)-(b) $(1,017,551) $(2,046,459) $ (1,329,616) $(1,185,011) $ (770,911) $ (781,202) $ 1,179,821 $ 1,404,557 Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 129.23% 163.44% 14238% 140.83% 125.09% 127.45% 72.42% 6491% Covered Payroll $ 300,366 $ 303,589 $ 299,ll8 $ 251,994 $ 251,396 $ 224,288 $ 226,381 $ 215,601 Net Pension Liability as a Percentage of Covered Payroll -338.77% -674.09% -444.51% -470.25% -306.65% -348.30% 521.17% 651.46% This schedule is presented as required by accounting principles generally accepted in the United States of America, however, until a full 10-year trend is compiled, information is presented for those years available. 89 CITY OF FLORIDA CITY,FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CITY CONTRIBUTIONS ELECTED OFFICIALS RETIREMENT PLAN September 30, 2022 2021 2020 2019 2018 2017 2016 2015 Actuarially determined contribution $ 78,886 $ 77,885 $ 72,960 $ 73,028 $ 68,410 $ 521,832 $ 506,633 $ 382,791 Contributions in relation to the actuarially determined contribution 78,886 77,885 72,960 100,000 71,535 521,832 500,000 382,791 Contribution deficiency(excess) $ -- $ -- $ -- $ (26,972) $ (3,125) $ -- $ 6,633 $ -- Covered payroll $ 300,366 $ 303,589 $ 299,118 $ 251,994 $ 251,396 $ 224,288 $ 226,381 $ 215,601 Contributions as a percentage or covered payroll 26.26% 25.65% 2439% 39.68% 28.46% 232.66% 220.87% 177.55% Notes to Schedule Valuation date: October 1,2020 Actuarially determined contribution rates are calculated as of October 1,two years prior to the beginning of the fiscal year in which contributions are reported. Methods and assumptions used to determine contribution rates: Actuarial cost method Entry Age Normal Amortization method Level Dollar,Closed Remaining amortization period 10 years Asset valuation method Market value Inflation 2.5% Salary increases 3.0% Inveshnent rate of retum 6.75% Retirement age 100%when first eligible for Normal Retirement This schedule is presented as required by accounting principles general[y accepted in the United States of America, however, unti[a full 10 year trend is compiled,information is presented for those years availab[e. 90 CITY OF FLORIDA CITY, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF INVESTMENT RETURNS ELECTED OFFICIALS RETIREMENT PLAN September 30, 2022 2021 2020 2019 2018 2017 2016 2015 Annual money-weighted rate of returt -15.98% 16.23% 7.16% 3.99% 4.53% 0.00% 0.00% 0.00% This schedule is presented as required by accounting principles generally accepted in the United States of America, however until a full 10 year trend is coinpiled, information is presented for those years available. 91 CITY OF FLORIDA CITY,FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF THE NET PENSION LIABILITY FLORIDA RETIREMENT SYSTEM PENSION PLAN 2022 2021 2020 2019 2018 2017 2016 2015 City's proportion of the net pension liability 0.0217% 0.0221% 0.0240% 0.0230% 0.0228% 0.0234% 0.0223% 0.0204% City's proportionate share of the FRS netpensionliability $8,082,659 $1,668,232 $10,399,935 $7,918,116 $6,878,915 $6,919,227 $5,626,880 $2,629,988 Ciry's covered payroll $5,997,127 $5,893,070 $ 5,757,562 $5,482,025 $5,296,408 $5,218,816 $4,788,287 $4,690,842 City's proportionate share of the FRS net pension liability as a percentage of its covered payroll 134.8% 283% 180.6% 144.4% 129.9% 132.6% ll7.5% 56.1% FRS Plan fiduciary net position as a percentage of the total pension liabiliry 82.9% 96.4% 78.9% 82.6% 843% 83.9% 84.9% 92% Note:The amounts presented above were determined as of June 30th. SCHEDULE OF THE CITY'S CONTRIBUT[ONS FLORIDA RETIREMENT SYSTEM PENSION PLAN 2022 2021 2020 2019 2018 2017 2016 2015 Contractually required FRS contribution $ 884,409 $ 772,004 $ 733,471 $ 670,721 $ 650,864 $ 608,954 $ 543,466 $ 496,436 FRS contribution in relation to the contractually required contribution 884,409 772,004 733,471 670,721 650,864 608,954 543,466 496,436 FRS contribution deficiency(excess) $ -- $ -- S -- $ -- $ -- $ -- $ -- $ -- Ciry's covered payroll $6,245,819 $5,921,743 $ 5,798,286 $5,577,187 $5,241,507 $5,158,346 $4,827,426 $4,690,842 FRS contribution as a percentage of covered payroll 14.16% 13.04% 12.65% 12.03% 12.42% 11.81% ll.26% 10.58% Note:The amounts presented above were determined as of September 30th. The schedules above presented as required by accounting principles generally accepted in the United States of America,however, until a full 10-year trend is compiled, informatin is presented for those years available. 92 CITY OF FLORIDA CITY,FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF THE CITY'S PROPORTIONATE SHARE OF THE NET PENSION LIABILITY RETIREE HEALTH INSURANCE SUBSIDY PROGRAM 2022 2021 2020 2019 2018 2017 2016 2015 City's proportionate share of the net pension liability 0.0164% 0.0167% 0.0166% 0.0164% 0.0162% 0.0164% 0.0155% 0.0154% City's proportionate share of the HIS net pension liability $1,740,242 $2,042,535 $2,026,711 $1,832,549 $1,716,313 $1,749,679 $1,807,716 $1,571,765 Ciry'scoveredpayrdl $5,997,127 $5,893,070 $5,757,562 $5,482,025 $5,296,408 $5,218,816 $4,788,287 $4,690,842 City's proportionate share of the HIS net pension liability as a percentage of its covered payroll 29.0% 34.7% 35.2°/o 33.4% 32.4°/o 33.5% 37.8°/o 33.5% HIS Plan fiduciary net position as a percentage of the total pension liability 4.81% 3.56% 3.00% 2.63% 2.15% 1.64% 0.97% 0.5% Note:The amounts presented above were determined as of June 30th. SCHEDULE OF THE CITY'S CONTRIBUTIONS RETIREE HEALTH INSURANCE SUBSIDY PROGRAM 2022 2021 2020 2019 2018 2017 2016 2015 Contractually required HIS conh-ibution $ 103,681 $ 98,301 $ 96,251 $ 92,581 $ 87,939 $ 86,601 $ 79,503 $ 58,914 HIS contribution