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HomeMy WebLinkAboutCity of Miami - Public Financial ReportANNUAL POPULAR FINANCIALREPORT Fiscal Year Ended September 30, 2021 2021 . Prepared By: THE FINANCE DEPARTMENT Erica T. Paschal, CPA Director Munirah Daniel, CPA Assistant Director Noel G. Ramos Controller Armando J. Blanco Treasurer FISCAL YEAR ENDED September 30, 2021 POPULAR ANNUAL FINANCIAL REPORT City of Miami, Florida INTRODUCTION About our City ........................................................1 Principal City Officials .........................................2 City Organizational Chart ..................................3 Geographic Location and Population ..........4 Miami by the Numbers ........................................5 Economic Outlook ................................................6 Achievements .........................................................7 Budget Process ......................................................8 FINANCIAL INFORMATION Financial Highlights ..............................................9 Net Position .............................................................10 Expenses ...................................................................11 Revenues ..................................................................12 Capital Assets .........................................................13 Long-Term Obligations ......................................14 Cash and Investments .........................................16 Fund Balance ..........................................................17 TABLE OF CONTENTS ABOUT the POPULAR ANNUAL FINANCIAL REPORT (PAFR) The Popular Annual Financial Report (PAFR) is an unaudited summary report of the financial activities of the City, and is prepared primarily from detailed information contained in the City’s 2021 Annual Comprehensive Financial Report, with selected information from Annual Comprehensive Financial Report’s prepared for earlier years. The Annual Comprehensive Financial Report is prepared in accordance with generally accepted accounting principles (GAAP) and includes audited financial statements. As such, it provides much more detail as well as full disclosure of all material events, both financial and non-financial. The GAAP presentation also includes the City’s component units (related organizations) and information on individual funds. The information in the Annual Comprehensive Financial Report by its nature can be technical and complex and as such not as useful to citizens wishing to gain an overview of the City’s finances. The PAFR has been prepared to simplify the information in the Annual Comprehensive Financial Report and better inform the public about the overall financial condition of the City, without the heavy use of technical accounting terms or excessive detail. The PAFR is not intended to provide a complete financial picture of the City in accordance with GAAP. Questions or feedback concerning any of the information provided in this report or requests for additional financial information may be directed to the City’s Finance Department via mail to 444 SW 2nd Avenue, 6th Floor, Miami, Florida 33130. TO VIEW THE CITY’S ANNUAL COMPREHENSIVE FINANCIAL REPORT AND POPULAR ANNUAL FINANCIAL REPORT (PAFR) PLEASE VISIT: http://archive.miamigov.com/Finance/ financialInfo.html COVER PHOTO Miami Skyline Stock photos by: Demetrius Theune The Finance Department would like to extend a special recognition to Richard Rios, GSA-Graphics Reproduction Division, for his creativity and support with the production of the Popular Annual Financial Report City of Miami, Florida Finance Department 444 SW 2 Avenue, 6th Floor, Miami, Florida 33130 ANNUAL POPULAR FINANCIALREPORT Fiscal Year Ended September 30, 2021 2021 CITY OF MIAMI 1 The City of Miami was incorporated in 1896. The City is situated at the mouth of the Miami River on the western shores of Biscayne Bay. It is a main port of entry into Florida. Now 125 years old, the City is part of the nation’s eighth largest metropolitan area. Incorporated in 1896, the City is the only municipality conceived and founded by a woman – Julia Tuttle. The City Charter was adopted by the electors of the City of Miami at an election held May 17, 1921 and legalized and validated by Chapter 9024 of the laws of the State of Florida of 1921. The Florida Legislature, in 1955, approved and