in relation to the contractually required contribution 103,681 98,301 96,251 92,581 87,939 86,601 79,503 58,914 HIS contribution deficiency(excess) $ -- $ -- $ -- � -- $ -- $ -- $ -- $ -- City'scoveredpayroll $6,245,819 $5,921,743 $5,798,286 $5,577,187 $5,241,507 $5,158,346 $4,827,426 $4,690,842 HIS contribution as a percentage of covered payroll 1.66% 1.66% 1.66% 1.66% 1.68% 1.68% 1.65% 1.26% Note:The amounts presented above were determined as of September 30th. The schedules above presented as reguired hy accounting principles generally accepted in the United States of America,however,until a fu1110 year trend is compiled, informatin is presented for those years availah[e. 93 CITY OF FLORIDA CITY, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE CITY'S TOTAL OPEB LIABILITY AND RELATED RATIOS September 30, (Measurement Date) 2021 2020 2019 2018 2017 Total OPEB Liability Service cost $ 48,074 $ 42,691 $ 36,185 $ 37,362 $ 39,266 Interest 15,264 15,232 22,340 19,042 16,102 Differences between expected and actual experience (146,884) -- (18,902) -- -- Changes of assumptions or other inputs 110,796 16,147 (75,512) (15,993) (19,064) Benefitpayments -- -- -- -- (19,571) Net Change in Total OPEB Liability 27,250 74,070 (35,889) 40,4ll 16,733 Total OPEB Liability-Beginning 585,279 511,209 547,098 506,687 489,954 Total OPEB Liability-Ending $ 612,529 $ 585,279 $ 511,209 $ 547,098 $ 506,687 Covered-Employee Payroll $ 4,956,031 $ 5,475,587 $ 4,924,745 $ 5,322,527 $ 4,657,971 Total OPEB Liability as a Percentage of Covered-Employee Payroll 12.36% 10.69% 10.38% 10.28% 10.88% Note to Schedule: The plan is funded on a pay-as-you-go basis and is not administered as a formal qualifying trust. There were no plan assets as of the date of the most recent valuation. Since there are currently no invested plan assets held in trust to finance the Total OPEB liability, the discount rate is the long-term rate of return on tax-exempt, high quality municipal bonds based on the daily rate of Fidelity's "20-Year Municipal GO AA Index". This schedule is presented as required by accounting principles generally accepted in the United States of America, however until a full 10 year trend is coinpiled, information is presented for those years available. 94 COMBINING FUND FINANCIAL STATEMENTS NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS Special revenue funds are used to account for revenues derived from specific sources that are legally restricted to expenditures for particular purposes. Law Enforcement Forfeiture—Federal. This fund accounts for assets received from the Federal Government (Department of Justice and Treasury Department) from federally forfeited cash, property, proceeds and any interest earned thereon, which are equitably shared with the participating agency and restricted to expenditure for law enforcement purposes under their Federal Equitable Sharing Agreement. There was no activity to report for the fiscal year ended September 30, 2022. Law Enforcement Forfeiture—State. This fund accounts for assets acquired pursuant to Florida Statute 921.701, Florida Contraband Forfeiture Act. Proceeds from the sale of such forfeited property are restricted for expenditure for law enfarcement purposes, which are those other than the normal law enforcement operating expenditures. Florida City Foundation— This fund is a component unit of the City reflecting the activity of a non-profit arganization, which provides activities to benefit the citizens of the City. This component unit has a December 31 st year end and is reported as of and for the year ended December 31, 2021. CITY OF FLORIDA CITY, FLORIDA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2022 Law Total Enforcement Florida Nonmajor Forfeiture - City Governmental State Foundation Funds Assets Cash $ -- $ 450,271 $ 450,271 Accounts receivable -- 66,265 66,265 Restricted cash 50,782 -- 50,782 Total Assets $ 50,782 $ 516,536 $ 567,318 Liabilities and Fund Balances Accounts payable $ 529 $ -- $ 529 Due to other funds 5,190 -- 5,190 Unearned revenue 41,765 -- 41,765 Total Liabilities 47,484 -- 47,484 Fund Balance Restricted 3,298 516,536 519,834 Total Liabilities and Fund Balances $ 50,782 $ 516,536 $ 567,318 95 CITY OF FLORIDA CITY, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 Law Total Enforcement Florida Nonmajor Forfeiture - City Governmental State Foundation Funds Revenues Forfeitures $ 8,800 $ -- $ 8,800 Investment earnings 43 518 561 Miscellaneous 3,479 35,000 38,479 Total Revenues 12,322 35,518 47,840 Expenditures Current: General government -- 4,285 4,285 Public safety 34,450 -- 34,450 Total Expenditures 34,450 4,285 38,735 Excess (Deficiency) of Revenues over Expenditures (22,128) 31,233 9,105 Other Financing Sources (Uses) Transfers out (37,999) -- (37,999) Net Change in Fund Balances (60,127) 31,233 (28,894) Fund Balances - Beginning 63,425 485,303 548,728 Fund Balances - Ending $ 3,298 $ 516,536 $ 519,834 96 FIDUCIARY FUNDS FIDUCIARY FUNDS Police Officers' Substitute Pension Trust Fund — This fund accounts for the accumulation of resources and for contributions and benefits of certain police officers. Elected Officials Retirement Plan — This fund accounts for the accumulation of resources and for contributions and benefits for elected officials. CITY OF FLORIDA CITY, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS SEPTEMBER 30, 2022 Police Officers' Substitute Pension Trust Elected Officials Fund Retirement Plan Total Assets Investments Money market mutual funds $ 39,809 $ 174,898 $ 214,707 Common stock 1,787,150 2,612,043 4,399,193 Corporate bonds 390,029 641,861 1,031,890 Government securities 878,781 