submitted to a general election, a constitutional amendment designed to give a new form of government to Miami-Dade County, Florida (“County”). The County is, in effect, a municipality with governmental powers affecting thirty-five cities and unincorporated areas, including the City. The County has not displaced nor replaced the cities’ powers, but supplements them. The County can assume activities of the City’s operations if the services fall below minimum standards set by the County Commission, or with the consent of the governing body of the City. Accordingly, the County’s financial statements are not included in this report. Since 1997, the City has been governed by a form of government known as the “Mayor-City Commissioner plan.” There are five Commissioners elected from designated districts within the City. City elections are held in November every two years on a non-partisan basis. Candidates for Mayor must run as such, and not for the Commission in general. At each election, two or three members of the Commission are elected for four-year terms. Thus, the terms are staggered so that there are always at least two experienced members of the Commission. The Mayor is elected at large every four years. As official head of the City, the Mayor has veto authority over actions of the Commission. The Mayor appoints the City Manager who functions as chief administrative officer. The City Manager serves as the administrative head of the municipal government, charged with the responsibility of managing the City’s financial operations and organizing and directing the administrative infrastructure. The City Manager also retains full authority in the appointment and supervision of department directors, preparation of the City’s annual budget and initiation of the investigative procedures. In addition, the City Manager takes appropriate action on all administrative matters. ABOUT OUR CITY CITY SERVICES The City provides a full range of services, including police and fire protection, public works projects, solid waste collection, building inspections, licenses and permits, code compliance, the construction and maintenance of streets, housing and community development, recreational and cultural activities, human services, trolley services, and resilience and sustainability initiatives. CITY OF MIAMI 2 MISSION STATEMENT Miami is a modern and diverse city that is a global leader in technology, innovation, and resiliency. VISION The City of Miami is committed to elevating the quality of life of its residents by improving public safety, housing, mobility, diverse shared spaces that foster community, and efficient and transparent government. Francis X. Suarez Mayor Ken Russell Commissioner - District 2 Manolo Reyes Commissioner - District 4 Arthur Noriega V City Manager Todd B. Hannon City Clerk Alex Díaz de la Portilla Commissioner - District 1 Christine King Commissioner - District 5 Chairwoman Victoria Méndez City Attorney Joe Carollo Commissioner - District 3 Vice-Chairman CITY OF MIAMI, FLORIDA CITY OF MIAMI 3 CITY ORGANIZATIONAL CHART City Attorney Victoria Méndez City Clerk Todd B. Hannon Independent Auditor General Theodore Guba, CPA CITY COMMISSION Chairwoman: Christine King District 5 Vice-Chairman: Joe Carollo District 3 Ken Russell District 2 Commissioner: Alex Díaz de la Portilla District 1 Commissioner: Manolo Reyes District 4 Executive Mayor Francis X. Suarez Chief Administrator / City Manager Arthur Noriega, V Fire Rescue Police Human Resources Planning Zoning Resilience and Public Works Fire Fighters’ and Police Officers’ Retirement Trust General Employees’ and Sanitation Employees’ Retirement Trust Civil Service Civilian Investigative Panel Virginia Key Beach Park Trust Bayfront ParkManagement Trust Miami Parking Authority Southeast Overtown Park West CRA Omni CRA DowntownDevelopment Authority Capital Improvements Communications Equal Opportunity and Diversity Programs Agenda Coordination Assistant City Manager Chief of Operations Natasha Colebrook-Williams Assistant City Manager Chief Financial Officer Fernando Casamayor Deputy City Manager Chief of Infrastructure Nzeribe Ihekwaba, Ph.D., PE Liberty City Trust Coconut Grove BID Wynwood BID Little Haiti Revitalizaton Trust Building Parks and Recreation Midtown CRA Code Compliance Human Services Innovation and Technology Solid Waste General Services AdministrationGrants