1,058,562 1,937,343 TotalInvestments 3,095,769 4,487,364 7,583,133 Receivables Accrued interest 13,174 10,850 24,024 Total Assets 3,108,943 4,498,214 7,607,157 Liabilities -- -- -- Net Position Restricted for Pension Benefits $ 3,108,943 $ 4,498,214 $ 7,607,157 97 CITY OF FLORIDA CITY, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2022 Police Officers' Elected Substitute Officials Pension Trust Retirement Fund Plan Total Additions Contributions City $ 7,466 $ 78,886 $ 86,352 Investment Income (Loss) Net depreciation in fair value of investments (626,520) (953,057) (1,579,577) Interest and dividends 71,476 156,438 227,914 �sss,o44� ��96,619� (1,3s1,663) Less: investment expenses 34,705 47,425 82,130 Net Investments Income (Loss) (589,749) (844,044) (1,433,793) Total Additions (582,283) (765,158) (1,347,441) Deductions Benefits paid 181,731 7,555 189,286 Administrative expenses 4,737 1,214 5,951 Total Deductions 186,468 8,769 195,237 Change in Net Position (768,751) (773,927) (1,542,678) Net Position Restricted for Pension Benefits - Beginning 3,877,694 5,272,141 9,149,835 Net Position Restricted for Pension Benefits - Ending $ 3,108,943 $ 4,498,214 $ 7,607,157 98 STATISTICAL SECTION Statistical Section This part of the City of Florida City's Annual Comprehensive Financial Report represents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends These schedules contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. 99-102 Revenue Capacity These schedules contain information to help the reader understand and assess the City's most significant local revenue source,the property tax. 103-106 Debt Capacity These schedules represent information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. 107-109 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the Ciry's financial activities take place. 110-112 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the City's financial reports relates to the services the City provides and the activities it performs. 113-114 Sources: Unless otherwise noted, the information in these schedules is derived from the Annual Comprehensive Financial Reports for the relevant years. CITY OF FLORIDA CITY,FLORIDA NET POSITION BY COMPONENT LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Governmental Activities Net investment in capital assets $ 25,219,313 $ 27,589,124 $ 27,156,980 $ 24,363,823 $ 21,476,661 $ 21,188,465 $ 21,277,007 $ 21,568,418 $ 21,097,350 $20,600,344 Restricted 20,736,461 15,457,300 12,537,750 5,335,533 9,572,082 8,761,516 7,664,448 6,667,253 5,950,637 5,384,144 Unrestricted 17,085,130 9,750,773 5,928,520 9,709,952 3,617,789 4,227,545 6,304,336 7,612,827 11,987,073 11,772,235 Total Governmental Activities Net Position $ 63,040,904 $ 52,797,197 $ 45,623,250 $ 39,409,308 $ 34,666,532 $ 34,177,526 $ 35,245,791 $ 35,848,498 $ 39,035,060 $37,756,723 Business-type Activities Net investment in capital assets $ 16,391,934 $ 15,599,047 $ 16,395,448 $ 17,100,250 $ 17,700,366 $ 18,244,837 $ 18,333,017 $ 18,845,943 $ 18,841,730 $18,893,662 Restricted 742,203 741,554 739,815 733,375 727,393 723,059 779,698 775,428 770,866 446,818 Unrestricted 3,611,140 5,106,979 4,199,959 4,718,486 4,942,520 5,074,807 5,680,522 5,303,590 5,640,832 5,890,234 Total Business-type Activities Net Position $ 20,745,277 $ 21,447,580 $ 21,335,222 $ 22,552,ll 1 $ 23,370,279 $ 24,042,703 $ 24,793,237 $ 24,924,961 $ 25,253,428 $25,230,714 Primary government Net investment in capital assets $ 41,611,247 $ 43,188,171 $ 43,552,428 $ 41,464,073 $ 39,177,027 $ 39,433,302 $ 39,610,024 $ 40,414,361 $ 39,939,080 $39,494,006 Restricted 21,478,664 16,198,854 13,277,565 6,068,908 10,299,475 9,484,575 8,444,146 7,442,681 6,721,503 5,830,962 Unrestricted 20,696,270 14,857,752 10,128,479 14,428,438 8,560,309 9,302,352 11,984,858 12,916,417 17,627,905 17,662,469 Total Primary Government Net Position $ 83,786,181 $ 74,244,777 $ 66,958,472 $ 61,961,419 $ 58,036,811 $ 58,220,229 $ 60,039,028 $ 60,773,459 $ 64,288,488 $62,987,437 99 CITY OF FLORIDA CITY,FLORIDA CHANGES IN NET POSITION LAST TEN FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Expenses Govemmental activities: General government $ 6,367,214 $ 7,595,955 $ 5,876,866 $ 5,603,962 $ 6,709,640 $ 7,479,O11 $ 5,142,885 $ 5,504,388 $ 4,639,915 $ 5,185,940 Publicworks 3,877,903 3,542,279 3,205,987 3,019,567 2,892,554 2,811,i50 2,781,545 2,498,493 2,584,261 2,586,344 Publicsafery 5,425,285 4,828,611 6,273,755 6,O10,i58 4,847,497 5,161,959 4,536,937 3,800,750 3,589,591 3,543,627 Pazksandrecreation SOQ852 723,733 753,562 8i1,284 779,380 755,546 808,091 773,483 670,491 651,931 Interest on long-term debt -- -- -- -- -- -- 2,901 5,566 -- -- Total Goverumental Activities Expenses 16,171,254 16,69Q578 16,11 Q 770 15,444,971 15,229,071 16,207,666 13,272,359 12,582,680 11,484,258 11,967,842 Business-type Activities Warer and sewer 5,109 994 4,801 817 4,794 457 4,823 808 4,498 802 4,640 964 4,313 692 3,514 528 3,218 483 3,456 755 Total Business-type Activities Expenses 5,109 994 4,801 817 4,794 457 4,823 808 4,498 802 4,640 964 4,313 692 3,514 528 3,218 483 3,456 755 Total Primary Covernment Expenses $ 21,281,248 $ 21,492,395 $ 2Q904,627 $ 2Q268,779 $ 19,727,873 $ 2Q848,630 $ 17,586,051 $ 16,097,208 $ 14,702,741 $15,424,597 Pro�ram Revenue Govemmental activities: Charge for services: Reh�secollection $ 3,350,602 $ 3,226,895 $ 2,805,148 $ 2,608,866 $ 2,582,366 $ 2,432,871 $ 2,412,091 $ 2,265,470 $ 2,194,985 $ 2,208,676 Recydingfees 66,458 69,356 73,293 38,883 57,158 69,607 82,166 74,239 6Q751 50,358 Public safery 672,451 82Q703 1,810,422 2,440,943 1,788,726 1,658,883 1,547,654 1,369,746 1,416,465 1,089,815 Pazks and recreation -- 447,659 887,435 936,545 877,827 873,859 873,889 769,811 655,729 777,801 Otheractivities 2,801,499 3,527,817 3,748,730 4,605,i52 1,470,257 1,176,091 1,087,410 637,226 719,881 624,835 Operating grants and conhibutions 1,088,738 2,524,014 55,350 434,500 128,973 33,379 33,050 9Q551 38,011 174,183 Capital grants and conMbuNons 27Q271 2,148 966 5,409 868 2,353 013 1,884 902 2,049 l86 1,756 154 1,986 078 2,055 216 2,440 842 Total Goverumental Activities Pro�rams Revenues 8,250 019 12,765,410 14,79Q246 13,417,902 8,790 209 8,293 876 7,792 414 7,193 l2l 7,141 038 7,366 510 Business-type Activities Charge for services: Water and sewer 4,402 319 4,902 762 4,364 247 3,942 992 3,726 660 3,722 481 3,679 482 3,066 695 2,851 205 2,712 231 Total Business-type Activities Pro�rams Revenues 4,402 319 4,902 762 4,364 247 3,942 992 3,726 660 3,722 48l 3,679 482 3,066 695 2,851 205 2,712 231 Total Primary Covernment Pro�ramRevenues $ 12,652,338 $ 17,668,172 $ 19,154,493 $ 17,36Q894 $ 12,516,869 $ 12,016,357 $ 11,471,896 $ 1Q259,816 $ 9,992,243 $1Q078,741 Net(Expense)Revenue Govemmental activities (7,921,235) (3,925,168) (1,319,924) (2,027,069) (6,438,862) (7,913,790) (5,479,945) (5,389,559) (4,343,220) (4,601,332) Business-type activities (707,675) 1OQ945 (43Q210) (88Q816) (772,142) (918,483) (634,210) (447,833) (367,278) (744,524) Total Primary Covernment Net (Expense)Revenue $ (8,628,910)$ (3,824,223)$ (1,75Q134)$ (2,907,885)$ (7,211,004)$ (8,832,273)$ (6,114,155)$ (5,837,392)$ (4,71Q498)$ 5( ,345,856) General Revenues and Other Changes iu Net Position Govemmental activities: Taxes: Properrytaxes $ 5,862,650 $ 5,218,419 $ 2,468,711 $ 2,363,162 $ 2,175,438 $ 1,943,089 $ 1,863,171 $ 1,981,186 $ 1,945,005 $ 1,930,823 Utilitytaxes 1,105,201 l,Ol0,100 924,484 934,585 9i5,021 879,706 84Q030 82Q057 808,197 737,749 Communication services tax 201,060 188,645 174,573 172,552 20Q855 201,457 219,444 232,298 230,135 257,366 Franchise fees based on gross receipts 1,069,803 893,492 758,707 752,446 729,006 736,789 708,833 712,573 702,210 65Q210 Unrestricted intergovernmental revenue 2,568,163 2,027,326 1,720,025 2,008,321 1,936,700 1,844,120 1,730,376 1,751,141 1,630,558 1,546,817 Unrestricted state shared revenues 573,725 450,516 371,681 42Q456 394,226 372,226 336,926 314,056 262,786 224,173 Unrestrictedinvestmentearnings 2Q818 49,687 208,105 104,997 85,495 74,838 50,103 58,642 29,723 7Q800 Miscellaneous 347,060 459,440 -- -- 206,356 481,405 175,222 141,494 366,025 -- Impact Fees 539,897 -- -- -- -- -- -- -- -- -- Sale of capital assets 5,876,565 801,490 SQ749 26,382 2l0 435,884 -- -- -- -- SetUement proceeds -- -- -- -- -- -- 4l 1,015 -- -- -- Transfers -- -- 856,831 (13,056) (11,252) (123,989) (456,313) (406,023) (353,082) (653,474) Extraordinary Item Claims proceeds -- -- -- -- -- -- -- 746,881 -- -- Total Governmental Activities 18,164,942 11,099,115 7,533 866 6,769 845 6,632 O55 6,845 525 5,878 807 6,352 305 5,621 557 4,764 464 Business-type Activities Unrestrictedinvestmentearnings 5,372 11,413 70,152 49,592 34,613 43,960 46,173 35,355 36,910 52,503 Transfers (856,831) 13,056 11252 123,989 456,313 406,023 353,082 653,474 Total Business-type Activities 5,372 11 413 (786,679) 62 648 45 865 167,949 502,486 441,378 389,992 705,977 Total Primary Covernment $ 18,17Q314 $ 11,11Q528 $ 6,747,187 $ 6,832,493 $ 6,677,920 $ 7,013,474 $ 6,381,293 $ 6,793,683 $ 6,011,549 $ 5,470,441 Change in Net Position Govemmental activities $ 1Q243,707 $ 7,173,947 $ 6,213,942 $ 4,742,776 $ 193,193 $ (1,068,265)$ 398,862 $ 962,746 $ 1,278,337 $ 163,132 Business-typeactivities (702,303) 112,358 (1,216,889) (818,168) (726,277) (75Q534) (131,724) (6,455) 22714 (38,547) TotalPrimaryCovernment $ 9,541,404 $ 7,286,305 $ 4,997,053 $ 3,924,608 $ (533,084) $ (1,818,799)$ 267,138 $ 956,291 $ 1,301,OS1 $ 124,585 Note: The City implemented GASB Statement No.63 during the fiscal year ended September 3Q 2013 and utilized the new terminology for all years presented. 100 CITY OF FLORIDA CITY,FLORIDA FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 General Fund Non-spendable $ 56,605 $ 4,182 $ 2,182 $ 134,407 $ 137,657 $ 69,284 $ 64,815 $ 60,051 $ 1,840 $ 75,996 Restricted 1,941,151 2,700,205 3,508,603 4,243,607 4,549,830 5,214,732 6,270,178 5,002,827 5,795,824 5,349,362 Committed 392,394 717,806 880,994 761,565 586,854 758,333 736,845 87,223 247,803 363,ll8 Unassigned 12,677,903 12,408,676 11,964,363 11,800,144 9,737,560 8,206,194 11,155,278 13,390,077 17,528,785 25,981,615 Total General Fund $15,068,053 $15,830,869 $16,356,142 $16,939,723 $15,011,901 $14,248,543 $18,227,116 $18,540,178 $ 23,574,252 $ 31,770,091 All Other Governmental Funds Restricted $ 3,442,993 $ 3,250,432 $ 3,158,653 $ 3,338,068 $ 4,130,607 $ 4,267,984 $ 1,667,299 $ 5,882,931 $ 7,700,778 $ 12,376,641 Unassigned (17,579) (2,977) -- -- -- -- -- -- -- -- Total All Other Governmental Funds $ 3,425,414 3.247.455 3.158.653 3338.068 4.130,607 4.267.984 1.667.299 5.882.931 7.700.778 12376_641 101 CITY OF FLORIDA CITY,FLORIDA CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal Year 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Revenues Taxes $ 3,576,149 $ 3,685,547 $3,746,ll4 $ 4,643,481 $ 4,903,ll3 $ 5,129,221 $5,445,577 $5,651,591 $6,419,822 $ 7,270,685 Intergovernmenta] 3,517,619 3,584,423 3,630,545 2,730,126 2,958,092 3,OSl,ll4 3,617,623 2,970,918 5,856,190 4,365,125 Charges for services 3,069,658 2,927,599 3,168,385 3,482,795 3,617,649 3,733,708 3,822,690 4,026,273 4,088,905 4,103,549 Interest/inveshnent earnings 70,800 29,723 58,642 50,103 74,838 85,495 104,997 208,105 49,687 20,818 Impact fees -- 366,025 141,494 175,222 481,405 206,356 1,621,751 1,548,527 2,403,645 539,897 Licensesandpermits 277,841 349,120 345,898 474,597 368,639 442,937 861,256 1,194,651 1,880,164 1,870,786 Fines and forfeitures 1,089,815 1,416,465 1,325,006 1,525,604 1,658,883 1,788,726 2,289,688 1,635,362 535,632 672,451 Grants 718,773 387,648 444,241 56,449 159,207 52,392 336,000 3,224,140 2,148,966 1,068,801 Settlementproceeds -- -- -- 4ll,015 -- 78,400 -- -- -- -- Other revenues 463,793 369,127 313,546 484,182 649,258 762,331 1,007,051 608,556 779,220 843,784 Total Revenues 12,784,448 13,115,677 13,173,871 14,033,574 14,871,084 15,330,680 19,106,633 21,068,123 24,162,231 20,755,896 Expenditures General government 4,714,663 4,046,725 4,872,313 4,584,942 7,517,787 6,980,513 5,142,637 5,185,130 7,221,578 5,890,083 Public safety 3,382,184 3,466,200 3,865,141 4,048,097 4,390,317 4,556,689 4,955,800 4,944,154 5,216,692 5,352,522 Publicworks 2,566,960 2,573,820 2,499,820 2,737,680 2,767,732 2,845,ll1 2,885,218 3,109,573 3,561,817 3,844,947 Parks and recreation 471,430 506,526 606,996 628,338 577,058 596,984 618,698 569,075 531,213 281,438 Capital outlay 3,506,951 1,937,549 1,604,449 1,133,617 1,093,433 1,ll8,998 4,263,879 2,816,235 1,815,402 1,531,174 Debt service: Principal -- -- 30,000 135,000 135,000 -- -- -- -- -- Interest -- -- 5,566 2,901 -- -- -- -- -- -- Total Expenditures 14,642,188 12,530,820 13,484,285 13,270,575 16,481,327 16,098,295 17,866,232 16,624,167 18,346,702 16,900,164 Excess of Revenues Over(Under)Expenditures (1,857,740) 584,857 (310,414) 762,999 (1,610,243) (767,615) 1,240,401 4,443,956 5,815,529 3,855,732 Extraordinary Item Claims proceeds -- -- 746,881 -- -- -- -- -- -- -- Other Financing Sources(Uses) Transfer in -- -- -- -- -- -- -- -- -- 37,999 Transfer out -- -- -- -- -- -- -- -- -- (37,999) Other financing source 300,000 -- -- -- 474,960 217,300 137,487 84,738 1,036,392 9,015,970 Total Other Financing Sources(Uses) 300,000 -- -- -- 474,960 217,300 137,487 84,738 1,036,392 9,015,970 Net Change in Fund Balances $(1,557,740) $ 584,857 $ 436,467 $ 762,999 $(1,135,283) $ (550,315) $1,377,888 $4,528,694 $6,851,921 $12,871,702 Debt service as a percentage of noncapital expenditures* 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% *See pg 17 for capital expenditures 102 CITY OF FLORIDA CITY, FLORIDA ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS (DOLLARS IN THOUSANDS) Real Property Total Assessed Commercial Residential Personal Property Less Total Value as a Total Estimated Estimated Estimated Tax Taxable Estimated Percentage Direct Fiscal Assessed Actual Assessed Actual Assessed Actual Exempt Assessed Actual of Tax Year Value Value Value Value Value Value Properry Value Value Value Rate 2013 346,047 500,735 50,139 80,010 39,202 44,887 83,512 435,388 625,632 69.59% 7.5899 2014 362,989 524,167 10,602 46,003 36,492 42,852 87,193 410,083 613,022 66.90% 7.5899 2015 455,702 518,823 37,878 47,362 41,504 41,504 126,927 408,158 607,689 67.17% 7.1858 2016 475,552 542,433 38,383 55,792 46,240 46,240 133,546 426,629 644,465 66.20% 7.1858 2017 503,546 585,944 39,992 72,485 48,246 48,246 137,584 454,199 706,675 64.27% 7.1858 2018 529,233 611,247 40,767 82,886 47,080 47,080 145,674 471,406 741,212 63.60% 7.1858 2019 570,641 676,254 45,231 94,689 59,530 59,530 150,015 527,509 818,352 63.68% 7.1858 2020 604,318 723,075 52,911 112,571 58,095 58,095 158,842 558,081 893,741 62.44% 7.2946 2021 663,620 788,902 63,137 124,397 71,159 71,159 170,581 627,335 984,458 63.72% 7.2946 2022 719,975 849,070 95,917 170,930 67,679 67,679 186,341 697,230 1,087,679 64.10% 7.2946 (1) Information obtained from Miami-Dade County Department of Property Appraiser, form DR-403V. 103 CITY OF FLORIDA CITY, FLORIDA PROPERTY TAX RATES (1) DIRECT AND OVERLAPPING GOVERNMENTS LAST TEN FISCAL YEARS City of Florida City Direct Rates Overlapping Rates Total School Miami- Special Fiscal Operating City District State Dade District Total Year Millage Millage Millage Millage County Millage Millage 2013 7.5899 7.5899 7.9770 0.4455 5.1255 3.1348 24.2727 2014 7.5899 7.5899 7.9740 0.4187 5.1169 3.2161 24.3156 2015 7.1858 7.1858 7.6120 0.3871 5.1169 3.2133 23.5151 2016 7.1858 7.1858 7.3220 0.3627 5.0669 3.2122 23.1496 2017 7.1858 7.1858 6.9940 0.3420 5.0669 3.1795 22.7682 2018 7.1858 7.1858 6.7330 0.3256 5.1313 3.1462 22.5219 2019 7.1858 7.1858 7.1480 0.3315 5.1449 3.1727 22.9629 2020 7.2946 7.2946 7.1290 0.2995 5.1449 3.1554 23.0234 2021 7.2946 7.2946 7.0090 0.2892 5.1744 3.2047 22.9719 2022 7.2946 7.2946 6.5890 0.2621 5.1055 3.1777 22.4289 (1) Information Obtained from Miami-Dade County Department of Property Appraiser 104 CITY OF FLORIDA CITY, FLORIDA PRINCIPAL PROPERTY TAXPAYERS AS OF SEPTEMBER 30, 2022 AND NINE YEARS AGO (DOLLARS IN THOUSANDS) 2022 2013 Percentage Percentage of Total City of Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Type of Business Value Rank Value Value Rank Value Wal-Mart Store Retail Shopping $ 20,913 1 3.00% $ 21,200 1 4.87% Ambar Key Homes LTD Real Estate 18,480 2 2.65% -- -- Florida Keys Factory Shops Mall 17,065 3 2.45% 10,244 3 2.35% Largo Motors Co LTD Car Dealership 15,670 4 2.25% 11,600 2 2.66% Onx Odagled Grand Palms II LLC Real Estate 15,262 5 0.00% -- -- 60 SW 352 Street Owner LP Hotel 12,519 6 0.00% -- -- Home Depot USA, Inc. Retail Shopping ll,473 7 1.65% 10,134 4 2.33% Casariego Corp Warehouse 6,717 8 0.96% -- -- Onx Odagled Grand Palms LLC Real Estate 6,000 9 0.86% -- -- South Florida Motel Corp. Motel 6,000 9 0.86% -- -- Bonita Pointe Associates Real Estate -- -- 6,300 5 1.45% RA& RE Inc. Motel -- -- 6,100 6 1.40% Parlon Corporation Motel -- -- 5,805 7 1.33% Hotel Two LLC Hotel -- -- 4,300 8 0.99% Cameron Creek, Ltd Rental -- -- 