Administration Management and Budget Procurement Risk Management Housing and Community Development Real Estate and Asset Management Finance CITY OF MIAMI 4 According to the U.S. Census Bureau, the City’s population in 1900 was 1,700 people. Today it is a city rich in cultural and ethnic diversity of approximately 449,747 residents according to the Bureau of Economic and Business research, University of Florida. In physical size, the City is not large, encompassing only 35.87 square miles. In population, the City is the largest of the 34 municipalities that make up Miami-Dade County. District 1 District 2 District 3District 4 District 5 COMMISSION DISTRICTS DISTRICT 1: Commissioner Alex Díaz de la Portilla DISTRICT 2: Commissioner Ken Russell DISTRICT 3: Vice-Chairman Joe Carollo DISTRICT 4: Commissioner Manolo Reyes DISTRICT 5: Chairwoman Christine King GEOGRAPHIC LOCATION AND POPULATION CITY OF MIAMI 5 MIAMI BY THE NUMBERS CITY EMPLOYEES MIAMI AREA PUBLIC WORKS POLICE PARK & RECREATION FIRE 4,381 35.87 Sq. Miles 661.6 Streets (miles paved) 1 Station 3 Sub-stations 149 Parks 43 Community Centers 15 Stations POPULATION 449,747 The City of Miami is the largest of 34 municipalities that make up Miami- Dade County CITY OF MIAMI 6 On January 30, 2020, the World Health Organization declared the coronavirus outbreak a "Public Health Emergency of International Concern" and on March 12, 2020 the City of Miami declared a State of Local Emergency due to the spread of COVID -19 in Miami-Dade County, Florida. The spread of COVID-19, a novel strain of coronavirus, has altered the behavior of business and people in a manner that is having negative effects on local, regional and global economies. The extent to which COVID-19 will continue to impact the City will depend on future developments, which are highly uncertain and cannot be predicted with confidence, including the duration of the outbreak, new information that may emerge concerning the severity of COVID-19, the actions taken to contain COVID-19 or treat its impact, and the impact of each of these items on the economies and financial markets in the United States. In response to the economic hardships caused by the COVID-19 Pandemic, Congress passed the Coronavirus Aid, Relief and Economic Security Act (CARES Act). With its allocation of CARES Act funds, the City of Miami launched a Business Assistance Grant program to assist qualified for- profit and not-for-profit small businesses located within City of Miami limits that suffered a loss of revenue due to the COVID-19 pandemic. The program provided 128 eligible businesses with a one-time assistance grant equal to 20 percent of the business’s annual gross revenue in 2019. The program was capped at a maximum amount of $20,000, to cover expenses that help the business remain operational, which totaled approximately $1.9 million. On March 11, 2021, the United States Congress enacted the American Rescue Plan, which was a $1.9 trillion economic stimulus bill to provide economic relief in response to the COVID-19 pandemic. The City was approved for an allocation of $137.6 million. In June 2021, the City received $68.8 million of the allocation to be appropriated for programs that respond to the negative impacts of the pandemic, provide premium pay for essential workers, and invest in water, sewer, and broadband infrastructure. As with most U.S. cities, but particularly important for the Miami area given its dependence on travel-related activity, economic and revenue performance are closely aligned with the progression of the virus and widespread availability of an effective vaccine or treatment. The current deployment of the COVID-19 vaccines to the population is an indicator that points towards improvement in the local economy. ECONOMIC OUTLOOK CITY OF MIAMI 7 The Government Finance Officers Association of The United States and Canada (GFOA) has given an award for Outstanding Achievement in Popular Annual Financial Reporting to the City of Miami, Florida for its Popular Annual Financial Report for the fiscal year ended September 30, 2020. The Award for Outstanding Achievement in Popular Annual Financial Reporting is a prestigious national award recognizing conformance with the highest standards for preparation of state and local government popular financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish a Popular Annual Financial