4,200 9 0.96% Zamora Corporation Real Estate -- -- 3,960 10 0.91% Total $ 130,099 14.67% $ 83,842 19.26% (1) The total assessed valuation of taxable property for 2022 is $ 697,230 (2) The total assessed valuation of taxable property for 2013 is $ 435,388 105 CITY OF FLORIDA CITY, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Ratio of Percent Collection of (2) Total Tax (1) Current Current Delinquenl Total Collection Fiscal Total Tax Taxes Tax Tax to Total Year Tax Levy Collections Collected Collections Collections Tax Levy 2013 3,112,481 2,609,331 83.8% 415,019 3,024,350 97.2% 2014 3,097,876 2,509,987 81.0% 82,616 2,592,603 83.7% 2015 3,065,672 2,372,031 77.4% 205,177 2,577,207 84.1% 2016 3,263,787 2,513,343 77.0% 12,652 2,525,995 77.4% 2017 3,387,426 2,523,410 74.5% 161,425 2,684,835 79.3% 2018 3,790,571 2,693,530 71.1% 202,096 2,895,626 76.4% 2019 4,010,256 2,936,916 73.2% 220,427 3,157,343 78.7% 2020 4,576,160 3,089,362 67.5% 239,961 3,329,323 72.8% 2021 5,086,014 4,106,488 80.7% 221,097 4,327,585 85.1% 2022 6,409,744 4,716,411 73.6% 178,427 4,894,838 76.4% (1) Information taken from Florida Municipal Ad Valarem TaX Profile. (2) Information obtained from City of Florida City's financial statements. 106 CITY OF FLORIDA CITY, FLORIDA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Percentage Per Governmental Activitie; Business-type Activities Total of Capita Fiscal Notes Notes Water State Revolving Primary Household Household Year Payable Payable Bonds Loan Government Income* Income* 2013 $ 300,000 $ 500,000 $ 279,100 $ -- $ 1,079,100 0.62% $ 6,637 2014 300,000 100,000 211,800 -- 611,800 1.08% 6,637 2015 270,000 -- 139,900 -- 409,900 2.06% 8,426 2016 135,000 -- 125,200 -- 260,200 2.55% 6,637 2017 -- -- 109,800 115,502 225,302 4.49% 10,122 2018 32,465 -- 93,700 136,720 262,885 3.72% 9,778 2019 21,450 -- 76,700 226,664 324,814 3.25% 10,562 2020 10,435 -- 58,900 1,408,045 1,477,380 0.72% 10,640 2021 -- -- 40,200 2,375,287 2,415,487 0.49% 11,912 2022 -- -- 20,600 2,679,641 2,700,241 0.49% 13,143 N/A: Not Available *Information obtained from CensusReporter.org 107 CITY OF FLORIDA CITY, FLORIDA COMPUTATION OF OVERLAPPING BONDED DEBT GENERAL OBLIGATIONS BONDS (DOLLARS IN THOUSANDS) SEPTEMBER 30, 2022 Net Percentage Amount General Applicable Applicable Obligation to to Bonded City of City of Debt Florida Florida Outstanding City (2) City School Board of Miami-Dade County $ 891,332 0.51% $ 4,521 Miami-Dade County (1) 2,350,765 0.51% 11,924 $ 3,242,097 $ 16,445 (1) Information obtained from Miami-Dade County, Finance Department far 2021 (2) Percentage based upon population of Florida City v Miami-Dade County 108 CITY OF FLORIDA CITY, FLORIDA WATER REVENUE BOND COVERAGE LAST TEN FISCAL YEARS (DOLLARS IN THOUSANDS) Net Revenue Available Gross Operating for Debt Service Fiscal Revenue Expenses Debt Requirements (3) Year (1) (2) Service PrincipalInterest Total Coverage zo13 $ 2,600 $ 3,s11 $ (911� $ 6� $ 14 $ gl �ll.zs� zo14 2,�14 3,242 �szs� �z 11 g3 �6.36� zols z,sss 3,s26 �63�� is � zz �z9.3g� 2016 3,520 3,833 (313) 15 6 22 (14.44) 2017 3,582 3,354 228 16 5 22 10.57 2018 3,575 3,226 349 17 5 22 16.09 zol9 3,s11 4,009 �i9s� ig 4 zz �9.00� 2020 4,251 3,525 726 19 3 22 33.00 2021 4,708 3,703 1,004 20 2 22 46.47 2022 4,230 3,984 246 21 1 22 11.37 (1) Total revenue (including interest) exclusive of tap fees. (2) Total operating expenses. (3) Includes principal and interest of revenue bonds only. 109 CITY OF FLORIDA CITY, FLORIDA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Household Income Per (Thousands Capita of Household Unemployment Year Population Dollars) Income Rate 2013 12,222 $ 21,635 $ 6,637 20.9% 2014 12,430 21,635 6,637 20.9% 2015 12,577 26,539 8,426 28.7% 2016 12,832 26,539 8,426 28.7% 2017 12,993 32,096 10,122 18.8% 2018 13,076 34,545 9,778 18.6% 2019 13,250 35,794 10,562 17.3% 2020 13,405 35,253 10,640 18.6% 2021 13,857 35,253 11,912 18.6% 2022 13,857 42,771 13,943 18.6% N/A - Information not available for year indicated. (1) Population for City of Flarida City obtained from Bureau of Economic and Business Research, University of Flarida. (2) All other information for the City of Florida City obtained from CensusReporter.org. 110 CITY OF FLORIDA CITY, FLORIDA PRINCIPAL EMPLOYERS CURRENT YEAR AND NINE YEARS AGO 2022 2013 Percentage Percentage of Total of Total Employees City Employees City Employer (1) Rank Employment (1) Rank Employment Wal-Mart 479 1 10.47% 775 1 25.83% Home Depot (Home Depot USA) 218 2 4.77% 213 2 7.10% Texas Roadhouse 130 3 4.33% -- -- -- City of Florida City * 113 4 3.77% 106 5 3.53% Tolbert Produce, Inc. 100 5 3.33% -- -- -- Green Bean Packers 100 5 3.33% -- -- -- Cracker Barrel 92 6 3.07% 200 3 6.67% Largo Honda 81 7 2.70% -- -- -- KFC/Taco Bell 66 8 2.20% -- -- -- Pollo Tropical 65 9 2.17% -- -- -- Best Buy 64 10 2.13% 64 10 2.13% Branchwater Productions Inc. -- -- -- 69 9 2.30% Fidelity Life Association -- -- -- 92 6 3.07% Cemex Construction Materials, L.P. -- -- -- 130 4 4.33% Applebee's Neighborhood Grill & Bar -- -- -- 85 7 2.83% Golden Corral -- -- -- 75 8 2.50% 1,508 42.27% 1,809 60.30% (1) Estimated area employment Note: Obtained from City of Florida City Building and Zoning. * Information obtained from City of Florida City Human Resources 111 CITY OF FLORIDA CITY, FLORIDA CITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAMS LAST TEN FISCAL YEARS Fiscal Year 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Administration 5 5 5 5 5 5 5 5 5 5 Finance 6 6 6 6 6 6 6 6 6 6 Police 42 42 42 44 44 44 46 48 48 49 Building and zoning 6 6 6 6 6 6 6 6 6 5 Public works 16 16 16 15 15 15 15 15 15 16 Park and recreation 5 5 5 6 6 7 5 5 5 7 Campersite 1 1 1 1 1 1 1 1 1 -- Water 14 14 14 14 14 15 15 11 15 16 Sewer 1 2 2 2 2 2 2 6 2 2 Vehicle maintenance 2 2 2 2 2 2 2 2 2 2 Housing -- -- -- -- -- -- -- Grants 8 6 6 6 6 6 4 4 6 6 Total Employees 106 105 105 107 107 109 107 109 111 114 Note: Obtained from City of Florida City Human Resources. 