Report, whose contents conform to program standards of creativity, presentation, understandability and reader appeal. A GFOA award in Popular Annual Financial Reporting is valid for a period of one year only. We believe our current report continues to conform to the Popular Annual Financial Reporting requirements, and we are submitting it to the GFOA. The City of Miami, Florida was also awarded the Certificate of Achievement for Excellence in Financial Reporting by the Government Finance Officers Association of the United States and Canada for its Annual Comprehensive Financial Report for year ended September 30, 2020. The Certificate of Achievement is the highest form of recognition for excellence in state and local government financial reporting. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized Annual Comprehensive Financial Report, whose contents conform to program standards. The report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is also valid for a period of one year. We believe our Annual Comprehensive Financial Report continues to conform to the Certificate of Achievement program requirements, and we have also submitted our Annual Comprehensive Financial Report for the current year to the GFOA. Government Finance Officers Association Award for Outstanding Achievement in Popular Annual Financial Reporting Presented to City of Miami Florida For its Annual Financial Report for the Fiscal Year Ended September 30, 2020 Executive Director/CEO ACHIEVEMENTS CITY OF MIAMI 8 END OF FEBRUARY Department Budget Submittals MARCH Mayor delivers "State of the City" address to City residents APRIL THROUGH MAY Budget workshops are conducted with the department and budget analysts. Public Hearings are held for citizen's comments. JULY Proposed Budget is finalized and introduction of Budget Ordinance to the City Commission. Commission also votes on the proposed millage rate. SEPTEMBERReview of Budget Ordinance and Public Hearings with City Manager and department directors LATE SEPTEMBERAdoption of Budget Ordinance The annual budget serves as the foundation for the City’s financial planning and control. The City’s fiscal year is from October 1st to September 30th. The Mayor is required to prepare and deliver a budgetary address annually to the residents of the City. The City Commission is required to hold public hearings on the proposed budget and to adopt the final budget no later than September 30th preceding the beginning of the fiscal year on October 1st. Budgets are monitored at varying levels of classification detail that include both personnel and operating as appropriation designations; however, budgetary control is legally maintained at the fund level, except for the general fund, which is maintained at the departmental operating level. BUDET PROCESS CITY OF MIAMI 9 The information provided is summarized and represents only selected funds; therefore, it is not in accordance with generally accepted accounting principles (GAAP) and is not intended to represent all of the City’s component units. The following table is a summary of select financial data for the past two fiscal years: Governmental activities of the City – general government, planning, and development, community development, community redevelopment areas, public works, public safety, public facilities, parks and recreation, interest on long- term debt. FINANCIAL SUMMARY 2021 $ 1,965,193,186 573,825,255 3,072,883,367 375,123,936 (908,988,863) 1,105,091,240 1,105,091,240 1,227,209,415 1,227,209,415 1,076,256,328 1,076,256,328 539,567,520 $ 539,567,520 NET POSITIONS Assets Deferred Outflows Liabilities Deferred Inflows Total Net Position (Deficit) REVENUES Governmental Activities Total Revenues EXPENSES Governmental Activities Total Expenditures CAPITAL ASSETS Governmental Activities Total Capital Assets LONG-TERM OBLIGATIONS Governmental Activities Total Long-Term Obligations 2020 $ 1,816,112,772 566,452,576 2,854,317,892 315,118,144 (786,870,688) 1,024,569,536 1,024,569,536 1,095,966,163 1,095,966,163 1,092,258,711 1,092,258,711 548,405,997 $ 548,405,997 GOVERNMENTAL ACTIVITIES FINANCIAL HIGHLIGHTS CITY OF MIAMI 10 The Government-wide Balance Sheet, known as the Statement of Net Position, presents information on all of the City’s assets and liabilities, with the difference between the two reported as net position. Increases and decreases in net position serve as an indicator of the City’s financial position and of the results of the City’s operations. The liabilities and deferred inflows of resources of the City exceeded its assets and deferred outflows of resources at the close of the 2021 fiscal year by approximately $909.0 million (net position deficit). One portion of the City’s net position is its investment in capital assets (e.g. infrastructure, land, buildings, machinery and equipment), which is reported net of accumulated depreciation, less any related debt used to construct or acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in capital assets is reported net of related debt, it should be noted the resources needed to repay this debt must be provided from other sources, since the capital assets themselves are typically not used to liquidate these liabilities. As of September 30, 2021, the City’s net investment in capital assets was approximately $630.0 million. An additional portion of the City’s net position represents resources that are subject to restrictions on how they may be used. As of September 30, 2021, the City’s portion of restricted net position was approximately $426.2 million. The remaining portion of the City’s net position represents an unrestricted net deficit of approximately $2.0 billion, which is primarily due to outstanding borrowings for which there are no off-setting assets, along with an increase in claims payable, net pension liability, and other post-employment benefits (OPEB liability. At the end of the current fiscal year, the City's overall net position decreased by approximately $122.1 million compared to the prior fiscal year. STATEMENT OF NET POSITION GOVERNMENT ACTIVITIES 2021 $888,936,858 1,076,256,328 1,965,193,186 573,825,255 328,328,727 2,744,554,640 3,072,883,367 375,123,936 629,956,484 426,214,523 (1,965,159,870) $(908,988,863) CHANGE ($) $165,082,797 (16,002,383) 149,080,414 7,372,679 95,659,100 122,906,375 218,565,475 60,005,792 (35,724,121) 24,908,329 (111,302,383) $(122,118,175) 2020 $ 723,854,061 1,092,258,711 1,816,112,772 566,452,576 232,669,627 2,621,648,265 2,854,317,892 315,118,144 665,680,605 401,306,194 (1,853,857,487) $ (786,870,688) CHANGE (%) 22.81% -1.47% 8.21% 1.30% 41.11% 4.69% 7.66% 19.04% -5.37% 6.21% 6.00% 15.52% ASSETS Current and Other Assets Capital Assets Total Assets DEFERRED OUTFLOWS OF RESOURCES LIABILITIES Other Liabilities Long-Term Liabilities Total Liabilities DEFERRED INFLOWS OF RESOURCES NET POSITION (Deficit) Net Investment in Capital Assets Restricted Unrestricted (Deficit) Total Net Position (Deficit) THE CITY'S NET POSITION CITY OF MIAMI 11 WHERE DOES THE MONEY GO? During fiscal year 2021, expenses for governmental activities increased by $131.2 million primarily due to Public Safety expenses increasing by $91.2 million and Community Development expenses increasing by $20.7 million during the current fiscal year. The following schedule reflects a summary of expenses compared to the prior year: TOTAL EXPENSES 2021 $ 181,802,024 32,322,698 49,845,139 41,687,355 128,492,915 693,848,367 20,286,822 60,233,253 18,690,842 $ 1,227,209,415 EXPENSES General Government Planning and Development Community Development Community Redevelpment Areas Public Works Public Safety Public Facilities Parks and Recreation Interest on Long-Term Debt Total Expenses 2020 $ 177,167,727 29,291,564 29,159,537 48,200,294 116,448,800 602,699,416 19,575,268 54,919,137 18,504,420 $ 1,095,966,163 2019 $ 212,030,574 32,481,681 29,885,260 39,510,779 118,662,743 534,660,409 20,295,788 63,493,078 20,689,106 $ 1,071,709,418 GOVERNMENTAL ACTIVITIES Community Development4% Planning and Development3% General Government 15% Community Redevelopment Areas 3% Public Works 10% Public Safety 57% Public Facilities 2% Parks and Recreation 5%Interest on Long-Term Debt 1% GOVERNMENT FUND EXPENSES CITY OF MIAMI 12 WHERE DOES THE MONEY COME FROM? During fiscal year 2021, total revenues for governmental activities increased over the prior year but were less than the total expenses for the governmental activities. Specifically, property taxes increased over the prior year by $33.2 million, an increase of 7.0 percent, which was primarily driven by new construction. The following schedule reflects a summary of revenue compared to the prior year: TOTAL REVENUES 2021 $ 242,502,030 162,278,864 19,238,489 505,088,763 50,339,450 18,716,613 