112 CITY OF FLORIDA CITY, FLORIDA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fiscal Yeax 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Police Physical arrest 994 824 818 821 610 570 711 534 465 459 Juvenile arrest 155 135 100 87 48 35 59 51 37 46 Traffic violations 913 1,087 1,337 1,184 1,153 696 1,187 1,188 1,280 834 Water Number of service connections 612 322 667 1,168 1,115 927 813 1,056 1,601 1,013 Average monthly consumption (thousands of dollar) $ 75,039 $ 80,384 $ 81,449 $ 89,419 $ 95,199 $ 84,331 $ 87,940 $ 88,631 $ 89,723 $ 97,342 Sewer Number of service connections 663 308 904 993 1,115 927 813 1,056 1,601 1013 Average monthly sewage treatment (thousands of dollar) $ 127,715 $ 137,677 $ 143,778 $ 185,119 $ 196,200 $ 175,052 $ 183,517 $ 188,616 $ 199,214 $ 218,056 Electric Distribution System Number of customers 3,196 3,196 3,196 4,678 4,678 4,736 4,775 4,514 5,666 5,666 Facilities and Services not Included in the Primary Government Cable television system: Number of customers 1,027 1,027 1,027 1,027 1,027 1,027 1,027 1,027 1,027 1,027 Miles of service 37.57 37.57 37.57 37.57 37.57 37.57 37.57 37.57 37.57 37.57 Education: Number of elementary schools 1 1 1 1 1 1 1 1 1 1 Number of instructors 88 88 88 88 88 88 88 88 88 88 Note: Obtained from City of Flarida City Records 113 CITY OF FLORIDA CITY, FLORIDA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fiscal Year 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Police Station 1 1 1 1 1 1 1 1 1 1 Patrol units 22 23 22 25 25 18 18 17 22 22 Other Public Works Streets(miles) 42 42 42 42 42 42 40 40 40 40 Streetlights 460 460 466 474 479 479 479 479 479 498 Traffic signals 6 6 10 10 10 10 11 11 11 11 Park and Recreation Acreage 40 40 40 40 40 40 40 40 40 40 Playgrounds 4 4 4 4 4 4 4 4 4 4 Tennis court 2 2 2 2 2 2 2 2 2 2 Community centers 2 2 2 2 2 2 2 2 2 2 Water Water mains(miles) 43 43 58 58 58 58 67 68 69 69 Firehydrants 662 662 665 667 667 667 685 701 708 716 Store capaciry (thousands of gallons) 4,000 4,000 5,800 5,800 5,800 5,800 550 550 550 550 Sewer Sanitary sewer(miles) 23 23 38 38 38 38 40 40 49 52 Storm sewers (miles) 4 4 5 5.20 5.20 5.20 6 7 7 7 Note: Obtained from Ciry of Flarida City Records. 114 REPORTING SECTION CUM ACCOUNTANTS � ADVISORS INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT A UDITING STANDARDS To the Honorable Mayor and City Commission City of Florida City, Florida We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Gove�nment Auditing Standards issued by the Comptroller General of the United States (Government Auditing Standards), the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Florida City, Florida (the "City"), as of and for the fiscal year ended September 30, 2022, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated June 22, 2023. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control eXists when the design ar operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, ar detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. 115 Marcum ��r ■ One Southeast Thirtl Avenue ■ Suite 1100 ■ Miami,Florida 33131 ■ Phone 305.995.9600 ■ Fax 305.995.9601 ■ www.mBrCumIIp.COm Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control and compliance. Accordingly, this communication is not suitable far any other purpose. °y���,c��. ��P Miami, Florida June 22, 2023 116 CUM ACCOUNTANTS � ADVISORS MANAGEMENT LETTER IN ACCORDANCE WITH THE RULES OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA To the Honorable Mayor and City Commission City of Florida City, Florida Report on the Financial Statements We have audited the financial statements of the City of Florida City, Florida (the "City"), as of and for the fiscal year ended September 30, 2022, and have issued our report thereon dated June 22, 2023. Auditors'Responsibility We conducted our audit in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, and Chapter 10.550, Rules of the Auditor General. Other Reporting Requirements We have issued our Independent Auditors' Report on Internal Control over Financial Reporting and Compliance and Other Matters Based on an Audit of the Financial Statements Performed in Accordance with Government Auditing Standards; and Independent Accountants' Report on an examination conducted in accordance with AICPA Professional Standards, AT-C Section 315, regarding compliance requirements in accordance with Chapter 10.550, Rules of the Auditor General. Disclosures in those reports, which are dated June 22, 2023, should be considered in conjunction with this management letter. Prior Audit Findings Section 10.554(1)(i)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. There were no �ndings or recommendations made in the prior year that required corrective actions. 117 Marcum ��r ■ One Southeast Thirtl Avenue ■ Suite 1100 ■ Miami,Florida 33131 ■ Phone 305.995.9600 ■ Fax 305.995.9601 ■ www.mBrCumIIp.COm Official Title and Legal Authority Section 10.554(1)(i)4., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. The City has made these disclosures in the notes to the financial statements. Financial Condition and Management Section 10.554(1)(i)S.a. and 10.556(7), Rules of the Auditor General, require us to apply appropriate procedures and communicate the results of our determination as to whether or not the City has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and to identify the specific condition(s) met. In connection with our audit, we determined that the City did not meet any of the conditions described in Section 218.503(1), Florida Statutes. Pursuant to Sections 10.554(1)(i)S.b. and 10.556(8), Rules of the Auditor General, we applied financial condition assessment procedures for the City. It is management's responsibility to monitor the City's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. Our assessment was done as of the fiscal year end. The results of our procedures did not disclose any matters that are required to be reported. Section 10.554(1)(i)2., Rules of the Auditor General, requires that we communicate any recommendations to improve financial management. In connection with our audit, we did not have any such recommendations. Special District Component tlnits Section 10.554(1)(i)S.c., Rules of the Auditor General, requires, if appropriate, that we communicate failure of a special district that is a component unit of a county, municipality, or special district, to provide the financial information necessary for proper reporting of the component unit within the audited financial statements of the county, municipality, or special district in accordance with Section 218.39(3)(b), Florida Statutes. In connection with our audit, we determined that the special district component unit provided the necessary information for proper reporting in accordance with Section 218.39(3)(b), Florida Statutes. Additional Matters Section 10.554(1)(i)3., Rules of the Auditor General, requires us to communicate noncompliance with provisions of contracts or grant agreements, or abuse, that have occurred, or are likely to have occurred, that have an effect on the financial statements that is less than material but warrants the attention of those charged with governance. In connection with our audit, we did not note any such findings. 118 Purpose of this Letter Our management letter is intended solely for the information and use of the Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, Federal and other granting agencies, the Honorable Mayor, City Commission, and applicable management, and is not intended to be and should not be used by anyone other than these specified parties. °yl��,��, «P Miami, Florida June 22, 2023 119 CUM ACCOUNTANTS � ADVISORS INDEPENDENT ACCOUNTANTS' REPORT ON COMPLIANCE PURSUANT TO SECTION 218.415, FLORIDA STATUTES To The Honorable Mayor and City Commission City of Florida City, Florida We have examined the City of Florida City, Florida (the "City") compliance with Section 218.415, Florida Statutes, Local Government Investment Policies, for the fiscal year ended September 30, 2022. Management of the City is responsible for the City's compliance with the specified requirements. Our responsibility is to express an opinion on the City's compliance based on our examination. Our examination was conducted in accordance with attestation standards established by the American Institute of Certified Public Accountants. Those standards require that we plan and perform the examination to obtain reasonable assurance about whether the City complied, in all material respects, with the specified requirements referenced above. An examination involves performing procedures to obtain evidence about whether the City complied with the specified requirements. The nature, timing, and extent of the procedures selected depend on our judgment, including an assessment of the risks of material noncompliance, whether due to fraud or error. We believe that the evidence we obtained is sufficient and appropriate to provide a reasonable basis for our opinion. We are required to be independent and to meet our other ethical responsibilities in accordance with relevant ethical requirements relating to the engagement. Our examination does not provide a legal determination on the City's compliance with specified requirements. In our opinion, the City complied, in all material respects, with Section 218.415, Florida Statutes for the fiscal year ended September 30, 2022. This report is intended solely to describe our testing of compliance with Section 218.415, Florida Statutes and it is not suitable for any other purpose. °�C���- �LP Miami, FL June 22, 2023 120 Marcum ��r ■ One Southeast Thirtl Avenue ■ Suite 1100 ■ Miami,Florida 33131 ■ Phone 305.995.9600 ■ Fax 305.995.9601 ■ www.mBrCumIIp.COm CTTY UF ���r s,� __ �;�, ,, '`���`��'►�':��,- � . � �_,;. �L �I�� �I�"'� - .�: .�� � � ��� GATEWAF TO TN�PLORIDA�{EYS ANb THE EVERGLAUES IMPACT FEE AFFIDAVIT BEFORE ME, the undersigned authority, personally appeared Chad Burkhalter, who being duly sworn, deposes and says on oath that: 1. I am the Chief Financial Officer of City of Florida City which is a local governmental entity of the State of Florida; 2. The governing body of City of Florida City adopted Ordinance No. 97-05, 05- 10, & 08-01 implementing impact fees or authorized City of Florida City to receive and expend proceeds of impact fees implemented by City of Florida City; and 3. City of Florida City has complied and, as of the date of this Affidavit, remains in compliance with Section 163.31801, Florida Statutes. FURTHER AFFIANT SAYETH NAUGHT. � - ._� �� ������ Chad Burkhalter STATE OF FLORIDA COUNTY OF Miami-Dade �H SWORN TO AND SUBSCRIBED before me this � — day of ��n 2 , 2023. �ti�wA� NOTARY PUBLIC Kexry-Ann Napoles Personally known or produced identification Type of idenrification produced: �[r My Cominission Expires: s�� KERRY-ANN E NAPOlES ;� �': Notary Pubik-St�te uf ftorfda ���`� Cammissia��HH 32176! a N,� My Comm.Expires Ott 1b,201i ����bonded throu3h Nitional Notary Assn. I21