40,024,004 65,846,228 1,056,799 $ 1,105,091,240 2020 $ 236,702,616 120,557,951 7,128,248 471,877,220 49,083,039 16,310,689 32,664,564 64,646,386 13,537,217 12,061,606 $ 1,024,569,536 PROGRAM REVENUES Charges for Services Operating Grants and Contributions Capital Grants and Contributions GENERAL REVENUE Property Taxes Franchise Taxes State Revenue Sharing - Unrestricted Sales and Other Use Taxes Public Service Taxes Gain (loss) Sale of Property Investment earnings/(losses) - unrestricted Total Revenues 2019 $ 264,479,946 104,297,657 2,816,007 427,204,549 51,399,079 17,254,032 37,022,921 64,160,961 17,068,757 $ 985,703,909 GOVERNMENTAL ACTIVITIES Charges for Services 21.94% Operating Grant and Contributions14.68% State Revenue Sharing - Unristricted1.69%Capital Grants and Contributions1.74% Franchise Taxes 4.56% Property Taxes 45.71% Sales and other use taxes 3.62%Public Service Taxes5.96% Investment Earnings - Unrestricted 0.10% GOVERNMENT FUND REVENUES CITY OF MIAMI 13 INVESTING IN OUR COMMUNITY The City’s investment in capital assets as of September 30, 2021, is $1.1 billion. This investment in capital assets includes land, buildings, improvements, machinery, equipment and infrastructure. The total decrease in capital assets from the end of the prior fiscal year is approximately $16.0 million. Major capital asset events during the current fiscal year included the following: Major capital asset events during the current fiscal year included the following: • Land increased approximately $1.4 million. •Construction in progress increased approximately $37.7 million. The total transfers out and deletions of construction in progress amounted to approximately $24.1 million; however, there was an addition of approximately $61.8 million in new expenditures. •Buildings decreased by approximately $8.1 million. The decrease is primarily attributed to $8.1 million in depreciation expense. •Improvements decreased by approximately $12.5 million. The projects completed during the fiscal year and transferred from construction in progress totaled $0.8 million. There was also an addition of $0.5 million. These transfers and additions are offset by depreciation expense and retirements incurred for the current fiscal year which net to $13.7 million. •Machinery and Equipment decreased by approximately $14.9 million. There was $7.6 million in additions, primarily attributed to the acquisition of Fire vehicles, new trolleys for Transportation, Police and Fire equipment. These expenditures are offset by $6.4 million in retirements and approximately $15.4 million in depreciation expense for the current fiscal year. •Infrastructure decreased by approximately $19.7 million. The projects completed during the fiscal year and transferred from construction in progress totaled $15.1 million and were primarily for seawall and storm drain projects. This was offset by $34.8 million in depreciation expense for the current fiscal year. CAPITAL ASSETS (NET OF DEPRECIATION) 2021 $ 122,601,250 202,008,071 193,053,271 53,513,745 60,381,452 444,698,539 $ 1,076,256,328 2020 $ 121,199,691 164,334,377 201,121,853 65,991,842 75,258,399 464,352,548 $ 1,092,258,711 Land Construction-in-Progress Buildings Improvements Machinery and Equipment Infrastructure Total Capital Assets GOVERNMENTAL ACTIVITIES SUMMARY OF CAPITAL ASSETS CITY OF MIAMI 14 As of September 30, 2021, the City’s long-term obligations totaled $2.85 billion. Of this amount, $107.7 million is due within one year. The long-term obligations for the City include claims payable, debt, compensated absences, net pension liability, and other post-employment benefit (OPEB) obligations. The claims payable balance of $231.2 million includes an accrual of $1.6 million for pollution remediation obligations, which are obligations to address the current or potential detrimental effects of existing pollution, $49.2 million for potential legal claims and $180.4 million in connection with the City’s self-insurance program. The City had total debt outstanding of $539.57 million plus $5.69 million of unamortized bond premiums as of September 30, 2021. Of this amount, $94.35 million is backed by Limited Ad Valorem Tax Revenue; the remainder represents Special Obligation, Revenue bonds, loans and leases which are secured solely by Non-Ad Valorem Revenue sources. Ending Balance as of September 30, 2021 $ 94,345,000 305,622,520 139,600,000 539,567,520 5,689,227 82,659,616 231,170,181 958,411,935 1,034,749,059 $ 2,852,247,538 LONG-TERM OBLIGATIONS General Obligation Bonds – Direct Placement Other Direct Placements Special Obligation and Revenue Bonds, Loans and Leases Total Debt Outstanding Bond Premium (Discounts) Compensated Absences Claims Payable Other Post Employment Benefits Net Pension Liability Total Long-Term Obligations Amount Due Within One Year 23,065,000 27,364,832 9,295,000 59,724,832 - 7,020,597 40,947,469 - - $ 107,692,898 GOVERNMENTAL ACTIVITIES LONG TERM DEBT Special Obligation and Revenue Bonds, Loans and Leases26% General Obligation Bonds:Direct Payment Placement 17% Other Direct Placements 57% LONG-TERM OBLIGATIONS CITY OF MIAMI 15 During Fiscal Year 2021 the City issued $16.3 million in Vehicle Replacement Program Series 2020 #2, $24.4 million Special Obligation Tax-Exempt Revenue Bonds Series 2021 (FP&L Undergrounding Project), and $9.8 million Vehicle Replacement Program Series 2021. CREDIT RATINGS There are three major rating agencies that evaluate thousands of issuers and their municipal bonds. The agencies are Moody’s, Standard and Poor’s (S&P), and Fitch Ratings. The ratings agencies assign ratings such as AAA and other ratings. The objective of the rating agency is to assign a municipal bond credit rating to make it faster for market participants to evaluate risk. A bond’s credit rating is the rating agency’s opinion as to the creditworthiness of the bond’s issuer. Each rating agency produces a ratings scale. The table below shows the City's latest ratings as determined by the three national rating agencies (Moody’s, Standard & Poor’s, and Fitch Ratings) as of September 30, 2021: City of Miami Bond Ratings ISSUE Limited General Obligation Marlins Garage Special Obligation (NAV) Street and Sidewalks Aa3 Aa Aa3 A2 AA- AA- AA- A A- A+ A+ AA- BOND CREDIT RATING In investment, the bond credit rating represents the credit worthiness of corporate or government bonds. It is not the same as individual’s credit score. The ratings are published by credit rating agencies and used by investment professionals to assess the likelihood the debt will be repaid. Credit rating is a highly concentrated industry with the two largest rating agencies — Moody’s Investors Service, Standard & Poor’s — having roughly 80% market share globally, and the “Big Three” credit rating agencies — Moody’s, S&P and Fitch Ratings — controlling approximately 95% of the ratings business.” LONG-TERM OBLIGATIONS CITY OF MIAMI 16 TYPES OF RISK Interest Rate Risk - the risk that the fair value of the City’s investments will decrease as a result of an increase in interest rates. Credit Rate Risk – the risk that the City will not recover its investments due to the inability of the issuer to fulfill its obligation. Custodial Credit Risk – the risk that, in the event of failure of the issuer, the City will not be able to recover the value of its deposits, investments, or collateral securities that are in possession of an outside party. WAYS THE CITY MITIGATES RISK Interest Rate Risk - to limit its exposure to fair value losses arising from rising interest rates, the City’s Investment Policy limits the maturity of an investment to a maximum of five years. Credit Rate Risk – in order to prevent over concentration by investment type, the City’s Investment Policy provides for diversification of its portfolio which establishes limitations on portfolio composition by investment type and by issuer. Custodial Credit Risk – the City’s Investment Policy requires that all securities be registered in the name of the City and be held with a third party custodian. The policy also requires that all securities purchased and all collateral obtained by the City should be properly designated as an asset of the City. As of September 30, 2021, pooled cash, cash equivalents and investments including restricted amounts of the primary government, exclusive of the Pension Trust Funds and discrete component units balances, consisted of the following: Balance $ 230,293,647 21,490,663 21,057,425 96,263,613 44,602,450 159,911,300 10,187,577 35,212 583,841,887 205,950,952 $ 789,792,839 Investment Type United States Treasury Notes Federal National Mortgage Association Federal Home Loan Mortgage Corp. Federal Home Loan Bank Corporate Notes Commercial Paper Supranational Notes Money Market Fund Total Investments Bank Deposits Total Pooled Cash, Cash Equivalents and Investments Standard & Poor's Rating AA+ AA+ AA+ AA+ A- A-1 AAA AAAm Moody's Rating Aaa Aaa Aaa Aaa A3 P-1 Aaa Aaa-mf CASH AND INVESTMENTS CITY OF MIAMI 17 The following is a description of the City’s fund balance classifications: Non Spendable Fund Balance – This amount includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Examples of this would be inventory, prepaid assets, and permanent endowments. Restricted Fund Balance – This amount includes amounts that are restricted to specific purposes stipulated by (a) external creditors, grantors, contributors, or laws or regulations of other governments or (b) imposed by law through constitutional provisions or enabling legislation. Committed Fund Balance – This amount includes amounts that can only be used for specific purposes pursuant to constraints imposed by resolution of the City’s highest level of decision making authority, which is the City Commission. Once adopted by resolution, a resolution can only be revised or removed by adoption of a new resolution. Assigned Fund Balance – This amount includes amounts that are constrained by the City’s intent to be used for specific purposes, but are neither restricted nor committed. Assignments are made directly by formal action of the City Commission. Unassigned Fund Balance – This amount is the residual classification for the General Fund. This classification represents fund balance that has not been assigned to other funds and that has not been restricted, committed, or assigned to specific purposes within the General Fund. An assigned fund balance cannot result in an unassigned fund balance deficit. The General Fund is the chief operating fund of the City. At the end of the current fiscal year, the City’s total General Fund balance was $157.5 million. Of this amount, the City has approximately $54.1 million retained as designated fund balance, which includes $51.3 million as restricted, approximately $27.1 million is reported as non-spendable for prepaid expenses and advances, approximately $2.8 million is designated as assigned fund balance, and approximately $76.3 million is unassigned fund balance in accordance with the City’s Financial Integrity Ordinance. The General Fund’s fund balance had a net decrease of approximately $39.1 million during the current fiscal year. Although revenues increased by $35.6 million, the increase was offset by an increase in expenses of $36.5 million and an increase in other financing uses totaling $34.8 million, which resulted in the net decrease of the General Fund balance. The primary change that contributed to the increase in other financing sources, was transfers of $105.2 million from the General fund to other funds, which increased by $34.5 million from the prior year, and includes $45 million transferred to Other Capital Projects for a new administration building. FUND BALANCE - GENERAL FUND 2021 $ 27,108,617 51,328,869 - 2,811,048 76,264,571 $ 157,513,105 2020 $ 13,821,891 96,364,271 - 12,516,335 73,863,962 $ 196,566,459 Non Spendable Restricted Committed Assigned Unassigned Total Fund Balances FUND BALANCE CITY OF MIAMI ANNUAL POPULAR FINANCIALREPORT Fiscal Year Ended September 30, 2021 www.miamigov.com twitter.com/miamifinance305 City Mayor's Office ...........................................(305) 250-5300 City Manager's Office ......................................(305) 250-5400 Finance ...............................................................(305) 416-1570 Fraud Hot Line ...................................................(305) 416-2003 Office of Management and Budget ..............(305) 416-1502 General Services Administration .................(305) 329-4870 Code Compliance .............................................(305) 416-2087 Housing and Community Development ......(305) 416-2080 Employment Office ..........................................(305) 416-2170 Loan Servicing ...................................................(305) 416 1975 Occupational Licenses (BTR) ........................(305) 416-1918 Division of Emergency Management ...........(305) 468-5900 Public Facilities .................................................(305) 416-1450 Sanitation Code Enforcement ......................(305) 960-2830 Building Inspections and Permits .................(305) 416-1100 CONTACT INFORMATION